Rates
Rates are subject to change. For the most current rates, please call America's Credit Union at (972) 494-5328 or (800) 543-2811.
Certificate of Deposit
-($5,000 minimum to open) Penalties for early withdrawal
Effective December 17, 2012
* Fees could reduce the earnings.
IRA Certificate of Deposit
- ($2,000 Minimum to open) Penalties for early withdrawal
Effective December 17, 2012
* Fees could reduce the earnings.
Money Market Checking Account
- Minimum to open is $2,500.
Minimum daily balance is $500. $3 monthly fee for dropping below $500. No more than four checks a month, and no more than three non-check withdrawals per month.
Effective January 1, 2010
* Fees could reduce the earnings. Rate/Yield on above account is subject to change daily.
IRA Share Account
- ($25 Minimum to open)
Interest is calculated using the daily balance method and is paid quarterly.
Effective January 1, 2013
* Fees could reduce the earnings. Rate/Yield on above account is subject to change daily.
Savings Rates
- $25.00 minimum to open
($5 minimum to open Club Accounts) Dividends are calculated using
the daily balance method and are paid quarterly.
Effective January 1, 2013
* Fees could reduce the earnings. Rate/Yield on above accounts is subject to change daily.
America's Credit Union is backed by strong reserves.
It ranks among the highest capitalized financial institutions in the nation.
This credit union is federally insured by the National Credit Union Administration.
Loan Rates
Vehicle and Boat 2013-2009
Effective January 2, 2013
*Actual rate is based on loan term and credit rating of member. *All rates and yields are subject to change. *Rate and term based on year and mileage of vehicle.
2008 & Older
Effective January 2, 2013
*Actual rate is based on loan term and credit rating of member.
*All rates and yields are subject to change.
*Rate and term based on year and mileage of vehicle.
Share Secured
(Fixed Loan Rate)
Effective January 23, 2008
Other Loans
Effective January 2, 2013
*Actual rate is based on loan term and credit rating of member.
*All rates and yields are subject to change.
Home Equity
Effective January 2, 2013
Mobile Homes
Effective January 2, 2013
Unimproved Property
Effective January 2, 2013
First Mortgage Real Estate
($400,000 - Under)
Effective January 2, 2013
*Balloon notes may be amortized over 30 years
First Mortgage Jumbo Real Estate
(over $400,000 to $800,000)
Effective January 2, 2013
* For Real Estate Loan rates over $800,000, please see your America's Credit Union Mortgage Loan Officer.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
