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Rates

Rates are subject to change.

Certificate of Deposit

-($5,000 minimum to open) Penalties for early withdrawal

Effective July 20, 2015

* Fees could reduce the earnings.

IRA Certificate of Deposit

- ($2,000 Minimum to open) Penalties for early withdrawal

Effective July 20,2015

* Fees could reduce the earnings.

Money Market Checking Account

- Minimum to open is $2,500.
Minimum daily balance is $500. $3 monthly fee for dropping below $500. No more than four checks a month, and no more than three non-check withdrawals per month.

Effective October 1, 2015

* Fees could reduce the earnings. Rate/Yield on above account is subject to change daily.

IRA Share Account

- ($25 Minimum to open)
Interest is calculated using the daily balance method and is paid quarterly.

Effective October 1, 2015

* Fees could reduce the earnings. Rate/Yield on above account is subject to change daily.

Savings Rates

- $25.00 minimum to open
($5 minimum to open Club Accounts) Dividends are calculated using
the daily balance method and are paid quarterly.

Effective October 1, 2015

* Fees could reduce the earnings. Rate/Yield on above accounts is subject to change daily.

America's Credit Union is backed by strong reserves.
It ranks among the highest capitalized financial institutions in the nation.

This credit union is federally insured by the National Credit Union Administration.

Loan Rates

Vehicle  2017-2013

Effective March 16, 2017

*Actual rate is based on loan term and credit rating of member. *All rates and yields are subject to change. *Rate and term based on year and mileage of vehicle.

2012 & Older

Effective November 7, 2016

*Actual rate is based on loan term and credit rating of member.
*All rates and yields are subject to change.
*Rate and term based on year and mileage of vehicle.

Share Secured

(Fixed Loan Rate)

Effective January 23, 2008

 

Other Loans

Effective May 23, 2016

*Actual rate is based on loan term and credit rating of member.
*All rates and yields are subject to change.

Home Equity

Effective January 2, 2013

 

Unimproved Property 

Effective January 2, 2013

First Mortgage Real Estate

($500,000 - Under)

Effective January 2, 2013

*Balloon notes may be amortized over 30 years

First Mortgage Jumbo Real Estate

(over $500,000 to $900,000)

Effective January 2, 2013

* For Real Estate Loan rates over $900,000, please see your America's Credit Union Mortgage Loan Officer.

 

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.