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5 DIY Home Improvement Projects for Summer On a Budget Blog Feature

By: America's Credit Union on June 17th, 2022

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5 DIY Home Improvement Projects for Summer On a Budget

Life | Budgeting | Home Improvements

Winter and spring’s unpredictable weather coupled with hectic family school schedules cause home improvement projects to take a back seat. Now that summer’s reliable weather is within reach, it’s the perfect time to tackle some affordable home upgrades.

By utilizing straightforward do-it-yourself skills, working families can eliminate the cost of hiring a contractor. With only a modest investment this summer, the right home improvements can provide an affordable enhancement to your property.


Advantages and Disadvantages of Summer Home Improvement Projects

Summer is the perfect time to complete your home improvement projects! The more consistent sunshine offers property owners the ability to schedule home improvement project phases with only minimal concern about inclement weather. Not worrying about the threat of rain is important because complex builds and remodels can leave untreated lumber or areas of a home exposed.

By that same token, the summer heat often requires homeowners to take a break during peak afternoon temperatures. It’s not unusual to manage DIY home improvement projects early in the morning or late afternoon when high temperatures dictate. If you are thinking about making property enhancements this summer, these rank among the popular DIY home improvements that require minimal investments.

1. Swap Out Your Entry Door

Aging or damaged front doors negatively affect the curbside appeal of any home. The entry tends to be a primary focus of passersby and says a great deal about the level of care people take regarding their homes. The price of a new door runs anywhere from under a few hundred to several thousand dollars, if you hire professionals.

Homeowners usually cut the price in half by installing pre-hung entry doors themselves. Timing the project during a stretch of mild warm days means you won’t incur unnecessary heating or air conditioning expenses. Swapping out your entry door typically increases the property value as well.


2. Plant a Garden

Planting a new garden ranks among the more cost-effective ways to beautify a property without breaking the bank. Creating raised beds with classic brick or convenient landscaping products creates a subtly layered landscape. A modest topsoil delivery, mulch, and attractive perennials such as Shasta daisies, purple coneflowers, and blooming shrubs, make new gardens a savvy investment and a wonderful way to spend leisure time. Consider re-imaging your landscape with well-placed gardens and craft a budget that works for you.

If gardening is already part of your backyard landscape, consider growing fresh fruits, vegetables, or herbs. There’s nothing quite like the taste of your own grown produce. With abundant gardening for beginners guides and tips, you’ll have no problem finding advice on the right location, size pots and gardening beds, and selection of crops to grow. This garden is a great use of your time, and it may just save you a last-minute trip to the grocery store!

3. Build a Shed

Building a shed over the summer provides increased storage space for tools, bicycles, and children’s toys, and yard maintenance equipment. Community members can make the home improvement project increasingly cost-effective by using materials such as metal roofing, textured plywood siding, reclaimed wood, and by installing a DIY door. There are plenty of ways to save money and keep the project on a budget your family can afford.

4. Repair or Replace Your Windows

The heat of summer can be brutal. Although the exterior of our homes are built to take a beating, there are some things you can do to prepare for the intense temperatures. Even though the A/C works hard to keep the inside of your home cool, your windows can allow that cold air to escape. If you have single-pane windows, that may be contributing to extra heat getting trapped inside your house. Be sure you take the time now to examine your windows and check if they are worn out or need additional caulking. If applying a sealant or caulking doesn't help keep the heat out and cool air in, it may be time to install more energy-efficient, double pane windows.


5. Repair or Install Fences or Gates

Good fences not only make for good neighbors, but they also define boundaries in an aesthetically pleasing fashion while increasing property values. Summer remains the optimal season to install fences or a gate because the soil tends to be dry and easy to manage. Depending on the type of fencing and materials, DIY homeowners usually have the hand-held tools needed to build a fence.

Homeowners can save upwards of $20 per linear foot that contractors may charge by purchasing the materials themselves and a post-hole digger. One of the key benefits of installing fences and gates yourself is the ability to afford the higher quality products within your budget based on the savings.

How to Pay For Your Home Improvement Project

The value associated with the enjoyment of your family home cannot be understated. Putting your time and DIY skills to work offsets the cost of hiring a contractor and lowers the overall cost of home improvements.

If a necessary repair or desired upgrade would strain your monthly budget, a home equity loan could be a welcome solution. Home equity loans help qualified homeowners reinvest their equity and gain the quality of life experiences they deserve.

Applying for a home equity loan is easy! Apply online or visit any of our convenient branch locations.


Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.