An increased number of Americans have embraced the freedom, excitement, and peaceful enjoyment of the boating lifestyle in recent years. As the number of first-time boat buyers rides a wave of enthusiasm, it may be prudent to feather and drift while conducting due diligence. Buying a boat can be a significant investment that provides years of good times and fond memories. But before purchasing your first boat, consider the following tips to make an informed decision.
A personal loan continues to rank among the most popular borrowing options because they offer tremendous flexibility. Getting approval for these unsecured products is largely based on credit scores, income, and repayment history. Because local lenders place few restrictions on their use, smart community members put them to work. If an injection of cash would help you further your quality of life or professional goals, these are ways a personal loan can help.
All parents want to ensure their children have every opportunity to succeed in life. Teaching teens how to build credit positions them to take advantage of lending opportunities as young adults. Unfortunately, people between 18 and 25 years old, identified as Generation Z, have the lowest average credit scores of any demographic at 679. But by better understanding why establishing creditworthiness early is important and taking the steps to acquire a good FICO score, your child could enjoy greater financial success.
It’s Never Too Early When it comes to learning good money management tips; it's truly never too early to get started. In fact, learning how to save and spend wisely when you're young gives you great insight on how to best handle your finances and will help you build a solid financial future for years to come. By the time you graduate from high school and are headed to college or looking to begin a new career, you should be prepared to earn money as well as how to properly spend and save it. Here are some basic money management tips to help savvy young adults make the most of their income no matter how much money they're making.
Shopping around for a new house? Right now, we’re in what experts call a “cool market”. But that doesn’t mean you can’t find the home of your dreams. Read on to learn more about what a cool market is and how you can use the current conditions to your advantage as you house hunt.
When it’s time to buy a new car, most of us need some type of financing to pay for the vehicle. While there are a variety of options for auto loans, some are more consumer-friendly with better interest rates and deals than others. There are several reasons why a credit union car loan is a great choice.
Summer is here and if you like adventure, you’re probably already planning a road trip. Nothing truly says summer fun like hopping in the car and heading off to explore a new or favorite destination.
While everyone is telling you in your 20s that you have your whole life ahead of you and you are young. Do not underestimate the importance of the financial decisions you make in your 20s. Making smart money moves when you are just starting out in life can make all the difference in the success of your financial future. A few smart choices and strategic cutbacks in your 20s may actually help you have the means to have an even better quality of life in the future.
High school life is FULL of choices and change. Students trying to figure out where they want to go to college, playing sports, joining extracurricular clubs, and just life overall. With everything going on, it's easy to overlook any thought to finances since realistically speaking, most high school students are limited to allowances or income from a part-time job. If you have a job or even an allowance; it is time to start learning about financial planning for your future. When you are in high school, the financial choices you make can affect your adult life, so learning some smart financial planning tips now is crucial.
Making informed decisions has never been more difficult. We live at a time when internet-driven misinformation clouds issues and perpetuates myths. This holds particularly true when trying to make an intelligent credit union vs bank choice. However, a fact-based deep dive shows that people from all walks of life may be better served by working with a local credit union.
Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.