Our newest full-service branch is now open! Stop by our Royal Branch Office at 10501 N. Central Expressway for all your banking needs. For lobby and drive-thru hours, click here.
Personal Finance | Home & Mortgage Tips | Home and Mortgage
By:
America's Credit Union
June 23rd, 2022
When hard-working people find themselves swimming in high-interest debt, it’s time to look for a lifeline and pull yourself out. Leveraging your home equity to consolidate monthly payments that are crushing your financial health and quality of life can be a game-changing solution.
Personal Finance | Home & Mortgage Tips | Home and Mortgage
By:
America's Credit Union
June 21st, 2022
If you’re looking for a way to deal with debt that is both flexible and affordable, a home equity loan may be a good solution. For homeowners who have built up some equity in their homes, this type of loan allows them to tap that equity and use it to pay down high-interest debt. Here’s a closer look at how home equity loans work, and when they work well for debt consolidation.
Personal Finance | Home & Mortgage Tips | Home and Mortgage
By:
America's Credit Union
June 17th, 2022
If you want to save money and make some progress in paying off the bills and other debt you owe, you should consider accessing the equity in your home for a debt consolidation loan to achieve your goal of being debt-free. The two typical ways to access the equity in your home for a debt consolidation loan include a home equity loan and a home equity line of credit, better known as a HELOC. Below are some comparisons of a HELOC vs Home Equity Loan so you can see the pros and cons of each.
Personal Finance | Home & Mortgage Tips | Home and Mortgage
By:
America's Credit Union
June 8th, 2022
Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility.
Home and Mortgage | Mortgage Payment | Credit Score
By:
America's Credit Union
May 11th, 2022
Purchasing a home typically represents the largest financial investment families make. That’s why lenders take a long look at a mortgage applicant’s credit score, among other factors, to assess whether they can afford the loan and responsibly pay it back on time.
Home Prices | Budgeting | Home and Mortgage | Mortgage Payment
By:
America's Credit Union
March 31st, 2022
Hard-working community members deserve the best possible mortgage interest rates and terms. Homeowners whose financial situation has changed over the years sometimes wonder whether they should refinance their mortgage. Although refinancing may improve your financial health and wellbeing, it’s a process that should not be taken lightly. Before refinancing a mortgage, thoughtfully consider long-term changes and be sure you fully understand the answers to the following questions.
Home Prices | Budgeting | Home and Mortgage | Mortgage Payment
By:
America's Credit Union
March 28th, 2022
Americans average about four credit cards per person with an average balance of about $8,000. Add in a car payment and an outstanding medical bill, remembering to make all those monthly payments or struggling to meet the minimum payment are the main reasons people look at debt consolidation. Instead of making multiple monthly payments, consumers consolidate their debts into one monthly payment, often at a lower interest rate and monthly payment.
Insider | Home & School | Home & Mortgage Tips | Life | Home and Mortgage | Home Improvements
By:
America's Credit Union
April 17th, 2019
Smoke detector maker First Alert is offering these home safety tips: Practice a fire escape plan. According to a recent study conducted by First Alert, only 43 percent of Americans report having a home escape plan in place. However, only a quarter (26 percent) have ever practiced it. After planning an emergency escape route, practice it at least twice a year.
Home and Mortgage | Mortgage Payment
By:
America's Credit Union
March 14th, 2019
Homeowners decide to improve their homes for many reasons. Some want to make their houses more comfortable or to add market value when they decide to sell. Others may seek improvements that will improve efficiency and safety. No matter why you decide that it's time to invest in home improvements, you should compare financing options to decide which one works best in your situation.
Home and Mortgage | Home Improvements
By:
America's Credit Union
March 12th, 2019
When considering investing money in home improvements for resale, you should have two primary goals: improving your home's appeal and increasing property value. Expenses which do neither, aren't worth the money or the time. Consider the following renovations, upgrades and repairs that will help you sell your house more quickly for more money.
Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.
Copyright 2022 © America's CU. All rights reserved.
America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.
The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU.
America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.