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Blog Feature

Home Prices | Budgeting | Home and Mortgage | Mortgage Payment

Wondering "Should I Refinance My Mortgage?" [Expert Tips Inside]

By: America's Credit Union
March 31st, 2022

Hard-working community members deserve the best possible mortgage interest rates and terms. Homeowners whose financial situation has changed over the years sometimes wonder whether they should refinance their mortgage. Although refinancing may improve your financial health and wellbeing, it’s a process that should not be taken lightly. Before refinancing a mortgage, thoughtfully consider long-term changes and be sure you fully understand the answers to the following questions.

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Blog Feature

Home Prices | Budgeting | Home and Mortgage | Mortgage Payment

How Does Debt Consolidation Work?

By: America's Credit Union
March 28th, 2022

Americans average about four credit cards per person with an average balance of about $8,000. Add in a car payment and an outstanding medical bill, remembering to make all those monthly payments or struggling to meet the minimum payment are the main reasons people look at debt consolidation. Instead of making multiple monthly payments, consumers consolidate their debts into one monthly payment, often at a lower interest rate and monthly payment.

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Blog Feature

Interest Rates | Home Prices

Higher Interest Rates Won’t Stop First-Time Home Buyers, According to Zillow

By: America's Credit Union
February 4th, 2019

Home values have become more sensitive to changing mortgage interest rates as rates climb back toward historic norms. Years of rates near historic lows have kept monthly payments manageable even as home values were rapidly rising.

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Membership in America’s Credit Union is open to anyone who lives or works in Dallas, Rockwall or Collin Counties, Texas, and their family members. Employees of select employers may also be eligible. See our Membership page for details.