At America's Credit Union we know that your boat is more than just a toy, it's an extension of your personality. That's why we make it easy to finance your boat with no money down and up to 100% financing with terms that make your monthly payment affordable.
If your boat or travel trailer is less than $50,000 we offer Boat Loans from 24 months to 96 months to make your payment affordable and easy to manage.
If your boat or travel trailer is more than $50,000 we offer special Boat Loan terms from 97 to 120 months for larger purchases.
If you're in the market for a boat, ACU will finance the trailer, motor, and any dealer accessories up to 100% of the MSRP value in the same loan! That's one easy payment for everything you need to get on the water.
If you've been looking for someone who understands how important quick weekend trips to the lake are with your family, talk to a Loan Officer about your plans and we'll work to find the right solution for you.
Use the boat loan rates and terms above to estimate your potential monthly payment with our Payment Calculators.
You may also consider alternative financing options for your boat, such as a Home Equity Loan. If you're not sure which loan option is best for you, contact a Loan Officer.
A Personal Watercraft, also known as a Jet Ski, WaveRunner, or water scooter is different from a boat. ACU offers Personal Watercraft Loans for these particular purchases.
If you're considering a Personal Watercraft, please see our Personal Watercraft page for current rates and details about financing.
