Vacation and Christmas Club Account Rates
Account Type | Dividend Rate* | Annual Percentage Yield | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Christmas Club
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0.10%
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0.10%
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TEXT
$100.00 and above
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Vacation Club
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TEXT
0.10%
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TEXT
0.10%
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TEXT
$100.00 and above
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Effective May 1, 2021 |
Account Type
Christmas Club
Dividend Rate*0.10%
Annual Percentage Yield0.10%
Dividends Paid on Amounts$100.00 and above
Account Type
Vacation Club
Dividend Rate*0.10%
Annual Percentage Yield0.10%
Dividends Paid on Amounts$100.00 and above
Effective May 1, 2021
* Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811. Review ACU's Truth-In-Savings Disclosure.
Vacation Club Account:
You can open a Vacation Club Account at America's Credit Union any time of the year with a $5 minimum deposit.
Make periodic deposits, or schedule direct deposits from your employer to save for the vacation of your dreams!
You can withdraw money from your Vacation Club Account once a year (additional withdrawals incur a fee of $5 per transaction). Earn dividends on an average daily balance of $100 or more. Dividends are paid monthly.



Christmas Club Account:
Open a Christmas Club Account at America's Credit Union at any time of the year with a $5 minimum deposit.
Most often, members fund this account with a direct deposit from their employer throughout the year, however, you can also make deposits any time that works best for you.
You can make one withdrawal from your Christmas Club Account per year (does not include automatic transfer on November 1st). All other withdrawals incur a $5.00 fee per transaction.

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Club Account Related Links
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Budgeting eBook
Learn all about budgeting your savings with this fantastic eBook. It offers editable templates to budget for any occasion.
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Savings Account Page
If you’re looking for the best online Savings Account check out our savings rates and learn more about saving with ACU!
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Home Equity eBook
Learn all about the many ways you can use your home's equity to help you get the money you need, to do the things you want, at an affordable payment.
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Youth Savings Account Page
ACU offers two great Youth Savings Accounts designed just for kids. It pays interest on smaller deposit balances to encourage good saving habits.
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Membership Page
Learn more about membership at ACU. As a member-owner, you'll benefit from our cooperative banking model.
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Member Benefits
Learn about all the discounts and promotions that are available to members of America's Credit Union.