The Best Rates at ACU
At America's Credit Union we update our rates often to be able to offer our member-owners the highest deposit rates. If you're looking for great rates from a local, community-based credit union, you're in the right spot!
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At America's Credit Union we update our rates often to be able to offer our member-owners the highest deposit rates. If you're looking for great rates from a local, community-based credit union, you're in the right spot!
View the Savings Account Page for details.
| Account Type | Dividend Rate* | Annual Percentage Yield (APY)* | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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TEXT
Regular Savings
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TEXT
0.05%
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TEXT
0.05%
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TEXT
$200.00 - $9,999.99
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TEXT
Regular Savings
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TEXT
0.10%
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TEXT
0.10%
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TEXT
$10,000.00 and above
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| Effective May 11, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Regular Savings
Dividend Rate*0.05%
Annual Percentage Yield (APY)*0.05%
Dividends Paid on Amounts$200.00 - $9,999.99
Regular Savings
Dividend Rate*0.10%
Annual Percentage Yield (APY)*0.10%
Dividends Paid on Amounts$10,000.00 and above
* Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811.
View the IRA Page for details.
| Account Type | Interest Rate* | Annual Percentage Yield (APY)* | Interest Paid On Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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TEXT
IRA Deposit Account
|
TEXT
0.05%
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TEXT
0.05%
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TEXT
$200.00 - $9,999.99
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TEXT
IRA Deposit Account
|
TEXT
0.10%
|
TEXT
0.10%
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TEXT
$10,000.00 and above
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| Effective May 11, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
IRA Deposit Account
Interest Rate*0.05%
Annual Percentage Yield (APY)*0.05%
Interest Paid On Amounts$200.00 - $9,999.99
IRA Deposit Account
Interest Rate*0.10%
Annual Percentage Yield (APY)*0.10%
Interest Paid On Amounts$10,000.00 and above
*Fees could reduce earnings. Questions? Call 1-800-543-2811.
View the Special Savings and Club Account Page for details.
| Account Type | Dividend Rate* | Annual Percentage Yield | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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TEXT
Special Savings
|
TEXT
0.05%
|
TEXT
0.05%
|
TEXT
$200.00 - $9,999.99
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TEXT
Special Savings
|
TEXT
0.10%
|
TEXT
0.10%
|
TEXT
$10,000.00 and above
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TEXT
Christmas Club
|
TEXT
0.05%
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TEXT
0.05%
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TEXT
$5.00 and above
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TEXT
Vacation Club
|
TEXT
0.05%
|
TEXT
0.05%
|
TEXT
$5.00 and above
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| Effective May 11, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Special Savings
Dividend Rate*0.05%
Annual Percentage Yield0.05%
Dividends Paid on Amounts$200.00 - $9,999.99
Special Savings
Dividend Rate*0.10%
Annual Percentage Yield0.10%
Dividends Paid on Amounts$10,000.00 and above
Christmas Club
Dividend Rate*0.05%
Annual Percentage Yield0.05%
Dividends Paid on Amounts$5.00 and above
Vacation Club
Dividend Rate*0.05%
Annual Percentage Yield0.05%
Dividends Paid on Amounts$5.00 and above
* Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811.
View the Youth Savings Account Page for details.
| Account Type | Dividend Rate* | Annual Percentage Yield (APY)* | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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TEXT
Youth Savings
|
TEXT
0.05%
|
TEXT
0.05%
|
TEXT
$25.00 - $9,999.99
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TEXT
Youth Savings
|
TEXT
0.10%
|
TEXT
0.10%
|
TEXT
$10,000.00 and above
|
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| Effective May 11, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Youth Savings
Dividend Rate*0.05%
Annual Percentage Yield (APY)*0.05%
Dividends Paid on Amounts$25.00 - $9,999.99
Youth Savings
Dividend Rate*0.10%
Annual Percentage Yield (APY)*0.10%
Dividends Paid on Amounts$10,000.00 and above
* Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811.
View the Certificates of Deposit Page for details.
| Certificate of Deposit | Interest Rate | Annual Percentage Yield (APY) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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TEXT
6 months under $100,000
|
TEXT
0.15%
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TEXT
0.15%
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TEXT
6 months $100,000 +
|
TEXT
0.15%
|
TEXT
0.15%
|
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TEXT
12 months under $100,000
|
TEXT
0.30%
|
TEXT
0.30%
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TEXT
12 months $100,000 +
|
TEXT
0.50%
|
TEXT
0.50%
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TEXT
18 months under $100,000
|
TEXT
0.35%
|
TEXT
0.35%
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TEXT
18 months $100,000 +
|
TEXT
0.55%
|
TEXT
0.55%
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TEXT
24 months under $100,000
|
TEXT
0.40%
|
TEXT
0.40%
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|
TEXT
24 months $100,000 +
|
TEXT
0.60%
|
TEXT
0.60%
|
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|
TEXT
36 months under $100,000
|
TEXT
0.40%
|
TEXT
0.40%
|
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|
TEXT
36 months $100,000 +
|
TEXT
0.60%
|
TEXT
0.60%
|
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| Effective May 11, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
6 months under $100,000
Interest Rate0.15%
Annual Percentage Yield (APY)0.15%
6 months $100,000 +
Interest Rate0.15%
Annual Percentage Yield (APY)0.15%
12 months under $100,000
Interest Rate0.30%
Annual Percentage Yield (APY)0.30%
12 months $100,000 +
Interest Rate0.50%
Annual Percentage Yield (APY)0.50%
18 months under $100,000
Interest Rate0.35%
Annual Percentage Yield (APY)0.35%
18 months $100,000 +
Interest Rate0.55%
Annual Percentage Yield (APY)0.55%
24 months under $100,000
Interest Rate0.40%
Annual Percentage Yield (APY)0.40%
24 months $100,000 +
Interest Rate0.60%
Annual Percentage Yield (APY)0.60%
36 months under $100,000
Interest Rate0.40%
Annual Percentage Yield (APY)0.40%
36 months $100,000 +
Interest Rate0.60%
Annual Percentage Yield (APY)0.60%
* Fees could reduce the earnings. Questions? Call 1-800-543-2811.
View the Money Market Checking Account Page for details.
| Account Type | Interest rate* | Annual Percentage Yield (APY)* | Interest Calculation Method | Interest Paid | Interest Paid on Amount Over | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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TEXT
Preferred Money Market
|
TEXT
0.05%
|
TEXT
0.05%
|
TEXT
Daily Balance
|
TEXT
Monthly
|
TEXT
$2,000.00
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| Effective May 11, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Preferred Money Market
Interest rate*0.05%
Annual Percentage Yield (APY)*0.05%
Interest Calculation MethodDaily Balance
Interest PaidMonthly
Interest Paid on Amount Over$2,000.00
* Fees could reduce the earnings. Rate/Yield on the above account is subject to change daily. Questions? Call 1-800-543-2811.
View the Certificates of Deposit Page for details.
| Certificate of Deposit | Interest Rate * | Annual Percentage Yield (APY)* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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TEXT
6 months under $100,000
|
TEXT
0.35%
|
TEXT
0.35%
|
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|
TEXT
6 months $100,000 +
|
TEXT
0.40%
|
TEXT
0.40%
|
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|
TEXT
12 months under $100,000
|
TEXT
0.65%
|
TEXT
0.65%
|
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|
TEXT
12 months $100,000 +
|
TEXT
0.70%
|
TEXT
0.70%
|
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|
TEXT
18 months under $100,000
|
TEXT
0.65%
|
TEXT
0.65%
|
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|
TEXT
18 months $100,000 +
|
TEXT
0.70%
|
TEXT
0.70%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
TEXT
24 months under $100,000
|
TEXT
0.90%
|
TEXT
0.90%
|
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|
TEXT
24 months $100,000 +
|
TEXT
1.00%
|
TEXT
1.00%
|
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|
TEXT
36 months under $100,000
|
TEXT
1.10%
|
TEXT
1.10%
|
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|
TEXT
36 months $100,000 +
|
TEXT
1.10%
|
TEXT
1.10%
|
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| Effective May 11, 2020 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
6 months under $100,000
Interest Rate *0.35%
Annual Percentage Yield (APY)*0.35%
6 months $100,000 +
Interest Rate *0.40%
Annual Percentage Yield (APY)*0.40%
12 months under $100,000
Interest Rate *0.65%
Annual Percentage Yield (APY)*0.65%
12 months $100,000 +
Interest Rate *0.70%
Annual Percentage Yield (APY)*0.70%
18 months under $100,000
Interest Rate *0.65%
Annual Percentage Yield (APY)*0.65%
18 months $100,000 +
Interest Rate *0.70%
Annual Percentage Yield (APY)*0.70%
24 months under $100,000
Interest Rate *0.90%
Annual Percentage Yield (APY)*0.90%
24 months $100,000 +
Interest Rate *1.00%
Annual Percentage Yield (APY)*1.00%
36 months under $100,000
Interest Rate *1.10%
Annual Percentage Yield (APY)*1.10%
36 months $100,000 +
Interest Rate *1.10%
Annual Percentage Yield (APY)*1.10%
* Fees could reduce the earnings. Questions? Call 1-800-543-2811.
ACU NMLS ID #562279
America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.
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America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.
