View the Savings Account Page or the Kasasa® Saver Account Page for details.
Account Type | Dividend Rate* | Annual Percentage Yield (APY)** | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
Regular Savings
|
TEXT
0.05%
|
TEXT
0.05%
|
TEXT
$500.00 and above
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Kasasa® Saver**
|
TEXT
1.736%
|
TEXT
1.75%
|
TEXT
$0-$75,000
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Kasasa® Saver**
|
TEXT
0.25%
|
TEXT
0.25%
|
TEXT
Over $75,000
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Kasasa® Saver**
|
TEXT
0.01%
|
TEXT
0.01%
|
TEXT
All balances if qualifications not met.
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective November 1, 2022 |
Regular Savings
Dividend Rate*0.05%
Annual Percentage Yield (APY)**0.05%
Dividends Paid on Amounts$500.00 and above
Kasasa® Saver**
Dividend Rate*1.736%
Annual Percentage Yield (APY)**1.75%
Dividends Paid on Amounts$0-$75,000
Kasasa® Saver**
Dividend Rate*0.25%
Annual Percentage Yield (APY)**0.25%
Dividends Paid on AmountsOver $75,000
Kasasa® Saver**
Dividend Rate*0.01%
Annual Percentage Yield (APY)**0.01%
Dividends Paid on AmountsAll balances if qualifications not met.
* Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811. **Qualification Requirements: Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle, have at least 15 debit card transactions with a minimum of $5 purchase or more per transaction, enrolled in and agree to receive eStatements, log in to online banking or mobile banking one time per month. If requirements are not met, your account is still free and you'll earn our base rate.
Account Type | Minimum To Earn Dividend | Dividend Rate* | Annual Percentage Yield (APY)* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
IRA Share Savings Account
|
TEXT
$25 - $4.999.99
|
TEXT
0.050%
|
TEXT
0.05%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
IRA Share Savings Account
|
TEXT
$5,000 - $9,999.99
|
TEXT
0.050%
|
TEXT
0.05%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
IRA Share Savings Account
|
TEXT
$10,000 to $24,999.99
|
TEXT
0.050%
|
TEXT
0.05%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
IRA Share Savings Account
|
TEXT
$25,000 - $49,999.99
|
TEXT
0.050%
|
TEXT
0.05%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
IRA Share Savings Account
|
TEXT
$50,000 and above
|
TEXT
0.050%
|
TEXT
0.05%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective May 1, 2021 |
IRA Share Savings Account
Minimum To Earn Dividend$25 - $4.999.99
Dividend Rate*0.050%
Annual Percentage Yield (APY)*0.05%
IRA Share Savings Account
Minimum To Earn Dividend$5,000 - $9,999.99
Dividend Rate*0.050%
Annual Percentage Yield (APY)*0.05%
IRA Share Savings Account
Minimum To Earn Dividend$10,000 to $24,999.99
Dividend Rate*0.050%
Annual Percentage Yield (APY)*0.05%
IRA Share Savings Account
Minimum To Earn Dividend$25,000 - $49,999.99
Dividend Rate*0.050%
Annual Percentage Yield (APY)*0.05%
IRA Share Savings Account
Minimum To Earn Dividend$50,000 and above
Dividend Rate*0.050%
Annual Percentage Yield (APY)*0.05%
*Fees could reduce earnings. Minimum deposit of $25 is required to open an IRA Savings Account. An average daily balance of $25 is required to earn dividends. Questions? Call 1-800-543-2811.
View the Special Savings and Club Account Page for details.
Account Type | Dividend Rate* | Annual Percentage Yield | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
Christmas Club
|
TEXT
0.10%
|
TEXT
0.10%
|
TEXT
$100.00 and above
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Vacation Club
|
TEXT
0.10%
|
TEXT
0.10%
|
TEXT
$100.00 and above
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective May 1, 2021 |
Christmas Club
Dividend Rate*0.10%
Annual Percentage Yield0.10%
Dividends Paid on Amounts$100.00 and above
Vacation Club
Dividend Rate*0.10%
Annual Percentage Yield0.10%
Dividends Paid on Amounts$100.00 and above
* Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811.
View the Youth Savings Account Page for details.
Account Type | Dividend Rate* | Annual Percentage Yield (APY)* | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
Kids Club Savings
|
TEXT
0.10%
|
TEXT
0.10%
|
TEXT
$25.00 and above
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Smart Start Savings
|
TEXT
0.10%
|
TEXT
0.10%
|
TEXT
$25.00 and above
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective May 1, 2021 |
Kids Club Savings
Dividend Rate*0.10%
Annual Percentage Yield (APY)*0.10%
Dividends Paid on Amounts$25.00 and above
Smart Start Savings
Dividend Rate*0.10%
Annual Percentage Yield (APY)*0.10%
Dividends Paid on Amounts$25.00 and above
* Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811.
Account Type | Term | Minimum To Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
Term Share Certificate
|
TEXT
6 Months
|
TEXT
|
TEXT
0.100%
|
TEXT
0.10%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
1 Year
|
TEXT
|
TEXT
1.982%
|
TEXT
2.00%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
18 Month
|
TEXT
|
TEXT
0.797%
|
TEXT
0.80%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
2 Year
|
TEXT
|
TEXT
0.648%
|
TEXT
0.65%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
3 Year
|
TEXT
|
TEXT
0.747%
|
TEXT
0.75%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
4 Year
|
TEXT
|
TEXT
0.648%
|
TEXT
0.65%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
5 Year
|
TEXT
|
TEXT
0.995%
|
TEXT
1.00%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Mini-Jumbo Certificate
|
TEXT
1 Year
|
TEXT
|
TEXT
1.982%
|
TEXT
2.00%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Mini-Jumbo Certificate
|
TEXT
18 Month
|
TEXT
|
TEXT
0.797%
|
TEXT
0.80%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Mini-Jumbo Certificate
|
TEXT
3 Year
|
TEXT
|
TEXT
0.747%
|
TEXT
0.75%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Mini-Jumbo Certificate
|
TEXT
4 Year
|
TEXT
|
TEXT
0.648%
|
TEXT
0.65%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Mini-Jumbo Certificate
|
TEXT
5 Year
|
TEXT
|
TEXT
0.995%
|
TEXT
1.00%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Jumbo Certificate
|
TEXT
1 Year
|
TEXT
|
TEXT
1.982%
|
TEXT
2.00%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Jumbo Certificate
|
TEXT
2 Year
|
TEXT
|
TEXT
0.648%
|
TEXT
0.65%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Jumbo Certificate
|
TEXT
18 Month
|
TEXT
|
TEXT
0.797%
|
TEXT
0.80%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Jumbo Certificate
|
TEXT
3 Year
|
TEXT
|
TEXT
0.747%
|
TEXT
0.75%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Jumbo Certificate
|
TEXT
4 Year
|
TEXT
|
TEXT
0.648%
|
TEXT
0.65%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Jumbo Certificate
|
TEXT
5 Year
|
TEXT
|
TEXT
0.995%
|
TEXT
1.00%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Mini-Jumbo Certificate
|
TEXT
2 Year
|
TEXT
|
TEXT
0.648%
|
TEXT
0.65%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
7 Month**
|
TEXT
|
TEXT
3.687%
|
TEXT
3.75%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
11 Month***
|
TEXT
$1,000 to $24,999
|
TEXT
4.841%
|
TEXT
4.95%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
11 Month***
|
TEXT
$25,000 to $99,999
|
TEXT
4.937%
|
TEXT
5.05%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
11 Month***
|
TEXT
$100,000 to $249,999
|
TEXT
5.032%
|
TEXT
5.15%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Term Share Certificate
|
TEXT
11 Month***
|
TEXT
$250,000 and up
|
TEXT
5.128%
|
TEXT
5.25%
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective May 11, 2023 |
Term Share Certificate
Term6 Months
Minimum To Earn Dividend Dividend Rate0.100%
Annual Percentage Yield (APY)0.10%
Term Share Certificate
Term1 Year
Minimum To Earn Dividend Dividend Rate1.982%
Annual Percentage Yield (APY)2.00%
Term Share Certificate
Term18 Month
Minimum To Earn Dividend Dividend Rate0.797%
Annual Percentage Yield (APY)0.80%
Term Share Certificate
Term2 Year
Minimum To Earn Dividend Dividend Rate0.648%
Annual Percentage Yield (APY)0.65%
Term Share Certificate
Term3 Year
Minimum To Earn Dividend Dividend Rate0.747%
Annual Percentage Yield (APY)0.75%
Term Share Certificate
Term4 Year
Minimum To Earn Dividend Dividend Rate0.648%
Annual Percentage Yield (APY)0.65%
Term Share Certificate
Term5 Year
Minimum To Earn Dividend Dividend Rate0.995%
Annual Percentage Yield (APY)1.00%
Mini-Jumbo Certificate
Term1 Year
Minimum To Earn Dividend Dividend Rate1.982%
Annual Percentage Yield (APY)2.00%
Mini-Jumbo Certificate
Term18 Month
Minimum To Earn Dividend Dividend Rate0.797%
Annual Percentage Yield (APY)0.80%
Mini-Jumbo Certificate
Term3 Year
Minimum To Earn Dividend Dividend Rate0.747%
Annual Percentage Yield (APY)0.75%
Mini-Jumbo Certificate
Term4 Year
Minimum To Earn Dividend Dividend Rate0.648%
Annual Percentage Yield (APY)0.65%
Mini-Jumbo Certificate
Term5 Year
Minimum To Earn Dividend Dividend Rate0.995%
Annual Percentage Yield (APY)1.00%
Jumbo Certificate
Term1 Year
Minimum To Earn Dividend Dividend Rate1.982%
Annual Percentage Yield (APY)2.00%
Jumbo Certificate
Term2 Year
Minimum To Earn Dividend Dividend Rate0.648%
Annual Percentage Yield (APY)0.65%
Jumbo Certificate
Term18 Month
Minimum To Earn Dividend Dividend Rate0.797%
Annual Percentage Yield (APY)0.80%
Jumbo Certificate
Term3 Year
Minimum To Earn Dividend Dividend Rate0.747%
Annual Percentage Yield (APY)0.75%
Jumbo Certificate
Term4 Year
Minimum To Earn Dividend Dividend Rate0.648%
Annual Percentage Yield (APY)0.65%
Jumbo Certificate
Term5 Year
Minimum To Earn Dividend Dividend Rate0.995%
Annual Percentage Yield (APY)1.00%
Mini-Jumbo Certificate
Term2 Year
Minimum To Earn Dividend Dividend Rate0.648%
Annual Percentage Yield (APY)0.65%
Term Share Certificate
Term7 Month**
Minimum To Earn Dividend Dividend Rate3.687%
Annual Percentage Yield (APY)3.75%
Term Share Certificate
Term11 Month***
Minimum To Earn Dividend$1,000 to $24,999
Dividend Rate4.841%
Annual Percentage Yield (APY)4.95%
Term Share Certificate
Term11 Month***
Minimum To Earn Dividend$25,000 to $99,999
Dividend Rate4.937%
Annual Percentage Yield (APY)5.05%
Term Share Certificate
Term11 Month***
Minimum To Earn Dividend$100,000 to $249,999
Dividend Rate5.032%
Annual Percentage Yield (APY)5.15%
Term Share Certificate
Term11 Month***
Minimum To Earn Dividend$250,000 and up
Dividend Rate5.128%
Annual Percentage Yield (APY)5.25%
*Annual Percentage Yield (APY) rates are subject to change without notice. Fees could reduce the earnings. Minimum deposit required to open and earn dividends on Term Share Certificates is $1,000. Minimum deposit required to open and earn dividends on Mini-Jumbo Certificates is $50,000. Maximum deposit is $98,999.99. Minimum deposit required to open and earn dividends on Jumbo Certificates is $99,000. Questions? Call 1-800-543-2811. Review ACU's Truth-In-Savings Disclosure.
**The 7 Month Term Share Certificate is a Limited time promotion. The promotional rate is available for funds not currently with ACU. Funds cannot be withdrawn and brought back within 30 days to be considered for the promotional rate. This is a limited time offer only.
***The 11-Month Term Share Certificate is a Limited time promotion and is subject to change without notice. The promotional rate is available for members with, a) a current ACU checking account, b) if member does not have a checking account with ACU they can bring a minimum of $10,000 to the existing credit union funds to purchase the CD, or c) new money not currently with ACU. Funds cannot be withdrawn and brought back within 30 days to be considered for the promotional rate.
View the Money Market Checking Account Page for details.
Account Type | Minimum To Earn Dividend | Dividend Rate | Annual Percentage Yield (APY)* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
Money Market
|
TEXT
$1,000 - $9,999.99
|
TEXT
.050%
|
TEXT
0.05%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Money Market
|
TEXT
$10,000 - $24,999.99
|
TEXT
.100%
|
TEXT
0.10%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Money Market
|
TEXT
$25,000 - $299,999.99
|
TEXT
.100%
|
TEXT
0.10%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Money Market
|
TEXT
$300,000 and above
|
TEXT
.150%
|
TEXT
0.15%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective May 1, 2021 |
Money Market
Minimum To Earn Dividend$1,000 - $9,999.99
Dividend Rate.050%
Annual Percentage Yield (APY)*0.05%
Money Market
Minimum To Earn Dividend$10,000 - $24,999.99
Dividend Rate.100%
Annual Percentage Yield (APY)*0.10%
Money Market
Minimum To Earn Dividend$25,000 - $299,999.99
Dividend Rate.100%
Annual Percentage Yield (APY)*0.10%
Money Market
Minimum To Earn Dividend$300,000 and above
Dividend Rate.150%
Annual Percentage Yield (APY)*0.15%
* Fees could reduce the earnings. Rate/Yield on the above account is subject to change daily. Questions? Call 1-800-543-2811.
View the Certificates of Deposit Page for details.
Certificate of Deposit | Minimum To Earn Dividend | Dividend Rate* | Annual Percentage Yield (APY)* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
12 Month IRA Certificate
|
TEXT
|
TEXT
1.982%
|
TEXT
2.00%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
18 Month IRA Certificate
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TEXT
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TEXT
0.797%
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TEXT
0.80%
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24 Month IRA Certificate
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TEXT
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TEXT
0.549%
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TEXT
0.55%
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3 Year IRA Certificate
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TEXT
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TEXT
0.648%
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TEXT
0.65%
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4 Year IRA Certificate
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TEXT
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TEXT
0.648%
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TEXT
0.65%
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5 Year IRA Certificate
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TEXT
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TEXT
0.648%
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TEXT
0.65%
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11 Month IRA Certificate**
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TEXT
$1,000 to $24,999
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TEXT
4.841%
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TEXT
4.95%
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11 Month IRA Certificate**
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TEXT
$25,000 to $99,999
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TEXT
4.937%
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TEXT
5.05%
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11 Month IRA Certificate**
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TEXT
$100,000 to $249,999
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TEXT
5.032%
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TEXT
5.15%
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11 Month IRA Certificate**
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TEXT
$250,000 and up
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TEXT
5.128%
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TEXT
5.25%
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Effective May 11, 2023 |
12 Month IRA Certificate
Minimum To Earn Dividend Dividend Rate*1.982%
Annual Percentage Yield (APY)*2.00%
18 Month IRA Certificate
Minimum To Earn Dividend Dividend Rate*0.797%
Annual Percentage Yield (APY)*0.80%
24 Month IRA Certificate
Minimum To Earn Dividend Dividend Rate*0.549%
Annual Percentage Yield (APY)*0.55%
3 Year IRA Certificate
Minimum To Earn Dividend Dividend Rate*0.648%
Annual Percentage Yield (APY)*0.65%
4 Year IRA Certificate
Minimum To Earn Dividend Dividend Rate*0.648%
Annual Percentage Yield (APY)*0.65%
5 Year IRA Certificate
Minimum To Earn Dividend Dividend Rate*0.648%
Annual Percentage Yield (APY)*0.65%
11 Month IRA Certificate**
Minimum To Earn Dividend$1,000 to $24,999
Dividend Rate*4.841%
Annual Percentage Yield (APY)*4.95%
11 Month IRA Certificate**
Minimum To Earn Dividend$25,000 to $99,999
Dividend Rate*4.937%
Annual Percentage Yield (APY)*5.05%
11 Month IRA Certificate**
Minimum To Earn Dividend$100,000 to $249,999
Dividend Rate*5.032%
Annual Percentage Yield (APY)*5.15%
11 Month IRA Certificate**
Minimum To Earn Dividend$250,000 and up
Dividend Rate*5.128%
Annual Percentage Yield (APY)*5.25%
*Annual Percentage Yield (APY). Minimum deposit of $500 is required to open an IRA Term Share Certificate. An average daily balance of $500 is required to earn dividends. All rates are subject to change without notice. Other terms and rates available including ROTH IRA Term Share Certificates and Coverdell Certificates. Fees could reduce the earnings. Questions? Call 1-800-543-2811. Review ACU's Truth-In-Savings Disclosure.
**The 11-Month Term Share Certificate is a Limited time promotion and is subject to change without notice. The promotional rate is available for members with, a) a current ACU checking account, b) if member does not have a checking account with ACU they can bring a minimum of $10,000 to the existing credit union funds to purchase the CD, or c) new money not currently with ACU. Funds cannot be withdrawn and brought back within 30 days to be considered for the promotional rate.
View the Kasasa® Cash, Kasasa® Cash Back or Flexible Checking Account Page for details.
Account Type | Dividend Rate* | Annual Percentage Yield (APY)** | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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TEXT
Kasasa® Cash**
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TEXT
4.65%
|
TEXT
4.75%
|
TEXT
$0-$25,000
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Kasasa® Cash**
|
TEXT
2.472%
|
TEXT
2.50%
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TEXT
$0 -$25,000
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Kasasa® Cash**
|
TEXT
0.25%
|
TEXT
0.25%
|
TEXT
Over $25,000
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Kasasa® Cash**
|
TEXT
0.01%
|
TEXT
0.01%
|
TEXT
All Balances if qualifications not met.
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Kasasa® Cash Back
|
TEXT
None
|
TEXT
None
|
TEXT
N/A
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TEXT
Flexible Checking
|
TEXT
None
|
TEXT
None
|
TEXT
N/A
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Effective November 1, 2022 |
Kasasa® Cash**
Dividend Rate*4.65%
Annual Percentage Yield (APY)**4.75%
Dividends Paid on Amounts$0-$25,000
Kasasa® Cash**
Dividend Rate*2.472%
Annual Percentage Yield (APY)**2.50%
Dividends Paid on Amounts$0 -$25,000
Kasasa® Cash**
Dividend Rate*0.25%
Annual Percentage Yield (APY)**0.25%
Dividends Paid on AmountsOver $25,000
Kasasa® Cash**
Dividend Rate*0.01%
Annual Percentage Yield (APY)**0.01%
Dividends Paid on AmountsAll Balances if qualifications not met.
Kasasa® Cash Back
Dividend Rate*None
Annual Percentage Yield (APY)**None
Dividends Paid on AmountsN/A
Flexible Checking
Dividend Rate*None
Annual Percentage Yield (APY)**None
Dividends Paid on AmountsN/A
*Rate/Yield on the above accounts is subject to change daily. Minimum of $25 to open. Questions? Call 1-800-543-2811. **Annual Percentage Yields (APY) are based upon daily balance. Qualification Requirements: Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle, have at least 15 debit card transactions with a minimum of $5 purchase or more per transaction, enrolled in and agree to receive eStatements, log in to online banking or mobile banking one time per month. If requirements are not met, your account is still free and you'll earn our base rate.
America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.
The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU.
America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.