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Our system upgrade is now complete, and we are experiencing call volume that is higher than usual. We appreciate your patience during this time. Read more about the system upgrade on our Updates page.

We are experiencing service interruptions at a limited number of ATM locations, to include some 7-Eleven stores. We are working to resolve this issue as quickly as possible. We apologize for any inconvenience and appreciate your patience.

      Call Center

      (800) 543-2811
      View All Locations & ATMs

      Direct Deposit

      Enroll in Direct Deposit

      Enroll in Direct Deposit

      We encourage our members with checking accounts to always enroll in direct deposit.

      Direct deposit is safer, so you don't have to worry about stolen, damaged or lost checks. And with direct deposit, you don't have to make trips to your local branch to cash your check. Also, if payday falls on a holiday or weekend, you will usually get your money on the prior business day.

      To Sign Up Your Employer will need:
       

      America’s Credit Union Routing (ABA) Number: 311982435

      To deposit to your Checking Account: Add the check digit located at the bottom of your paper check to your member number. 

      To deposit to your primary share Savings Account: Add a single zero to the end of your member number.

      If applying funds as a split deposit, you will need to complete the ACU Allocation form, and submit the blue copy to ACU, the pink copy to your employer and yellow for your records.

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      Budgeting for Your Future

      Let Us Help You Build a Budget for Any Stage of Life

      Budget ebook cover and spine

      It’s essential that you have good budgeting habits to increase your savings. Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!

      Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.

       

      Get Your FREE Copy Now!

       

      Set up your ACU Direct Deposit now!

      Enroll in Direct Deposit

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      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

      © America’s Credit Union 2021 All Rights Reserved.