Financial Calculators
America's Credit Union offers these financial calculators to help you budget and make decisions about your finances.
Your actual loan payment or interest earned or accrued can vary from the results shown on these calculators.
The following Financial Calculators are available:
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Mortgage Calculators
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Personal Financing Calculators
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Retirement Calculator
To get your exact payment or deposit earnings contact ACU directly.

To get your exact payment or deposit earnings contact ACU directly.
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Retirement
- How much will I save by increasing my mortgage payment?
- Which mortgage is better for me?
- Should I rent or buy?
- How much will my adjustable rate mortgage payments be?
- How much will my fixed rate mortgage payment be?
- How much will my payments be for a balloon mortgage?
- Should I refinance?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
- How much car can I afford?
- Is an Auto Loan or Home Equity Loan best for purchasing a car?
- How long will it take to pay off my credit card?
- How much do I need to save for college?
- How much will I need to save for a major purchase?
- How much can I afford to borrow?
- What is my loan rate?
- How long will it take to pay off my loan?
- How much will my loan payments be?
- How soon can I eliminate my debts?
- Which is better for me, a Traditional IRA or a Roth IRA?
- How much will my Traditional IRA be worth at retirement?
- How much will my Roth IRA be worth at retirement?
- How long will my retirement savings last?
- What rate do I need to support my retirement?
- How much do I need to fund my retirement?
- How much can I spend each month in retirement?
Budgeting Your Savings
It’s essential that you have good budgeting habits to increase your savings. Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!
Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.
