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Health Savings Account

Health Savings Account (HSA)

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NON-MEMBERS: Apply Now

With a Health Savings Account (HSA) from ACU, you’ll save money on medical expenses while earning a healthy dividend. HSA are designed to help individuals with High-Deductible Health Plans* pay for current and future qualified healthcare costs on a tax-free basis.

Unused HSA funds may be rolled over form year to year, allowing you to grow your balance and cover larger medical expenses that may arise in the future. This account is portable, meaning you can take it with you regardless of job changes.


Health Savings Account Features

  • Open with a minimum deposit of $25.
  • No service fee.
  • No minimum balance required.
  • Access your account with your Debit Card, check, ACH, or through teller transactions.
  • Earn annual dividends by maintaining an average daily balance of $100.
  • No fee for point of sale transaction.
  • Free first order of printed checks.
  • No transaction limitations (accountholder is responsible for compliance with IRS regulation).
  • Monthly account statement.
  • Prompt annual reporting of account balance and any withdrawals.
  • ACU membership required (Share Savings account with minimum deposit of $25).
Doctor Stethoscope

Health Savings Account Rates

Account Type Minimum To Earn Dividends Dividend Rate* Annual Percentage Yield (APY)*
TEXT
HSA Savings/HSA Checking
TEXT
$100
TEXT
0.4999%
TEXT
0.50%
Effective May 1, 2021
Account Type

HSA Savings/HSA Checking

Minimum To Earn Dividends

$100

Dividend Rate*

0.4999%

Annual Percentage Yield (APY)*

0.50%

Effective May 1, 2021

*$25 minimum to open. Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811. Review ACU's Truth-In-Savings Disclosure.

Savings Account Resources

Budget ebook cover and spineBudgeting Your Savings

It’s essential that you have good budgeting habits to increase your savings. Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!

Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.

Claim Your Copy Here:


Person using laptop with numbers on the screen.

The Easiest Way to Add to Your Savings Account

If you’re not familiar with the 52 Week Savings Challenge, it’s a relatively easy way to add to your Savings Account over the course of a year.

On the first week put $1 in your Savings Account and leave it there for the whole year. On the second week put $2 in your Savings Account. Continue this pattern so on the 52nd week you’re depositing $52 into your Savings Account. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.

 

Open an ACU Savings Account Today!

 

Open In Online Banking

NON-MEMBERS: Apply Now