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America's Credit Union
Empowering You And Your Family To Lead Better Lives!


Home Equity Loans

Need a loan to consolidate bills, pay for a new car, cover education costs, or anything else? Apply for a America's Home Equity loan with the equity you have in your home.

About our Program:

  • In Texas, you can borrow up to 80% of the value of your home, minus any outstanding mortgage balance and liens. Outside the state of Texas you can borrow up to 95% depending on the laws of your state.
  • No application fee
  • Low closing costs
  • Low fixed rate
  • Repayment terms vary from 5 to 15 years (20 years 1st position only)
  • No prepayment penalties


Home Equity Online Application    


Free Guide: All You Need to Know About Home Equity Loans                


Put your equity to work right now. For more information, please contact America's Credit Union today. NMLS ID# 562279

America’s Credit Union is registered in the
Nationwide Mortgage Licensing System and Registry (NMLS)

America’s Credit Union NMLS ID #:

The following Loan Officers are also registered:

Deborah Joyce Barnett NMLS # 283002
Kenneth Franklin Gibson NMLS # 609174
Sandra J. White NMLS # 609176
Michelle Ann Fuller NMLS # 609175
Kelly LeAnn Reno NMLS # 1184331

You may log onto to confirm that the lender and the mortgage professional with whom you wish to conduct business with is registered.