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America's Credit Union
Empowering You And Your Family To Lead Better Lives!


Home Mortgage Loans

Buying a home can be a confusing and intimidating process. Getting a mortgage loan for the purchase can be even more perplexing, but it does not have to be.

Consider the benefits of a ACU mortgage loan:

  • No discount points
  • No processing fee
  • No application fee
  • No origination points
  • No Private Mortgage Insurance (PMI)
  • Minimal closing costs
  • Not sold to investors - your loan remains with ACU and payments come directly to us
  • No pre-payment penalties
  • No adjustable rate loan products
  • 5-10-15-20 year fixed or balloon loans (all balloon loans can be amortized up to 30 years); not an "adjustable rate mortgage" - rates are fixed


Home Mortgage Online Application                       Mortgage Calculator


Contact America's Credit Union today, 972-494-5328 or 1-800-543-2811, for more information and speak to one of our Real Estate Loan Officers. NMLS ID# 562279

America’s Credit Union is registered in the
Nationwide Mortgage Licensing System and Registry (NMLS)

America’s Credit Union NMLS ID #:

The following Loan Officers are also registered:

Deborah Joyce Barnett NMLS # 283002
Kenneth Franklin Gibson NMLS # 609174
Sandra J. White NMLS # 609176
Michelle Ann Fuller NMLS # 609175
Kelly LeAnn Reno NMLS # 1184331

You may log onto to confirm that the lender and the mortgage professional with whom you wish to conduct business with is registered.