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Money Market Account

  • Write up to three checks per month without a penalty.
  • Make up to three non-check withdrawals per month.
  • Authorize up to six pre-authorized drafts per month.
a money market account from america's credit union earns you more - elderly couple smiling

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*Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811.

Money Market Account Rates
Account Type Minimum To Earn Dividend Dividend Rate Annual Percentage Yield (APY)*
TEXT
Money Market
TEXT
$1,000 - $9,999.99
TEXT
.050%
TEXT
0.05%
TEXT
Money Market
TEXT
$10,000 - $24,999.99
TEXT
.100%
TEXT
0.10%
TEXT
Money Market
TEXT
$25,000 - $299,999.99
TEXT
.100%
TEXT
0.10%
TEXT
Money Market
TEXT
$300,000 and above
TEXT
.150%
TEXT
0.15%
Effective May 1, 2021
Account Type

Money Market

Minimum To Earn Dividend

$1,000 - $9,999.99

Dividend Rate

.050%

Annual Percentage Yield (APY)*

0.05%

Account Type

Money Market

Minimum To Earn Dividend

$10,000 - $24,999.99

Dividend Rate

.100%

Annual Percentage Yield (APY)*

0.10%

Account Type

Money Market

Minimum To Earn Dividend

$25,000 - $299,999.99

Dividend Rate

.100%

Annual Percentage Yield (APY)*

0.10%

Account Type

Money Market

Minimum To Earn Dividend

$300,000 and above

Dividend Rate

.150%

Annual Percentage Yield (APY)*

0.15%

Effective May 1, 2021

Money Market Account Features

An America's Credit Union Money Market Account is similar to a Checking Account however it pays a higher interest rate as long as you maintain a minimum balance of $1,000.

If your Checking Account typically has a balance over $2,500 you may want to consider opening a Money Market Account to earn interest.

You can open a Money Market Account with an initial deposit of $2,500. As long as your balance stays over $1,000 you’ll continue to receive interest on your funds. There are no monthly service fees unless your account balance drops below $500.

A Money Market Account is not the type of account you pay your daily bills from. It’s designed as a way to keep a sizeable amount of savings available so you can write a sizeable check at any time.

  • Write up to three checks per month without a penalty.
  • Make up to three non-check withdrawals per month.
  • Authorize up to six pre-authorized drafts per month.
  • Receive low-cost custom Money Market checks.
 
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Budgeting Your Savings

It’s essential that you have good budgeting habits to increase your savings. Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!

Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.

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Claim Your FREE Copy Today!

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