<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=456359911403087&amp;ev=PageView&amp;noscript=1">

Motorcycle, ATV and UTV Loans

  • Low rates and great terms.
  • Automatic payment options.
  • Refinance options.
Member Apply Non-Member Apply
Two people with motorcycles talking. Motorcycles loans at Americas Credit Union
Adventure

Adventure awaits and we can help get you on your way. Get an update on the status of your application today.

Check Loan Status >

Fuel your passion with affordable payments.

Adventure is calling, you should answer! Now is the time to get the Motorcycle, ATV, or UTV you've been wishing for.

Fuel your passion! Motorcycles, ATVs or UTVs- whatever your preference, we want to make sure your tracks lead straight to us for financing. 

Motorcycle, ATV, and UTV Loans Features


  • Low rates
  • Automatic payment options
  • Loan pre-approvals
  • Terms up to 60 months for new
  • Terms up to 48 months for used

Get the most out of life's adventures, while still paying the least. At America's Credit Union we have a loan specially designed just for your Motorcycle, ATV or UTV! We understand the importance and beauty of the outdoors and that is why we are here to help with low rates and automatic payment options to make your goals easy to achieve, on or off the roads.

 

View Rates >
Woman in a UTV. ATV Loans at Americas Credit Union

Motorcycle, ATV & UTV Rates

Length of Term, New and Used Annual Percentage Rate (APR)**
TEXT
Up to 24 months
TEXT
as low as 1.79%
TEXT
25 to 36 months
TEXT
as low as 2.29%
TEXT
37 to 60 months
TEXT
as low as 2.44%
Effective May 1, 2021
Length of Term, New and Used

Up to 24 months

Annual Percentage Rate (APR)**

as low as 1.79%

Length of Term, New and Used

25 to 36 months

Annual Percentage Rate (APR)**

as low as 2.29%

Length of Term, New and Used

37 to 60 months

Annual Percentage Rate (APR)**

as low as 2.44%

Effective May 1, 2021

**Annual Percentage Rates are effective as of 5/1/2021. Rates shown include discounts of up to 0.40% that are available. Said discounts require qualifying products and/or services. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.

Motorcycle, ATV or UTV Resources

Saving for a Motorcycle, ATV, or UTV?Budget ebook cover and spine

Having a sizeable down payment for your new Motorcycle, ATV or UTV is a great way to lower your monthly payments and have instant equity.

Paying for the trailer, safety gear, and added accessories out-of-pocket also helps keep your overall loan amount lower.

We invite you to check out our Budgeting eBook. This guide offers editable budgets for many specific occasions and offers sound overall budgeting advice.

It can help you save for the Motorcycle, ATV or UTV you've been dreaming about!

 

Claim Your Copy!

Woman putting money into her wallet from 52-week savings

Save Over $1,300 Towards Your New Motorcycle, ATV or UTV in 52 Weeks!

If you’re not familiar with the 52 Week Savings Challenge it’s a relatively easy way to add to your Savings Account over the course of a year. If you had started this plan last year, you would have over $1,300 for your new Motorcycle, ATV or UTV now!

Don't wait, get started with this simple savings plan:

On the first week put $1 in your Savings Account, or a Special Savings Account, and leave it there for the whole year. On the second week put $2 in the account. Continue this pattern so on the 52nd week you’re depositing $52 into savings. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.