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Personal (Signature) Loans & Personal Lines of Credit

  • Fixed rates & terms up to 60 months.
  • No prepayment penalties or application fees.
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Our local decisions and local loan processing make the application process fast! Get an update on the status of your application today.

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Personal Loan Features

Personal Loans, also known as Signature Loans, and Personal Lines of Credit give you access to cash when you need it.

Personal Loans and Lines of Credit are flexible to fit your needs.

  • Financial emergencies.
  • Unexpected medical bills.
  • Once-in-a-lifetime travel experience.
  • Debt consolidation.

The most popular reason people get a Personal Loan is for debt consolidation. Transferring higher rate loans to a lower rate Personal Loan is a great way to save money. It also reduces the number of bills you must pay each month.

Credit Cards are another option for debt consolidation. If you're considering a Personal Loan to consolidate your debt, get in touch with a Loan Officer to discuss the best option for you.
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Personal Loan and Line of Credit Rates 

Loan Type Annual Percentage Rate (APR)*
TEXT
Signature - Up to 36 months
TEXT
as low as 9.99%
TEXT
Signature - 37 to 48 months
TEXT
as low as 10.99%
TEXT
Signature - 49 to 60 months
TEXT
as low as 11.99%
TEXT
Line of Credit
TEXT
as low as 10.99%
Effective May 1, 2021
Loan Type

Signature - Up to 36 months

Annual Percentage Rate (APR)*

as low as 9.99%

Loan Type

Signature - 37 to 48 months

Annual Percentage Rate (APR)*

as low as 10.99%

Loan Type

Signature - 49 to 60 months

Annual Percentage Rate (APR)*

as low as 11.99%

Loan Type

Line of Credit

Annual Percentage Rate (APR)*

as low as 10.99%

Effective May 1, 2021

*Actual rate is based on loan term and credit rating of the member. All rates and yields are subject to change. Questions? Call 1-800-543-2811.

Personal Loan Resources

Budget ebook cover and spineBudgeting Your Savings

If you've found yourself looking for a Personal Loan because there are opportunities to improve your budgeting, this eBook is for you!

Whether you’re new to budgeting or trying to save for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help.

Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly so you'll have cash when you need it.

 

Free eBook!

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More Than Half of Americans Can't Cover a $1,000 Emergency

According to LendingTree Survey

[BLOG POST] While more than half of people are unprepared to cover the cost of an emergency costing $1,000 or more, such occurrences are surprisingly common.

Sixty percent of respondents said they had encountered an emergency that cost them $1,000 or more in the past year, and 17 percent had three or more such emergencies during the past 12 months.

Thirty-three percent of respondents say they are still in debt from borrowing money to pay for a previous $1,000-plus emergency. Read the blog post...