At America's Credit Union we know that your RV and boat are more than just toys, they're an extension of your personality. That's why we make it easy to finance your camper or boat with no money down and up to 100% financing with terms that make your monthly payment affordable.
If your RV, travel trailer, or boat is less than $50,000 we offer loans from 24 months to 96 months to make your payment affordable and easy to manage.
If your RV, travel trailer, or boat is more than $50,000 we offer special loan terms from 97 to 120 months for larger purchases.
If you're in the market for a boat, ACU will finance the trailer, motor, and any dealer accessories up to 100% of the MSRP value in the same loan! That's one easy payment for everything you need to get on the water.
If you've been looking for someone who understands how important quick weekend trips to the lake are with your family and why you might want to "unplug" and unwind for a few weeks or months, by land or sea. Talk to a Loan Officer about your plans with your RV or boat and we'll work to find the right solution for you.
Length of Term, New and Used | Annual Percentage Rate (APR)** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Up to 60 months
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as low as 2.39%
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61 to 72 months
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as low as 2.99%
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73 to 84 months; min. $50k
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as low as 3.29%
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85 to 96 months; min. $50k
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as low as 5.29%
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97 to 120 months; min. $50k
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as low as 6.29%
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Effective October 1, 2020 |
Up to 60 months
Annual Percentage Rate (APR)**as low as 2.39%
61 to 72 months
Annual Percentage Rate (APR)**as low as 2.99%
73 to 84 months; min. $50k
Annual Percentage Rate (APR)**as low as 3.29%
85 to 96 months; min. $50k
Annual Percentage Rate (APR)**as low as 5.29%
97 to 120 months; min. $50k
Annual Percentage Rate (APR)**as low as 6.29%
**Annual Percentage Rates are effective as of 10/1/2020. Rates shown include discounts of up to 0.70% that are available. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.
Use the rates and terms above to estimate your potential monthly payment with our Payment Calculators.
You may also consider alternative financing options for your camper or boat, such as a Home Equity Loan. If you're not sure which loan option is best for you, contact a Loan Officer.
A Personal Watercraft, also known as a Jet Ski, WaveRunner, or water scooter is different from a boat. ACU offers Personal Watercraft Loans for these particular purchases.
If you're considering a Personal Watercraft, please see our Personal Watercraft page for current rates and details about financing.
A Personal Watercraft is different from a boat. ACU offers Personal Watercraft Loans for these particular purchases.
See all of America's Credit Union's current loan rates.
Learn more about new and used motorcycle and ATV loans.
See what vehicles are currently for sale.
Prepare yourself for a stress-free day at the dealership. Learn the best ways to negotiate your way into unbeatable car buying deals!
Look to ACU when it’s time for your next new or used auto loan. Apply online and enjoy flexible terms and a great auto loan rate.
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