Recreational Vehicles and Boats

RV and Boat Loans

At America's Credit Union we know that your RV and boat are more than just toys, they're an extension of your personality. That's why we make it easy to finance your camper or boat with no money down and up to 100% financing with terms that make your monthly payment affordable.

If your RV, travel trailer, or boat is less than $50,000 we offer loans from 24 months to 96 months to make your payment affordable and easy to manage.

If your RV, travel trailer, or boat is more than $50,000 we offer special loan terms from 97 to 120 months for larger purchases.

If you're in the market for a boat, ACU will finance the trailer, motor, and any dealer accessories up to 100% of the MSRP value in the same loan! That's one easy payment for everything you need to get on the water.

If you've been looking for someone who understands how important quick weekend trips to the lake are with your family and why you might want to "unplug" and unwind for a few weeks or months, by land or sea. Talk to a Loan Officer about your plans with your RV or boat and we'll work to find the right solution for you.

RV and Boat Loan Features

RV Loans

Zero down.
Up to 100% financing.
Longer terms for larger purchases.
Dealer accessories can be included as long as the loan doesn't exceed 100% of MSRP value.

Boat Loans

Zero down.
Up to 100% financing.
Finance your boat, motor, and trailer in the same loan.
Dealer accessories can be included as long as the loan doesn't exceed 100% of MSRP value.

RV and Boat Loan Rates

Length of Term, New and Used	Annual Percentage Rate (APR)**
TEXT Up to 60 months	TEXT as low as 2.14%
TEXT 61 to 72 months	TEXT as low as 2.74%
TEXT 73 to 84 months; min. $50k	TEXT as low as 3.29%
TEXT 85 to 96 months; min. $50k	TEXT as low as 5.29%
TEXT 97 to 120 months; min. $50k	TEXT as low as 6.29%
Effective May 1, 2021

Length of Term, New and Used

Up to 60 months