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Retirement and Investment

4Points Planning Helps Members Prepare for the Future

The life you enjoy today—and the experiences you desire tomorrow—depend on the financial course you are currently following. America's Credit Union is excited to partner with 4Points Planning to help you reach your financial goals. 4Points advisor Scott McKay helps ACU members define financial success and a meaningful retirement, and then determines the specific direction that works towards their vision.

The name 4Points reflects the four facets of your financial life:

  • Point 1: Retirement Planning - planning and strategic oversight throughout retirement
  • Point 2: Protection Strategies - look out for your family's well-being in the event of an untimely death or loss of income
  • Point 3: Investment Management - goals based and tax aware strategies for your investment portfolio
  • Point 4: Legacy Planning - protect your estate and pass inheritance according to your values
Visit the 4Points Website
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4Points Can Help With Your Retirement & Investment Goals

To explore how 4Points can help you find the financial direction you seek, visit the 4Points website.

For more information or to set up an appointment, call or email Scott:

Scott W. McKay, CFP®, ChFEBC™

Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory Services offered through Securities America Advisors, Inc. 4Points Planning and Securities America are not affiliated. Insurance products issued through many fine carriers. Securities America and its representatives do not provide tax or legal advice, therefore it is important to coordinate with your tax or legal advisor regarding your specific situation. GOFCU is not endorsing or guaranteeing the products, information or recommendations provided. Not insured by NCUA.

Visit the 4Points Website
Money in a piggy bank
Money in a piggy bank
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Budgeting Tools

Manage your money more effectively (and reduce your financial stress) with our free personal financial management tool inside ACU online banking.

Getting Started

1. To begin, login to ACU online banking
2. Click on Account Information
3. Choose the Finances tab
4. Select Goals on the menu bar
5. Follow the simple steps to create your goal.

ACU and Greenpath

Your Partners for Financial Success!

GreenPath's mission is to empower people to lead financially healthy lives.  They are a national nonprofit focused on financial wellness for everyone.  People have trusted them for nearly 60 years as their guide through financial crises. Every year thousands of credit union members improve their financial health working with the specialists from GreenPath.

Here at America’s Credit Union, we strive to offer the best member experience and are always working to improve our members’ financial well-being.

The GreenPath partnership gives our members access to debt management services, free financial counseling, and free financial education tools through their knowledgeable staff.

Learn More About GreenPath
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Benefits of GreenPath

Financial Resources Now at Your Fingertips

The GreenPath Difference 

  • Putting people at the center of everything they do
  • Empathy coaching
  • Human-centered design
  • Behavioral Economics Partnership

People Behind GreenPath

  • Caring
  • Compassionate
  • Creative 
  • People on a mission to make it easier for people to be financially well

How GreenPath Can Help You!

  • Everyone deserves the chance to pursue their dreams. GreenPath empowers people to make healthy financial choices that support their goals.
  • Financial wellness gives you the strength and independence to lead the life you want.
  • Credit reviews
  • Foreclosure, home buying, and reverse mortgage counseling
  • Student loan counseling

Learn More About GreenPath
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