Free Kasasa Saver
- Earn up to 1.75% APY** on savings account balances up to $75,000
- Automatically transfers rewards to your Kasasa Savings when qualifications are met**.
- No monthly service fees.

Apply Now
Not a member yet? Confirm your eligibility for membership here before applying.
*Rate/Yield on the above accounts is subject to change daily. Minimum of $25 to open. Questions? Call 1-800-543-2811.
Savings Account Rates
Account Type | Dividend Rate* | Annual Percentage Yield (APY)** | Dividends Paid on Amounts | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Regular Savings
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0.05%
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0.05%
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$500.00 and above
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Kasasa® Saver**
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1.736%
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1.75%
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$0-$75,000
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Kasasa® Saver**
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0.25%
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0.25%
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Over $75,000
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Kasasa® Saver**
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0.01%
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0.01%
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All balances if qualifications not met.
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Effective November 1, 2022 |
Account Type
Regular Savings
Dividend Rate*0.05%
Annual Percentage Yield (APY)**0.05%
Dividends Paid on Amounts$500.00 and above
Account Type
Kasasa® Saver**
Dividend Rate*1.736%
Annual Percentage Yield (APY)**1.75%
Dividends Paid on Amounts$0-$75,000
Account Type
Kasasa® Saver**
Dividend Rate*0.25%
Annual Percentage Yield (APY)**0.25%
Dividends Paid on AmountsOver $75,000
Account Type
Kasasa® Saver**
Dividend Rate*0.01%
Annual Percentage Yield (APY)**0.01%
Dividends Paid on AmountsAll balances if qualifications not met.
Effective November 1, 2022
Kasasa Saver and Kasasa Checking are a Perfect Fit For Your Financial Goals.
Save money every month without lifting a finger.
Saving money can be effortless for you, thanks to Kasasa Saver®. Kasasa Saver® is a high-interest account that is linked to a Kasasa Cash® or Kasasa Cash Back® Checking. Consider it a safe place to store your rewards.


With Kasasa Saver You Get Access To...
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Free account that builds your savings effortlessly
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Links to free Kasasa Cash or Kasasa Cash Back checking
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Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
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1.75% APY* on balances up to $75,000
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0.89% to 1.75% APY on balances over $75,000 depending on balances in account*
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0.01% APY* if necessary qualifications are not met on Kasasa Cash or Kasasa Cash Back
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No minimum balance to earn rewards
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No monthly maintenance fees
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Free online banking
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Free e-Statements
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Free mobile banking with mobile deposit
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Free Visa ATM card
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Access to surcharge-free ATMs
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No minimum deposit to open
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Kasasa User-Activated Rewards
When you qualify for your Kasasa Cash or Kasasa Cash Back rewards, you are automatically qualified for the highest Kasasa Saver rate, too!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
Kasasa Cash Back Qualifications
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Use your America's Credit Union debit card at least 15 times per month with a minimum of $5 purchase or more
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Enroll and login to online or mobile banking at least once per month
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Agree to and receive e-Statements
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Meet all qualifications during the Monthly Qualification Cycle
Kasasa Cash Qualifications
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Use your America's Credit Union debit card at least 30 or more times per month with a minimum of $5 purchase or more to receive a bonus reward of 4.75% APY on balances up to $25,000 or 15 to 29 debit card transactions with a minimum of $5 purchase or more to receive a premium reward of 2.50% APY
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Enroll and login to online or mobile banking at least once per month
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Agree to and receive e-Statements
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Meet all qualifications during the Monthly Qualification Cycle
Kasasa Saver with Kasasa Cash Disclaimer
Kasasa Saver with Kasasa Cash Back Disclaimer
Truth-In-Savings (TIS) Disclosure
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Budgeting Your Savings
It’s essential that you have good budgeting habits to increase your savings.
Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!
Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.

Claim Your FREE Copy!
Savings Account Related Links
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Kasasa Cash
Do you enjoy extra dividends? KASASA® Cash Checking pays you for banking basics each month.
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Money Market Account
Open your Money Market Account with an initial deposit of $2,500 and watch your savings grow!
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Kasasa Cash Back
Do you enjoy cash back? KASASA® Cash Back is our free checking account that earns cash back on debit card purchases each month.
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All Savings Rates Page
View current Savings Account rates for all Share, Special and Club Accounts all in one place.
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Special Savings Account Page
Special Savings, Christmas Club and Vacation Club Accounts are designed to help you save for specific savings needs!
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Fee Schedule
Learn more about common fees associated with your checking and savings accounts.
APY = Annual Percentage Yield.