<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=456359911403087&amp;ev=PageView&amp;noscript=1">
Skip to Content

Come visit our new Royal branch location - We are open!  For details click here.

      Call Center

      (800) 543-2811
      View All Locations & ATMs

      Apply Now

      Not a member yet? Confirm your eligibility for membership here before applying.

      *Rate/Yield on the above accounts is subject to change daily. Minimum of $25 to open. Questions? Call 1-800-543-2811.

      Savings Account Rates
      Account Type Dividend Rate* Annual Percentage Yield (APY)** Dividends Paid on Amounts
      TEXT
      Regular Savings
      TEXT
      0.05%
      TEXT
      0.05%
      TEXT
      $500.00 and above
      TEXT
      Kasasa® Saver**
      TEXT
      1.736%
      TEXT
      1.75%
      TEXT
      $0-$75,000
      TEXT
      Kasasa® Saver**
      TEXT
      0.25%
      TEXT
      0.25%
      TEXT
      Over $75,000
      TEXT
      Kasasa® Saver**
      TEXT
      0.01%
      TEXT
      0.01%
      TEXT
      All balances if qualifications not met.
      Effective November 1, 2022
      Account Type

      Regular Savings

       Dividend Rate*

      0.05%

       Annual Percentage Yield (APY)**

      0.05%

       Dividends Paid on Amounts

      $500.00 and above
      Account Type

      Kasasa® Saver**

       Dividend Rate*

      1.736%

       Annual Percentage Yield (APY)**

      1.75%

       Dividends Paid on Amounts

      $0-$75,000
      Account Type

      Kasasa® Saver**

       Dividend Rate*

      0.25%

       Annual Percentage Yield (APY)**

      0.25%

       Dividends Paid on Amounts

      Over $75,000
      Account Type

      Kasasa® Saver**

       Dividend Rate*

      0.01%

       Annual Percentage Yield (APY)**

      0.01%

       Dividends Paid on Amounts

      All balances if qualifications not met.
      Effective November 1, 2022

      Kasasa Saver and Kasasa Checking are a Perfect Fit For Your Financial Goals.

      Save money every month without lifting a finger.


      Saving money can be effortless for you, thanks to Kasasa Saver®.  Kasasa Saver® is a high-interest account that is linked to a Kasasa Cash® or Kasasa Cash Back® Checking.  Consider it a safe place to store your rewards.

      skinnyWebPic
      hero-feature-3

      With Kasasa Saver You Get Access To...

      • Free account that builds your savings effortlessly

      • Links to free Kasasa Cash or Kasasa Cash Back checking

      • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings

      • 1.75% APY* on balances up to $75,000

      • 0.89% to 1.75% APY on balances over $75,000 depending on balances in account*

      • 0.01%  APY* if necessary qualifications are not met on Kasasa Cash or Kasasa Cash Back 

      • No minimum balance to earn rewards

      • No monthly maintenance fees

      • Free online banking

      • Free e-Statements

      • Free mobile banking with mobile deposit

      • Free Visa ATM card

      • Access to surcharge-free ATMs 

      • No minimum deposit to open

       

      skinnyWebPic (5)
      skinnyWebPic (5)

      Kasasa User-Activated Rewards

      When you qualify for your Kasasa Cash or Kasasa Cash Back rewards, you are automatically qualified for the highest Kasasa Saver rate, too!

      Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

      Kasasa Cash Back  Qualifications

      • Use your America's Credit Union debit card at least 15 times per month with a minimum of $5 purchase or more

      • Enroll and login to online or mobile banking at least once per month

      • Agree to and receive e-Statements

      • Meet all qualifications during the Monthly Qualification Cycle

      Kasasa Cash Qualifications 

      • Use your America's Credit Union debit card at least 30 or more times per month with a minimum of $5 purchase or more to receive a bonus reward of 4.75% APY on balances up to $25,000 or 15 to 29 debit card transactions with a minimum of $5 purchase or more to receive a premium reward of 2.50% APY

      • Enroll and login to online or mobile banking at least once per month

      • Agree to and receive e-Statements

      • Meet all qualifications during the Monthly Qualification Cycle


      Kasasa Saver with Kasasa Cash Disclaimer

      Kasasa Saver with Kasasa Cash Back Disclaimer

      Truth-In-Savings (TIS) Disclosure

      2022 Kasasa Calendar

      2023 Kasasa Calendar 

       

      Man using his ACU debit card buying gas to contribute to qualifying for Kasasa Cash Back rewards
      Man using his ACU debit card buying gas to contribute to qualifying for Kasasa Cash Back rewards

      Budgeting Your Savings

      It’s essential that you have good budgeting habits to increase your savings.

      Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!

      Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.

      bigstock-business-concept-of-the-proces-26761499
      Claim Your FREE Copy!

      APY = Annual Percentage Yield.

      ehobbb

      bauer-badge

      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

      © America’s Credit Union 2023 All Rights Reserved.