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      Skip-A-Payment

      By skipping a monthly America's Credit Union loan payment, you're requesting that your monthly payment be deferred. Interest will continue to accrue on the unpaid balance and a $35.00 fee per loan skipped will be collected as part of the next payment.

      Qualifications:

      • A minimum of 6 monthly payments must have been made prior to the first skip.*
      • Request must be made at least 10 days prior to payment due date.
      • All accounts must be in good standing with ACU.
      • Request a Skip-A-Payment via online banking, call us at 972-494-5328, or print the flyer below and stop by one of our office locations.  
      Skip-A-Pay In Online Banking Now
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      How Skip-A- Payment Works

      Some months can be financially harder than others! We offer Skip-A-Payment for those times when you need it most.

      The fastest way to request a skip-a-payment is by login into online banking.  You may also contact us by phone at 972-494-5328, or stop by one of our office locations.  

      Your loan agreement with America's Credit Union will remain the same and this does not change your legal obligation to repay your loan as outlined in your loan agreement.

      Skip-A-Payment is not available for Mortgage, Home Equity Loans, Line of Credit Loans, Leases, Previous Holiday Loans and Visa® Credit Cards.

       

      *Loans that have met the maximum number of payment skips over the life of the loan may not be approved for this skip payment offer. All requests must be submitted at least 10 days prior to payment due date. America’s Credit Union has the right to refuse this extension request at its discretion. Other conditions may apply. Interest will continue to accrue from the date of last payment. You agree to amend the terms of your original agreement by one month, and repay the entire unpaid balance, plus interest.
       
      Skip-A-Pay In Online Banking Now
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      ACU NMLS ID #562279

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      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

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