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      Skip A Payment

      Skip-A-Payment

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      Request a Skip-A-Pay Now

      Some months can be financially harder than others, we get it! We offer Skip-A-Payment for those times when you need it most.

      By submitting a Skip-A-Payment Request to America's Credit Union, you're requesting that your monthly payment be deferred. Interest will continue to accrue on the unpaid balance and a $25.00 fee will be collected as part of the next payment.

      Qualifications:

      • You can only skip one payment, per loan, in a 12-month timeframe.
      • A minimum of 6 monthly payments must have been made prior to the first skip.
      • The request needs to be within the 19 day grace period of the payment date.
      • All accounts must be in good standing with ACU.

      Your loan agreement with ACU will remain the same and this does not change your legal obligation to repay your loan as outlined in your loan agreement.

      Skip-A-Payment is not available for Mortgages, Home Equity Loans, Line of Credit Loans, and Visa® Credit Cards.

       
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      Request a Skip-A-Payment Here:

      Request a Skip-A-Pay Now

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      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
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      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

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