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TruStage Insurance and Protection

Insurance Savings for ACU Members

Members of America's Credit Union have the unique privilege to take advantage of great insurance programs, at great rates, with fantastic coverage!

We have partnered with TruStage, a company dedicated to providing quality insurance products to credit union members across the United States. With TruStage insurance programs you can benefit from discounts on insurance premiums without sacrificing coverage or service.

LifePlus Insurance

LifePlus offers protection for your loved ones in case the unthinkable happens. LifePlus also covers unexpected events such as terminal illness, hospitalization, medical leave and more. 

For additional details on LifePlus and the cost for coverage, please contact us today!
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Disability Insurance

Disability Insurance makes sure your bills are covered if you are injured and unable to work. Have peace of mind knowing your protected payment will be covered for 12 months up to a maximum of $12,000 based on certain qualifications.

For additional details on Disability Insurance and the cost for coverage, please contact us today!

family at the dinner table

Involuntary Unemployment Insurance

If you lose your job due to layoff or other involuntary termination, your protected payment will be covered for 6 months up to a maximum of $6,000 based on certain qualifications. 

For additional details on Involuntary Unemployment Insurance and the cost for coverage, please contact us today!

mother and son spending time together

Extended Warranties

Extended warranty protection can protect the member from costly mechanical repairs. Pricing is typically better than what would be found at the dealer.

Additionally, the member has more flexibility. They can take their car to any ASE certified mechanic, as opposed to one dealership.

For additional details on Disability Insurance and the cost for coverage, please contact us today!

men working on car repairs

Guaranteed Auto Protection (GAP)

The GAP Waiver covers the difference between the actual cash value of the car (primary insurance company settlement, plus the actual deductible up to $1,000) and the outstanding loan balance at the time of a loss, less certain deductions.

GAP Features:

  • Eliminates “out-of-pocket” expense for remaining loan balance after loss settlement.
  • Helps protect credit rating.
  • Covers up to 84-month term.
  • Covers up to 4 skip-a-pays.

It does NOT cover the following:

  • Any refundable additions to the loan amount such as service warranty contracts and credit insurance.
  • Delinquent payments greater than 60 days past due.
  • Late charges or other fees added after loan inception.
  • Any portion of the loan that exceeds 150% of M.S.R.P (new cars) or average retail book value (used cars).

For additional details on GAP and the cost for coverage, please contact us today!

young woman in drivers seat