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      TruStage Insurance and Protection

      Protect What Matters Most.
      Members of America's Credit Union have the unique privilege to take advantage of our partnership with TruStage.

      • Quality insurance programs.
      • Great rates.
      • Fantastic coverage.

      TruStage is dedicated to providing quality insurance products to credit union members across the United States. With TruStage insurance programs you can benefit from discounts on insurance premiums without sacrificing coverage or service.

      Learn More
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      trustage life insurance from america's credit union can protect your family - family in front of christmas tree

      LifePlus Insurance

      TruStage LifePlus offers protection for your loved ones in case the unthinkable happens. LifePlus also covers unexpected events such as terminal illness, hospitalization, medical leave and more. 

      For additional details on LifePlus and the cost for coverage, please contact us today!

       

      Disability Insurance

      Disability Insurance makes sure your bills are covered if you are injured and unable to work. Have peace of mind knowing your protected payment will be covered for 12 months up to a maximum of $12,000 based on certain qualifications.

      For additional details on Disability Insurance and the cost for coverage, please contact us today!

      trustage disability insurance at america's credit union has you covered family at dinner table
      trustage involuntary unemployment insurance at america's credit union has you covered mom helping son make paper airplane

      Involuntary Unemployment Insurance

      If you lose your job due to layoff or other involuntary termination, your protected payment will be covered for 6 months up to a maximum of $6,000 based on certain qualifications. 

      For additional details on Involuntary Unemployment Insurance and the cost for coverage, please contact us today!

      Extended Car Warranty Protection

      Extended car warranty protection can protect the member from costly mechanical repairs. Pricing is typically better than what would be found at the dealer.

      Additionally, the member has more flexibility. They can take their car to any ASE certified mechanic, as opposed to one dealership.

      For additional details on Disability Insurance and the cost for coverage, please contact us today!

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      Guaranteed Auto Protection (GAP Insurance)

      The GAP Waiver covers the difference between the actual cash value of the car (primary insurance company settlement, plus the actual deductible up to $1,000) and the outstanding loan balance at the time of a loss, less certain deductions.

      GAP Insurance Features:

      • Eliminates “out-of-pocket” expense for remaining loan balance after loss settlement.
      • Helps protect credit rating.
      • Covers up to 84-month term.
      • Covers up to 4 skip-a-pays.

      GAP Insurance does NOT cover the following:

      • Any refundable additions to the loan amount such as service warranty contracts and credit insurance.
      • Delinquent payments greater than 60 days past due.
      • Late charges or other fees added after loan inception.
      • Any portion of the loan that exceeds 150% of M.S.R.P (new cars) or average retail book value (used cars).

      For additional details on GAP Insurance and the cost for coverage, please contact us today!

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      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

      © America’s Credit Union 2023 All Rights Reserved.