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Youth Checking Account

Youth Checking Made Easy

Open a Youth Checking Account 

America's Credit Union offers one of the best Youth Checking Accounts. Available to members between the ages of 13 and 17, our free Youth Checking Account is the stepping stone to independent financial management.

The ACU Youth Checking Account still requires a parent or guardian as a joint owner, however, checks can be printed in only the minor owner's name. The youth account holder can also get a VISA® debit card in their name alone.

This account is the perfect account to start managing monthly bills and/or other expenditures on a path to money management success.

Youth Checking Account Features

For Your Child

  • No minimum balance.
  • No monthly fees.
  • No per-check fees.
  • Checks and debit card in their name.

For Parents/Guardians

  • Full account access.
  • Overdraft protection.
  • Open with $50.00.
  • You can help them learn financial responsibility!
Teen Girls Looking at Smartphone

Youth Checking Account Resources

Budget ebook cover and spineA Budget for Every Occasion eBook

A Youth Checking Account is one of the first steps in achieving financial independence. Learning to budget is key for a checking account to stay in balance. This eBook will introduce the concept of budgeting to your child. While they may not be ready to plan for a wedding or other life milestone yet, you can use the concepts in this eBook to help them budget for monthly living expenses, saving for a car, or saving for a down payment on a house.

Many of these life events may seem like they're a long way away, but they could be just around the corner!


Claim Your Copy!


Real World 101 - Money Tips for New Grads


If you're considering a Youth Checking Account for an upcoming or new graduate, don't miss this blog post with some fantastic "real world" advice. 

Navigating the real world for the first time can be tricky. A Youth Checking Account is the start to a great financial future, but supplementing this account with money management knowledge is the key to financial success!

Open an ACU Youth Checking Account Today!

Open a Youth Checking Account