We’re upgrading your experience. Please note: Bill Pay blackout dates apply. For more information, click here.
In observance of Veterans Day, America's Credit Union will be closed on November 11th.
However, you can still bank with us anytime, anywhere, using our digital banking platform, available 24/7. Mobile and Online Banking
| Term | Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
|---|---|---|---|---|
| 6 Month | $1,000 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
| 7 Month | $1,000 and up 1 | 3.928% | 4.00% | Receive a notification when this rate changes |
| 1 Year | $1,000 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
| 18 Month | $1,000 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
| 2 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 3 Year | $1,000 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
| 4 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 5 Year | $1,000 and up | 0.995% | 1.00% | Receive a notification when this rate changes |
| Minimum to Earn Dividend | Dividend Rate 2 | Annual Percentage Yield (APY) 2 | Alert Me | |
|---|---|---|---|---|
| 6 Month IRA Certificate | $500 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
| 7 Month IRA Certificate 1 | $1,000 and up | 3.928% | 4.00% | Receive a notification when this rate changes |
| 12 Month IRA Certificate | $500 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
| 18 Month IRA Certificate | $500 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
| 24 Month IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 3 Year IRA Certificate | $500 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
| 4 Year IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 5 Year IRA Certificate | $500 and up | 0.995% | 1.00% | Receive a notification when this rate changes |
| Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) 3 | Alert Me |
|---|---|---|---|
| $25 - $4,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $5,000 - $9,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $10,000 - $24,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $25,000 - $49,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $50,000 and above | 0.050% | 0.05% | Receive a notification when this rate changes |
| Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum to Earn Dividend | Alert Me | |
|---|---|---|---|---|---|
| Mini-Jumbo Certificate | 1 Year | 1.982% | 2.00% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 18 Month | 0.797% | 0.80% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 2 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 3 Year | 0.747% | 0.75% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 4 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 5 Year | 0.995% | 1.00% | $50,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 1 Year | 1.982% | 2.00% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 18 Month | 0.797% | 0.80% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 2 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 3 Year | 0.747% | 0.75% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 4 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 5 Year | 0.995% | 1.00% | $99,000 and up | Receive a notification when this rate changes |