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60 Month Auto Loans as low as 1.99% APR

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ACU Member Update Stream

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Branch and Service Access:


Garland and Springfield: Lobbies are closed. Drive-thru services open regular business hours.


Mesquite: Limited services using the slot in the door.


For more information visit:

ACU COVID-19 Updates Page

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Resources and Services:


Members: We have put together a list of products and services to help you maintain your financial well-being.


Non-Members: There are free resources for you too.


For more information visit:

We're Here to Help - Resource Page

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Check Eligibility
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You are eligible to become a member if you or any of your relatives reside or work in Dallas, Collin, or Rockwall County or if you or a relative work at any of our SEG companies. View eligibility.

Apply for Membership

Apply for membership at America's Credit Union using our convenient online application. When you join you will also become part owner in our financial cooperative. 

Open an Account

Once your application is approved and your initial $25 deposit is received, you will become a member-owner and can begin opening accounts and applying for loans.

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ACU's fixed-rate VISA® Credit Card as low as 11.9% APR!

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