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Beware of recent phone calls claiming to be from GO Federal Credit Union's Fraud Department asking about debit card transactions. Please be advised that we will never call you for such information. For your security, avoid sharing sensitive details and contact us directly at 972-494-5328 if you have any concerns.

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      Holiday Loans

      Get a little extra this season with our Holiday Loan special. Get up to $2,500*

      as low as 8.9% APY*


      Call us at 972-494-5328 to apply.

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      Families love the savings and discounts they get from being ACU members.
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      Savings

      As High As 0.10% APY

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      Credit Cards

      Fixed rate as low as 9.99% APR

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      Auto Loans

      as low as 4.79% APR
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      Personal Loans

      as low as 9.99% APR
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      Home Equity

      Low Fixed-Rate

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      Join ACU in 3 Easy Steps!

      Step 1
      Check Eligibility
      You are eligible to become a member if you or any of your relatives reside or work in Dallas, Collin, or Rockwall County or if you or a relative work at any of our SEG companies.
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      Step 2
      Apply for Membership
      Apply for membership at America's Credit Union using our convenient online application. When you join you will also become part owner in our financial cooperative.
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      Step 3
      Open an Account
      Once your application is approved and your initial $25 deposit is received, you will become a member-owner and can begin opening accounts and applying for loans.
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      ACU Free Budgeting eBook

      It’s essential that you have good budgeting habits to keep your Checking Account in balance.

      Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!

      Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your money management success. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.

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      Claim Your FREE Copy

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      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

      © America’s Credit Union 2023 All Rights Reserved.