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Featuring Our Wheels and Waves Promotion with Auto Loan Rates As Low As 1.84%*

Great low rates on rates on Auto, Boat, RV, Jet Ski, and Motorcycle Loans!

*View Auto Loan Rates
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ACU Members: apply in Online Banking and save time on your application!

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Most Loved Products at America's Credit Union

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Savings

As High As 0.10% APY

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Credit Cards

Fixed-Rate 9.99% APR

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Auto Loans

as low as 1.84% APR
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Personal Loans

as low as 9.99% APR
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Home Equity

Low Fixed-Rate

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Join ACU in 3 Easy Steps!

Step 1
Check Eligibility
You are eligible to become a member if you or any of your relatives reside or work in Dallas, Collin, or Rockwall County or if you or a relative work at any of our SEG companies.
Step 2
Apply for Membership
Apply for membership at America's Credit Union using our convenient online application. When you join you will also become part owner in our financial cooperative.
Step 3
Open an Account
Once your application is approved and your initial $25 deposit is received, you will become a member-owner and can begin opening accounts and applying for loans.
Join Today

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Enjoy Extra Spending Flexibility 

ACU's fixed-rate VISA® Credit Card as low as 9.99% APR!

  • NO balance transfer fees
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  • NO annual fees

 

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