America's Credit Union

New! Hot Summer Loan Rates

Low rates and no payments for 90 days on Auto, RV, Boat, Jet Ski, Motorcycle, ATV and UTV loans!

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You With Today?

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No Minimum Balance.

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Savings

As High As 0.10% APY

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Credit Cards

Fixed-Rate 11.9% APR

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Auto Loans

as low as 1.49% APR

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Personal Loans

as low as 9.99% APR

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Home Equity

Low Fixed-Rate

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Join ACU in 3 Easy Steps!

Step 1

Check Eligibility

You are eligible to become a member if you or any of your relatives reside or work in Dallas, Collin, or Rockwall County or if you or a relative work at any of our SEG companies.

Step 2

Apply for Membership

Apply for membership at America's Credit Union using our convenient online application. When you join you will also become part owner in our financial cooperative.

Step 3

Open an Account

Once your application is approved and your initial $25 deposit is received, you will become a member-owner and can begin opening accounts and applying for loans.

Already a member? Click here to stop seeing this message.

Popular with ACU Members

90-Day No Payment Auto Loans

That's right! When you buy a new or used car, or refinance your auto loan with ACU, you'll have 90 days with NO payments!

Fixed Low-Rate Credit Cards

ACU members are benefiting from low fixed-rate cards that offer 1% cash back and no balance transfer fees!

Financing Home Improvements

[BLOG POST] Popular in our blog right now is the article "The Best Ways to Finance Home Improvements." Read it now.

ACU Loan Rates

Here are the most current rates available for all of our loan products.

A Budget for Every Occasion

[FREE EBOOK] Find everything you Need to Know About Managing Your Monthly Bills. Includes editable budget worksheets.

Member Benefits & Perks

Learn why membership at America's Credit Union is one of the most important financial choices you can make.

What to Do When You’re the Victim of a Credit...

Nearly half of cardholders (47%) reported that their personal...

The Best Credit Card Rewards Available

When people are looking for a credit card, there are a lot of...

How to Build Credit with a Credit Card

Securing a credit card and utilizing it each month can be a...

Cash Back Rewards and More

ACU's fixed-rate VISA® Credit Card as low as 11.9% APR!

NO balance transfer fees
NO cash advance fees
NO annual fees

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What Can We Help You With Today?

Checking

Savings

Credit Cards

Auto Loans

Personal Loans

Home Equity

Join ACU in 3 Easy Steps!

Popular with ACU Members

90-Day No Payment Auto Loans

Fixed Low-Rate Credit Cards

Financing Home Improvements

ACU Loan Rates

A Budget for Every Occasion

Member Benefits & Perks

What to Do When You’re the Victim of a Credit...

The Best Credit Card Rewards Available

How to Build Credit with a Credit Card

Cash Back Rewards and More

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What Can We Help
You With Today?