3.39% APRAs low as

Car & Truck Loan Refinance

When you love your car or truck, but you don’t love the payments, it might be time to refinance.

Refinancing your car or truck loan could lead to some big savings!

Our car and truck loans come standard with low rates, personalized service and more. If you’re thinking about refinancing from another lender, we are the place to start.

Great low rates
Customized payment and term options to fit your budget
Easy and secure application process
No payments for up to 90 days

Start your application

Check out our Car & Truck Rates

Auto Loan Refinance

Your next Adventure Starts with a Great Rate!

Wheels. Waves. Trails. Roads. No matter how you like to move, spring is the perfect time to upgrade your ride and we’ve leveled up our classic Wheels & Waves promotion to bring you even more momentum and even more value.

Auto

60‑month, as low as 4.40% APR ¹
72‑month, as low as 5.04% APR ¹

Motorcycle | RV | Boat | ATV | UTV

60‑month, as low as 4.80% APR ²
72‑month, as low as 5.44% APR ²

From weekend road trips to lake days to off‑road adventures, we’ll help you get there with financing that feels simple, supportive, and built around you.

Your adventure starts with a great rate. Let’s get you moving.

Apply Now

Check Rates

Calculate your auto loan payment

New Vehicle Purchase Price

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Loan Term (Months)

Down Payment Amount

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Loan Amount: $

Your Estimated Monthly Payment:

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes regarding all personal finance issues. Rates, conditions, and terms may vary based on an individual’s credit worthiness and credit union underwriting guidelines.

Auto Loan Refinance Extras

When you are refinancing your vehicle, this is the perfect time to add protection for your family and your auto. Get peace of mind with these affordable protection plans.

Extended Car Warranty Protection

Guaranteed Auto Protection (GAP)

Involuntary Unemployment - protects your payments if you lose your job due to layoff or other involuntary termination.

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Disclosures

¹ APR as low as = Annual Percentage Rate. Annual Percentage Rates are effective as of 04/01/2026. Rates shown include discounts of up to 0.70% that are available. Said discounts require qualifying products and/or services. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.

² APR as low as = Annual Percentage Rate. Annual Percentage Rates are effective as of 04/01/2026. Rates shown include discounts of up to 0.30% that are available. Said discounts require qualifying products and/or services. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.