Skip-A-Payment

A simple way to start fresh!

Start the year with a little extra breathing room; skip a payment and reset your momentum.

When to Consider Skipping a Payment

For a short financial relief
Create breathing room
Plan with peace of mind

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Skip-A-Payment

Skip-A-Pay Details

Important qualifications and requirements for skipping payments ¹

At least six on-time, monthly payments must have been made prior to the first skip.
The skip request must be made at least ten days prior to the payment due date.
All accounts must be in good standing with the credit union.
Skip-A-Payment is not available for Mortgage, Home Equity Loans, Line of Credit Loans, Previous Holiday Loans, and Visa Credit Cards.
A $35 fee will need to be collected prior to completion of the Skip-A-Payment.

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Disclosures

¹ Loans that have met the maximum number of payment skips over the life of the loan may not be approved for this skip payment offer. All requests must be submitted at least 10 days prior to payment due date. America’s Credit Union has the right to refuse this extension request at its discretion. Other conditions may apply. Interest will continue to accrue from the date of last payment. You agree to amend the terms of your original agreement by one month, and repay the entire unpaid balance, plus interest.