Skip to main content
Lancaster Branch ATM Temporarily Unavailable

Due to construction, our ATM will be temporarily unavailable from May 20th through May 24th.  We are very sorry for any inconvenience this may cause.  Check locations for alternative banking options.

    4.25% APY 1

    Certificates

    Save a lot with little effort.

    A certificate of deposit (CD) provides a secure investment option with higher interest rates than regular savings accounts. It offers a fixed return over a predetermined term, making it an attractive choice for risk-averse investors.

    • Higher interest rates than regular savings
    • Federally insured up to $250,000 by NCUA means no losses ever
    • Less risky than many other non-credit-union investment options
    • Early withdrawals possible, early withdrawal penalty may apply
    • Short-term to longer-term investment periods available

    Contact Us to Open a Certificate Account

    See Certificate Rates

    CDs

    4.25% APY* On A 7-Month CD Special

    Turn Up The Heat!  

    Get ready for summer with our Certificate special! Earn up to 4.25%APY* with a 7-Month CD. Whether you're unwinding by the lake or embarking on a spontaneous adventure, our summer CD special allows you to relax while effortlessly growing your money. Take advantage of the limited-time promotion.

    • 7-Month CD Special
    • Earn up to 4.25% APY*

    Call us to get started today!

    *APY = Annual Percentage Yield stated for balances over $100,000. The 7-Month Certificate of Deposit is a Limited-time promotion and is subject to change without notice. The promotional rate is available for members with, a) a current America's CU checking account, b) if member does not have a checking account with America's CU they can bring a minimum of $10,000 to the existing credit union funds to purchase the CD, or c) new money not currently with America's CU. Funds cannot be withdrawn and brought back within 30 days to be considered for the promotional rate.  Additional promotional rates are available starting at $1,000.00.  See our CD and IRA rates.

    Build a Brighter Future

    Determine which certificate term works best and how much you should initially deposit to achieve your savings goals.
    minus sign plus sign
    Certificate Term (Months)
    Future account balance:
    Interest earned:
    Open a certificate of deposit account with and at an interest rate of %, it will grow to in months. The account will have earned in interest.

    Great Reasons to Invest in a Certificate

    • Save for an upcoming life event: a wedding, anniversary, or vacation
    • Plan ahead for school tuition and expenses
    • Save for retirement
    • Accumulate funds for a large, future purchase

    Looking for more?
    We think these topics may be of interest to you!