4.00% APY ¹

Certificates

Save a lot with little effort.

A certificate of deposit (CD) provides a secure investment option with higher interest rates than regular savings accounts. It offers a fixed return over a predetermined term, making it an attractive choice for risk-averse investors.

Higher interest rates than regular savings
Federally insured up to $250,000 by NCUA means no losses ever
Less risky than many other non-credit-union investment options
Early withdrawals possible, early withdrawal penalty may apply
Short-term to longer-term investment periods available

See Certificate Rates

CDs

4.00% APY* On A 7-Month or 13-Month CD Special

Bundle Up Your Money

Bundle up your money this winter and keep it safe, secure, and growing! Earn up to 4.00%APY* with a 7-Month CD or 13-Month certificate special. Whether you're unwinding with family or embarking on a spontaneous adventure, our winter CD special lets you relax while your money grows effortlessly. Take advantage of the limited-time promotion.

7-Month or 13-Month CD Special
Earn up to 4.00% APY*

Call us to get started today!

*APY = Annual Percentage Yield stated for balances over $1,000. The 7-Month or 13-Month Certificate of Deposit is a Limited-time promotion and is subject to change without notice. The promotional rate is available for members with a) a current America's CU checking account, or b) if the member does not have a checking account with America's CU, they can bring a minimum of $10,000 to the existing credit union funds to purchase the CD, or c) new money not currently with America's CU. Funds cannot be withdrawn and brought back within 30 days to be considered for the promotional rate. See our CD and IRA rates.

Build a Brighter Future

Determine which certificate term works best and how much you should initially deposit to achieve your savings goals.

Initial Deposit:

minus sign plus sign

Certificate Term (Months)

Future account balance:

Interest earned:

Open a certificate of deposit account with and at an interest rate of %, it will grow to in months. The account will have earned in interest.

Great Reasons to Invest in a Certificate

Save for an upcoming life event: a wedding, anniversary, or vacation
Plan ahead for school tuition and expenses
Save for retirement
Accumulate funds for a large, future purchase

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Disclosures

¹ APY = Annual Percentage Yield stated for balances over $1,000.00. The 7-Month or 13-Month Certificate of Deposit is a Limited-time promotion and is subject to change without notice. The promotional rate is available for members with, a) a current America's CU checking account, or b) if member does not have a checking account with America's CU they can bring a minimum of $10,000 to the existing credit union funds to purchase the CD, or c) new money not currently with America's CU. Funds cannot be withdrawn and brought back within 30 days to be considered for the promotional rate. See our CD and IRA rates.