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5.30% APY 1


Save a lot with little effort.

A certificate of deposit (CD) provides a secure investment option with higher interest rates than regular savings accounts. It offers a fixed return over a predetermined term, making it an attractive choice for risk-averse investors.

  • Higher interest rates than regular savings
  • Federally insured up to $250,000 by NCUA means no losses ever
  • Less risky than many other non-credit-union investment options
  • Early withdrawals possible, early withdrawal penalty may apply
  • Short-term to longer-term investment periods available

Contact Us to Open a Certificate Account

See Certificate Rates


5.30% APY* - 11-Month CD Special

Watch Your Savings Grow!  

Spring-like savings with an extra boost. Earn up to 5.30% APY* with an 11-Month CD.  

As the vibrant colors of spring bloom around us, it's the perfect time to watch your savings grow. Earn up to 5.30% APY* with our 11-Month Certificate of Deposit (CD).

Take advantage of the limited time Certificate Special.

  • 11-Month CD Special
  • Earn up to 5.30% APY*

Call us to get started today!

*APY = Annual Percentage Yield stated for balances over $200,000. The 11-Month Certificate of Deposit is a Limited-time promotion and is subject to change without notice. The promotional rate is available for members with, a) a current America's CU checking account, b) if member does not have a checking account with America's CU they can bring a minimum of $10,000 to the existing credit union funds to purchase the CD, or c) new money not currently with America's CU. Funds cannot be withdrawn and brought back within 30 days to be considered for the promotional rate.  Additional promotional rates are available starting at $1,000.00.  See our CD and IRA rates.

Build a Brighter Future

Determine which certificate term works best and how much you should initially deposit to achieve your savings goals.
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Certificate Term (Months)
Future account balance:
Interest earned:
Open a certificate of deposit account with and at an interest rate of %, it will grow to in months. The account will have earned in interest.

Great Reasons to Invest in a Certificate

  • Save for an upcoming life event: a wedding, anniversary, or vacation
  • Plan ahead for school tuition and expenses
  • Save for retirement
  • Accumulate funds for a large, future purchase

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