Security Alert: Scammers may imitate our phone number to steal your information. We never ask for passwords or codes. If unsure, hang up and call 888‑742‑6551. Your safety matters. Learn More
Trade in the Old, Cruise into the New!
| Term | Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
|---|---|---|---|---|
| 6 Month | $1,000 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
| 7 Month | $1,000 and up 1 | 3.928% | 4.00% | Receive a notification when this rate changes |
| 1 Year | $1,000 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
| 13 Month | $1,000 and up 1 | 3.928% | 4.00% | Receive a notification when this rate changes |
| 18 Month | $1,000 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
| 2 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 3 Year | $1,000 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
| 4 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 5 Year | $1,000 and up 1 | 0.995% | 1.00% | Receive a notification when this rate changes |
| Rates effective as of 11/24/2025 | ||||
| Minimum to Earn Dividend | Dividend Rate 2 | Annual Percentage Yield (APY) 2 | Alert Me | |
|---|---|---|---|---|
| 6 Month IRA Certificate | $500 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
| 7 Month IRA Certificate 1 | $1,000 and up | 3.928% | 4.00% | Receive a notification when this rate changes |
| 12 Month IRA Certificate | $500 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
| 13 Month IRA Certificate 1 | $1,000 and up | 3.928% | 4.00% | Receive a notification when this rate changes |
| 18 Month IRA Certificate | $500 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
| 24 Month IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 3 Year IRA Certificate | $500 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
| 4 Year IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 5 Year IRA Certificate 1 | $500 and up | 0.995% | 1.00% | Receive a notification when this rate changes |
| Rates effective as of 11/24/2025 | ||||
| Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) 3 | Alert Me |
|---|---|---|---|
| $25 - $4,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $5,000 - $9,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $10,000 - $24,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $25,000 - $49,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $50,000 and above | 0.050% | 0.05% | Receive a notification when this rate changes |
| Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum to Earn Dividend | Alert Me | |
|---|---|---|---|---|---|
| Mini-Jumbo Certificate | 1 Year | 1.982% | 2.00% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 18 Month | 0.797% | 0.80% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 2 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 3 Year | 0.747% | 0.75% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 4 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 5 Year | 0.995% | 1.00% | $50,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 1 Year | 1.982% | 2.00% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 18 Month | 0.797% | 0.80% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 2 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 3 Year | 0.747% | 0.75% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 4 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 5 Year | 0.995% | 1.00% | $99,000 and up | Receive a notification when this rate changes |