Due to inclement weather and road conditions, we will open our Dallas-area branches at 10:00 AM on January 26th. We will closely monitor conditions throughout the morning and update you with any changes. Our contact center, chat, and digital banking services are available for any questions. Please stay warm and safe.
Trade in the Old, Cruise into the New!
| Term | Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
|---|---|---|---|---|
| 6 Month | $1,000 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
| 7 Month | $1,000 and up 1 | 3.928% | 4.00% | Receive a notification when this rate changes |
| 1 Year | $1,000 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
| 13 Month | $1,000 and up 1 | 3.928% | 4.00% | Receive a notification when this rate changes |
| 18 Month | $1,000 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
| 2 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 3 Year | $1,000 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
| 4 Year | $1,000 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 5 Year | $1,000 and up 1 | 0.995% | 1.00% | Receive a notification when this rate changes |
| Rates effective as of 11/24/2025 | ||||
| Minimum to Earn Dividend | Dividend Rate 2 | Annual Percentage Yield (APY) 2 | Alert Me | |
|---|---|---|---|---|
| 6 Month IRA Certificate | $500 and up | 0.100% | 0.10% | Receive a notification when this rate changes |
| 7 Month IRA Certificate 1 | $1,000 and up | 3.928% | 4.00% | Receive a notification when this rate changes |
| 12 Month IRA Certificate | $500 and up | 1.982% | 2.00% | Receive a notification when this rate changes |
| 13 Month IRA Certificate 1 | $1,000 and up | 3.928% | 4.00% | Receive a notification when this rate changes |
| 18 Month IRA Certificate | $500 and up | 0.797% | 0.80% | Receive a notification when this rate changes |
| 24 Month IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 3 Year IRA Certificate | $500 and up | 0.747% | 0.75% | Receive a notification when this rate changes |
| 4 Year IRA Certificate | $500 and up | 0.648% | 0.65% | Receive a notification when this rate changes |
| 5 Year IRA Certificate 1 | $500 and up | 0.995% | 1.00% | Receive a notification when this rate changes |
| Rates effective as of 11/24/2025 | ||||
| Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) 3 | Alert Me |
|---|---|---|---|
| $25 - $4,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $5,000 - $9,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $10,000 - $24,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $25,000 - $49,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $50,000 and above | 0.050% | 0.05% | Receive a notification when this rate changes |
| Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum to Earn Dividend | Alert Me | |
|---|---|---|---|---|---|
| Mini-Jumbo Certificate | 1 Year | 1.982% | 2.00% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 18 Month | 0.797% | 0.80% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 2 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 3 Year | 0.747% | 0.75% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 4 Year | 0.648% | 0.65% | $50,000 and up | Receive a notification when this rate changes |
| Mini-Jumbo Certificate | 5 Year | 0.995% | 1.00% | $50,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 1 Year | 1.982% | 2.00% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 18 Month | 0.797% | 0.80% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 2 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 3 Year | 0.747% | 0.75% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 4 Year | 0.648% | 0.65% | $99,000 and up | Receive a notification when this rate changes |
| Jumbo Certificate | 5 Year | 0.995% | 1.00% | $99,000 and up | Receive a notification when this rate changes |