Our 92nd Annual Meeting will be held virtually via Zoom, a free remote conferencing service, on Wednesday, May 27, 2026, at 2:00 PM CST. To RSVP, visit the Annual Reports page.
In observance of Memorial Day, America's Credit Union will be closed on May 25th.
However, you can still bank with us anytime, anywhere, using our digital banking platform, available 24/7. Mobile and Online Banking
Trade in the Old, Cruise into the New!
| Dividend Rate | Annual Percentage Yield (APY) 1 | Dividend Paid on Amounts | Alert Me | |
|---|---|---|---|---|
| Momentum+ Rewards Checking - Direct Deposit of $600+ | 0.05% | 0.05% | $0 | Receive a notification when this rate changes |
| Momentum+ Rewards Checking - Direct Deposit of $1,500 | 0.05% | 0.05% | $0 | Receive a notification when this rate changes |
| Momentum+ Rewards Checking - Direct Deposit of $3,000 | 0.07% | 0.07% | $0 | Receive a notification when this rate changes |
| Momentum+ Rewards Checking - Direct Deposit of $5,000+ | 0.10% | 0.01% | $0 | Receive a notification when this rate changes |
| Momentum+ Rewards Checking - No Direct Deposit | 0.01% | 0.01% | $0 | Receive a notification when this rate changes |
| Flexible Checking | None | None | N/A | Receive a notification when this rate changes |
| Value Checking | None | None | N/A | Receive a notification when this rate changes |
| Health Savings Account - Checking | 0.499% | 0.500% | $100 | Receive a notification when this rate changes |
| APY = Annual Percentage Yield. Momentum+ Rewards Checking receives free access to MoneyPass ATMs. For accounts with monthly direct deposits exceeding $600, foreign ATM transaction fees are reimbursed up to a maximum of $35 per month. Accounts requesting a paper statement may incur a $3 fee. | ||||
| Dividend Rate | Annual Percentage Yield (APY) 1 | Total Annual Percentage Yield (APY) | APY Above Deposit Maximum | Alert Me | |
|---|---|---|---|---|---|
| Regular Savings Rate from $500 and up |
0.05% | 0.05% | 0.05% | N/A | Receive a notification when this rate changes |
| Momentum+ Rewards Savings - Direct Deposit in Momentum+ Rewards Checking Account $1,500 | 0.10% | 1.90% | 2.00% | 0.10% | Receive a notification when this rate changes |
| Momentum+ Rewards Savings - Direct Deposit in Momentum+ Rewards Checking Account $3,000 | 0.10% | 2.90% | 3.00% | 0.10% | Receive a notification when this rate changes |
| Momentum+ Rewards Savings - Direct Deposit in Momentum+ Rewards Checking Account $5,000 | 0.10% | 3.90% | 4.00% | 0.10% | Receive a notification when this rate changes |
| Momentum+ Rewards Savings - Direct Deposit in Momentum+ Rewards Checking Account Below $1,500 | 0.10% | 0.10% | 0.10% | N/A | Receive a notification when this rate changes |
| APY = Annual Percentage Yield. The dividend rate is subject to change without notice. Momentum+ Rewards Savings account requires a minimum opening deposit of $25. Account balances over $75,000 will earn the APY above the deposit maximum rate. | |||||
| Minimum to Earn Dividend | Dividend Rate | Annual Percentage Yield (APY) 4 | Alert Me |
|---|---|---|---|
| $1,000 - $9,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $10,000 - $24,999.99 | 0.100% | 0.10% | Receive a notification when this rate changes |
| $25,000 - $299,999.99 | 0.100% | 0.10% | Receive a notification when this rate changes |
| $300,000 and above | 0.150% | 0.15% | Receive a notification when this rate changes |
| Dividend Rate | Annual Percentage Yield (APY) 5 | Dividend Paid on Amounts | Alert Me | |
|---|---|---|---|---|
| Kids Club Savings | 0.10% | 0.10% | $25.00 and above | Receive a notification when this rate changes |
| Smart Start Savings | 0.10% | 0.10% | $25.00 and above | Receive a notification when this rate changes |
| Dividend Rate | Annual Percentage Yield (APY) 5 | Dividend Paid on Amounts | Alert Me | |
|---|---|---|---|---|
| Christmas Club | 0.10% | 0.10% | $100.00 and above | Receive a notification when this rate changes |
| Vacation Club | 0.10% | 0.10% | $100.00 and above | Receive a notification when this rate changes |