Checking & Savings & Money Market

Table data for Checking Account Rates
03-02-2026
	Dividend Rate	Annual Percentage Yield (APY) ¹	Dividend Paid on Amounts	Alert Me
Flexible Checking	None	None	N/A	Receive a notification when this rate changes

Value Checking	None	None	N/A	Receive a notification when this rate changes

Our checking rates are better! America's CU APY ² Regional Average 0.22% ³ deposit APY ² 0.22% Close

Table data for Share Savings Account Rates
03-02-2026
	Dividend Rate	Annual Percentage Yield (APY) ¹	Alert Me
Regular Savings Rate from $500 and up	0.05%	0.05%	Receive a notification when this rate changes

Savings Our savings rates are higher! America's CU APY ² Regional Average 0.23% ³ deposit APY ² 0.23% Close

Table data for Money Market Checking Account Rate
03-02-2026
Minimum to Earn Dividend	Dividend Rate	Annual Percentage Yield (APY) ⁴	Alert Me
$1,000 - $9,999.99	0.050%	0.05%	Receive a notification when this rate changes

$10,000 - $24,999.99	0.100%	0.10%	Receive a notification when this rate changes

$25,000 - $299,999.99	0.100%	0.10%	Receive a notification when this rate changes

$300,000 and above	0.150%	0.15%	Receive a notification when this rate changes

Table data for Youth Savings Account Rates
03-02-2026
	Dividend Rate	Annual Percentage Yield (APY) ⁵	Dividend Paid on Amounts	Alert Me
Kids Club Savings	0.10%	0.10%	$25.00 and above	Receive a notification when this rate changes

Smart Start Savings	0.10%	0.10%	$25.00 and above	Receive a notification when this rate changes

Table data for Club Account Rates
03-02-2026
	Dividend Rate	Annual Percentage Yield (APY) ⁵	Dividend Paid on Amounts	Alert Me
Christmas Club	0.10%	0.10%	$100.00 and above	Receive a notification when this rate changes

Vacation Club	0.10%	0.10%	$100.00 and above	Receive a notification when this rate changes

Rates

Disclosures

¹ APY=Annual Percentage Rate. Rate/Yield on the above accounts is subject to change daily. Minimum of $25 to open. Questions? Call 1-888-742-6551.

² APY = Annual Percentage Yield

³ Regional average rates are provided by Meridian Economics LLC and Datatrac. The last source date is January 2, 2026.

⁴ Fees could reduce earnings. Minimum deposit of $25 is required to open an IRA Savings Account. An average daily balance of $25 is required to earn dividends. Questions? Call 1-888-742-6551.

⁵ APY=Annual Percentage Rate. Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811.