Share-Secured Loans
Build your credit by borrowing from yourself.
Share-Secured Loans. Savings-Secured Loans. Certificate-Secured Loans.
For these types of personal loan, you pledge deposits in your savings account or certificate as collateral to secure an installment loan. Your deposits stay in place while you repay your loan.
- Save on a lower interest rate vs. an unsecured personal loan
- Start to build or rebuild a strong credit history
- Fixed interest rate and monthly payment
- Share-secured loan term up to 60 months
- Certificate-secured loan term up to the certificate maturity
- No application or prepayment fees