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Texas Telcom Credit Union becomes America's Credit Union on July 1, 2025

While there may be brief service interruptions during this transition, we’ll be open during our usual business hours, with our drive-thru closing at 5 PM on July 1 only. And don’t worry—your transactions are expected to continue without disruption. We appreciate your patience throughout the day.

5.69% 1 Rate as low as

Mortgage Loans

Discover your dream home with us.

Your perfect home awaits. The best part? You don’t have to search high and low for a money-saving mortgage. It’s right here, ready to make your dream a reality.

Begin your home-buying journey with a free pre-approval so you know exactly how much house fits your budget. Once you find your dream home, our mortgage lending team can help you the rest of the way.

  • Online application
  • No application or processing fee
  • Fixed rates
  • No PMI requirements
  • No points
  • Minimal closing costs
  • Friendly, local processing

Contact Us for Questions

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Mortgage

Secure Your Dream Home with Our Mortgage Loans!

Discover the advantages of choosing a credit union for your mortgage needs, especially as a first-time homebuyer. Enjoy competitive rates, personalized service, and a supportive partner that stands by you every step of the way. Learn how credit unions offer flexible terms and expert guidance to make your home buying journey smoother and more affordable. Don't miss out on understanding how these benefits can help you achieve your dream of homeownership with confidence!

Call for Today’s Rates

Table data for Mortgage Rates
 07-01-2025
Term Rate APR as low as Alert Me
15 Years 5.69% 5.714% Receive a notification when this rate changes
30 Years 6.19% 6.405% Receive a notification when this rate changes
*APR = Annual Percentage Rate; rates, conditions, and terms may vary based on an individual’s creditworthiness and the credit union's underwriting guidelines. The information provided assumes the purpose of the Mortgage loan is to purchase a property with a 15 or 30-year, conforming, fixed-rate loan. Loan amount of $300,000: Credit score of 730+; and normal fees associated with the Home Equity loan, which are assessed at the time of closing with the title company. Programs, rates, terms and conditions are subject to change without notice.

Finding the right home loan can be stressful. Contact us to learn about our rates and discover the best loan option for you. 

Local: 214-742-6551

Toll Free: 1-888-742-6551

Mortgage Refinance Features

No application fee or processing fee
No pre-payment penalties
No Private Mortgage Insurance (PMI) requirements
Your Mortgage stays with us! It’s not sold.
No points to buy and minimal closing costs.
No adjustable rates. All fixed-rate terms.

A Budget for Every Occasion - Begin Your Monthly Planning!

Learn how with our free budgeting eBook.

Creating a monthly or annual budget may seem like an overwhelming task, especially if you've never tried to do one in the past. Most people have money being used for a huge variety of purposes every month, and amounts spent often vary from one month to the next. This is completely normal, and in fact, nearly everyone who creates a budget deals with the same issue.

Download the Budgeting eBook

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