We’re joining America’s Credit Union on July 1.
Digital banking will be unavailable from 3 PM June 30 through July 1.
Enroll in the new digital banking experience on July 2 at americascu.org.
For merger details, click here.
Services
VISA® Debit Card
Fraud Protection
Use your card with peace of mind. We have our own fraud department that monitors your debit card for you. Receive a phone call or text message to verify transactions that are “out of the norm.”
Mobile Wallet
Have your Texas Telcom debit card at your finger tips! Apple Pay, Samsung Pay and Google Pay are NOW available.
Disputes
Dispute unauthorized debit card transactions! Whether it was being charged double from a merchant or someone stealing your debit card.
CO-OP ATMs
Get your money, no matter where you are! You can access your money at any CO-OP ATM for FREE! Search below for FREE ATM’s near you!
My Card
With My Card you can:
Check balances.
Turn card on/off, if lost or stolen.
Set spending limits. See recent transactions.
Gift Cards
What a great gift for all ages and all occasions!
- $1,000.00 amount max
- $3.00 load fee
Other Services
- MoneyLine - Our 24hr automated teller phone system
- Make a Credit Card Payment
Fee Sheet
| Fee Type | Amount |
|---|---|
| Savings Withdrawal Fee | $1.00/withdrawal after 2 per month |
| Christmas Club | $10.00/withdrawal outside annual disbursement |
| Little Buck Account | $5.00/withdrawal after 1 per month |
| Savings to Checking Transfer | $2.00/withdrawal after 6 per month |
| Inactive Account | Inactive Account $4.00/month and account balance is $25.00 or less |
| Overdraft Fee | $2.00/item |
| NSF Fee | $25.00/item |
| Return Item Fee | $25.00/item |
| Stop Payment Fee | $25.00/request |
| Check Order Fee | prices vary depending on style |
| Copy of Check Fee | $2.00/item |
| Business Account Fee | $10.00/month |
| Courtesy Pay Fee | $25.00/item |
| Paper Statement Fee | $3.00/month |
| E-Pay/Bill Pay Fees | $5.50/month or FREE with E-Statements |
| $25.00 NSF fee | |
| $40.00 stop payment fee | |
| $40.00 investigation fee | |
| Replacement Debit Card | $5.00/card |
| Out of Network ATM Fee | $1.00 |
| Account Reconciliation Fee | $12.00/hour, $12.00 minimum charge |
| Domestic Wire Transfer | $20.00/item |
| International Wire Transfer | $50.00/item |
| Incoming Domestics and International Wire Fee | $5.00/item |
| Account Research Fee | $12.00/hour, $12.00 minimum charge |
| Statement Copy Fee | $3.00/month |
| Deposit Item Return Fee | $25.00/item |
| Account Closure | $10.00 if closed within 90 days |
| ACH Money Transfer Fee | $2.00 |
| MasterCard Gift Card | $3.00 |