Your Local Credit Union | America's Credit Union

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Credit Cards

Rates as low as

9.99% APR ¹

Savings

Rates as high as

1.75% APY ²

Cash Back Rewards Checking

Rewards for everyday purchases!

Get up to 3% cash back on debit card purchases up to $300.

Auto Loans

Fixed-Rate up to 36 months as low as

5.19% APR ¹

Home Equity Loans

Low, fixed interest rates!

Terms from 5 to 30 years

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Annual volunteer hours

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Years of better rates and lower fees

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Average Google rating out of 5 stars

News & Updates

Stay up to date on all things new & exciting happening at America’s CU!

We Are Celebrating You, Our Members!

As a special thank you for 90 amazing years, we are giving our members the opportunity to earn a $90 cash bonus for each new member they bring to America’s CU.

Fraud Awareness - Quishing.

Be aware of a popular scam: Quishing, short for QR code phishing, is an identity fraud scam that utilizes QR codes.

Maximize Your Home's Value with Home Equity Loans.

Access low, fixed-rate loans with flexible terms to fund your next big project.

Personal Loans for Extra Cash?

A personal loan can help you when you're in a pinch.

What our members are saying

"I appreciate everyone’s help here. Myrna was very knowledgeable and made the car loan process seem less complicated than anticipated. Definitely recommend coming here!"

Soledad Castillo
2023

"I love this credit union. I’ve been with them for 5-6 years! I’ve financed cars, loans & I have credit cards with them! The best rates and such an easy application process! :)"

Nicole Grant
2023

"Professional and caring. First class service. I highly recommend ACU to those who are seeking a great and honest experience."

Rojelio Leal
2023

"Americas Credit Union is an excellent place to do business with. They are honest, efficient, extremely helpful and customer focused."

Frank Ramseur
2023

"I’ve been banking here since it was Dallas Telco and while all my experiences have been great, the credit Union is the best. They go the extra mile to get to know you and get you all the options. I really appreciate all they do!"

Tia Rich
2023

"I have been a customer of this credit union for many years and have gone through a couple of name changes, but the service has remained awesome. They continue to explain everything to me from step one till closing. This was easy peasy! Love ACU!"

Bonnie Mathias
2023

"Excellent service, I was assisted by Miss Ana Barajas, a very kind person. Best of all, she assisted me in my language and clarified my doubts without a doubt, 5-star service."

M.B. Llegadoras
2023

"Omg the employees at this location are the best!!"

Madison Nichols
2023

"Everyone is always so nice and professional."

Allen Smith
2024

"I was told to help and invest in a local bank I never got anything out of that until I found America's Credit Union, it's never too late to be happy."

Claude Daniel
2024

"I’ve been with America’s Credit Union going on 15 years because of their rates and customer service. When talking about customer service, Trish R. goes above and beyond to make sure to get you the very best deal and build a relationship. I would not do business with any other bank because of the experience she provides. With most banks, they make you feel like it’s a burden to loan you money, but with ACU, they gladly lend a helping hand to loan you anything you need at an exceptional interest rate. This credit union deserves 10 stars across the board."

Kyle Williams
2024

"I went to open up my first credit union account and got Veronica at the Garland location. She has been such huge help. She explained how different plans work, and got the best plan for me. She also helped and explained to me about the process on how the check deposit works. She also at the mesquite location. I recommend going to American credit union and asking for Veronica."

Tara Washington
2024

Holiday Loans Are Back!

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