America's Credit Union
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  • Access 24 Automated Phone Service is temporarily down. We are working on getting this problem resolved as quickly as possible. In the meantime, if you have access to online banking, you can log onto online or mobile banking. We are sorry for the inconvenience and thank you for your patience.

  • America’s Credit Union is offering a special “shutdown relief package” for federal employees impacted by the government shutdown.

    Members who have vehicle or signature loans at ACU can skip a payment with no fee and resume payments on the next scheduled due date. If you need a loan in order to make ends meet, a signature loan is also available at a 3% APR discount off the current interest rate. No payments are due for 90 days on these new loans. Loan approval is based on each individual’s creditworthiness.

    This shutdown relief package is only available to current ACU members who are federal employees. Proof of employment will be required. Call ACU at 972-494-5328 or apply for a loan online at www.americascu.org.

  • America’s Credit Union will be closed in observance of Martin Luther King Jr. Day, Monday January 21st.

  • ACU Card Alerts powered by Visa can keep tabs on your ACU Visa activity, with near real-time alerts that can help reduce fraud and provide you more protection and peace of mind. Click here to sign up for this free service.


Auto Loan Information Real Estate Loans Business Loans Internet Loan Application
America's Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America's Credit Union requesting such an update, please contact us immediately.


America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

Rates At A Glance

Line of Credit as low as 10.99%
Auto Loans as low as 1.99%
Signature Loan as low as 9.00%