Remote Deposit Capture (mobile deposits) will be intermittently unavailable Sunday, January 24th from 6 am – 11 am CST for maintenance.
You're thinking about buying a new home, CONGRATULATIONS! At America's Credit Union our mortgage lenders work hard to get you the best mortgage rates and terms while simplifying the home loan process.
The first step in any home buying journey is to get pre-approved so you know how much home you can afford comfortably. You can get pre-approved quickly by completing a mortgage application now.
You can also use one of our free, simple online mortgage calculators to estimate how much home you can afford and how high of a mortgage you might qualify for.
One of the best features of a Mortgage at ACU is that it's local. Your Mortgage is NOT sold! Your mortgage stays at ACU and is serviced by ACU.
If you have a Mortgage at another financial institution or with an online lender, now is a great time to refinance your Mortgage with ACU. We have fewer fees than many mortgage lenders and the fees we do collect are often much less than you'll find with other mortgage programs.
We like to keep our Mortgages and mortgage refinancing simple and affordable for our member-owners. Simply apply online now and we'll reach out to discuss which rate and term will work best for you. If you have equity in your home, you may be able to benefit from a new Mortgage and a new Home Equity Loan.
Mortgage rates change daily and vary based on the length of the term. To find out which terms offer rates that are best for you, call our Mortgage Department at 972-494-5328 or, if you're in Missouri, call our Springfield Branch at 417-881-0482.
Our Fixed-Rate Mortgages are offered in 5, 10, 15, 20, and 30-year terms. We also offer Balloon Mortgage Loans which can be amortized up to 30 years. Our Balloon Mortgages are offered with a fixed-rate and are not adjustable-rate mortgages.
If you're buying a new home and will have equity at the time you get your Mortgage, or if you're refinancing your Mortgage from another lender to ACU and have equity in your home, you might be interested in a Home Equity Loan.
Check out our free eBook All You Need to Know About Home Equity Loans for tons of valuable information about utilizing the equity in your home.
Table of Contents:
When it comes to increasing the value of your home, you should not spend home improvement dollars willy-nilly; some upgrades and renovations are considered more valuable than others.
Rather than putting your hard-earned cash down the garbage disposal in unnecessary expenses, consider the following checklist of home improvement items that are worth every penny.
A list of great ideas to increase the value of your home. Whether you're getting it ready to sell or simply adding value it's a great read!
If you're buying or refinancing a home that needs updates, learn two ways to use the equity in your home to make it happen.
A house fire is a serious risk. Ensure your family, house, and personal belongings are protected. Check out these fire safety tips.
Read about ACU's Home Equity Loans and how you can capitalize on the value in your home.
Generation Z is expected to pay $226,000 on rent in their lifetime. Learn more about housing predictions for this generation.
Buying a home comes with a lot of new bills. Grab your free copy of our budgeting eBook, including editable budget templates, today!
America’s Credit Union is registered in the Nationwide Mortgage Licensing System and Registry (NMLS).
America’s Credit Union NMLS ID #: 562279
The following Loan Officers are also registered:
Deborah Joyce Barnett NMLS # 283002
Sandra J. White NMLS # 609176
Michelle Ann Fuller NMLS # 609175
Kelly LeAnn Reno NMLS # 1184331
You may log onto www.nmlsconsumeraccess.org to confirm that the lender and the mortgage professional with whom you wish to conduct business with is registered.
America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.
The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU.
America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.