One of the best features of a Mortgage at ACU is that it's local. Your Mortgage is NOT sold! Your mortgage stays at ACU and is serviced by ACU.
- No application fee.
- No processing fee.
- No pre-payment penalties.
- No Private Mortgage Insurance (PMI) requirements.
- Not sold. Your Mortgage stays at ACU!
- No points to buy.
- Minimal closing costs.
- No adjustable rates.
- All fixed-rate and balloon terms.
Our Fixed-Rate Mortgages are offered in 5, 10, 15, and 20-year terms. We also offer Balloon Mortgage Loans which can be amortized up to 30 years. Our Balloon Mortgages are offered with a fixed-rate and are not adjustable-rate mortgages.
If you have a Mortgage at another financial institution or with an online lender, now is a great time to refinance your Mortgage with ACU. We have fewer fees than many mortgage lenders and the fees we do collect are often much less than you'll find with other mortgage programs.
We like to keep our Mortgages and mortgage refinancing simple and affordable for our member-owners. Simply apply online now and we'll reach out to discuss which rate and term will work best for you. If you have equity in your home, you may be able to benefit from a new Mortgage and a new Home Equity Loan.