Open a Rewards Checking | America’s Credit Union

Open A Rewards Checking.

Totally Amazing Rewards.

Open a Rewards Free Checking at America’s Credit Union!

Let us upgrade your banking experience. Become an America's Credit Union member and start maximizing your rewards with Kasasa checking!

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How much can I earn with a Kasasa Rewards Checking account?

Number of debit card purchases per month

15 to 29 30 or more

Enter your average monthly balance:

Interest earned in one month:

Interest earned in one year:

Recommended Product:

Kasasa Cash

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. The interest estimates are defined as dividends. Program details ¹

Kasasa Cash Back Highlights

Looking to get rewarded with cash back? Check out Kasasa Cash Back Checking!

Get 3.00% cash back on your debit card purchases ² and earn up to $108 cash back annually ($9.00 per month).
ATM fee refunds nationwide (up to $4.99 per transaction, not exceeding $25 per month. ²
If you don't qualify for one month, no problem! Try again the next month with no penalties.

Upgrade your banking experience with Kasasa and start maximizing your rewards today!

Open a Kasasa Cash Back Account

Kasasa Cash Highlights

Get more out of your checking account with Kasasa Cash!

Earn an awesome bonus rate of up to 4.75% APY ¹ on balances up to $25,000 when you meet the requirements. ¹
Get refunds on ATM withdrawal fees across the country (up to $4.99 per transaction, capped at $25.00 per month). ¹
Plus, for balances over $25,000, you'll still earn anywhere from 0.89% to 4.75% APY, depending on your account balance. ¹
If you don't qualify one month, no problem! Try again the next month with no penalties.

Upgrade your banking experience with Kasasa and start maximizing your rewards today!

Open a Kasasa Cash Account

Disclosures

¹ APY = Annual Percentage Yield. APYs accurate as of 11/01/2022.

America’s Credit Union (ACU) Kasasa Cash account qualifications to obtain rewards are; enrollment in eStatements, log in to your online banking or mobile banking one (1) time per month, use your debit card that is associated with your ACU Kasasa Cash account a minimum of thirty (30) individual times with a minimum $5 purchase or more per transaction to earn a bonus reward or fifteen (15) individual times with a minimum $5 purchase or more per transaction for a premium reward. Account transactions and activities may take one (1) or more days to post and settle to the account and all must do so during the monthly qualification cycle in order to qualify for the account's rewards. "Monthly qualification cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Limit (2) two Kasasa checking accounts per Social Security Number

 Reward Information: (1) Bonus Rewards - Receive APY of 4.75% APY on balances up to $25,000.00 (2) Premium Rewards – Receive APY of 2.50% APY on balances up to $25,000.00 (3) 0.70% to 4.75% APY on balances over $25,000.00 depending on the account’s balance (4) 0.01% APY on the average daily balance if qualifications are not met (5) Receive reimbursements of up to $25 monthly of nationwide ATM fees incurred during the monthly qualification cycle in which you qualified. (maximum $4.99 per single transaction).

 When Kasasa Cash qualifications are not met, ATM fees are not refunded.

 Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 11/01/2022.

 A $25.00 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Accounts closed during a monthly qualification cycle will not receive rewards.

 Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Refer to our Fee Schedule to see what fees could apply to your account.

 Contact one of ACU’s service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

 Federally insured by NCUA

 Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

² America’s Credit Union (ACU) Kasasa Cash Back account qualifications to obtain rewards are; enrollment in eStatements, log in to your online banking or mobile banking one (1) time per statement cycle, use your debit card that is associated with your ACU Kasasa Cash Back account a minimum of fifteen (15) individual times with a minimum $5 purchase or more per transaction. Account transactions and activities may take one (1) or more days to post and settle to the account and all must do so during the monthly qualification cycle in order to qualify for the account's rewards. "Monthly qualification cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Limit (2) two Kasasa checking accounts per Social Security Number

Reward Information:
(1) Receive 3.00% cash back on purchases up to a total of $300.00 when you use your debit card that is associated with your ACU Kasasa Cash Back account. A maximum of $9.00 cash back may be earned per monthly qualification cycle.
(2) Receive reimbursements of up to $25 monthly of nationwide ATM fees incurred during the monthly qualification cycle in which you qualified. (maximum $4.99 per single transaction).

When Kasasa Cash Back qualifications are not met, cash back payments on purchases are not paid and ATM fees are not refunded.

Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.  

A $25.00 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Accounts closed during a monthly qualification cycle will not receive rewards.  

Other Fees apply. Refer to our Fee Schedule to see what fees could apply to your account.

 Contact one of America's Credit Union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

 Federally insured by NCUA.

 Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

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