Personal Loan and Line of Credit Rates
Loan Type | Annual Percentage Rate (APR)* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
Signature - Up to 36 months
|
TEXT
as low as 10.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Signature - 37 to 48 months
|
TEXT
as low as 11.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Signature - 49 to 60 months
|
TEXT
as low as 12.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
Line of Credit
|
TEXT
as low as 10.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective July 25, 2022 |
Loan Type
Signature - Up to 36 months
Annual Percentage Rate (APR)*as low as 10.99%
Loan Type
Signature - 37 to 48 months
Annual Percentage Rate (APR)*as low as 11.99%
Loan Type
Signature - 49 to 60 months
Annual Percentage Rate (APR)*as low as 12.99%
Loan Type
Line of Credit
Annual Percentage Rate (APR)*as low as 10.99%
Effective July 25, 2022
*Actual rate is based on loan term and credit rating of the member. All rates and yields are subject to change. Questions? Call 1-800-543-2811.
Personal Loan Features
Personal Loans, also known as Signature Loans, and Personal Lines of Credit give you access to cash when you need it.
Personal Loans and Lines of Credit are flexible to fit your needs.
- Financial emergencies.
- Unexpected medical bills.
- Once-in-a-lifetime travel experience.
- Debt consolidation.
The most popular reason people get a Personal Loan is for debt consolidation. Transferring higher rate loans to a lower rate Personal Loan is a great way to save money. It also reduces the number of bills you must pay each month.
Credit Cards are another option for debt consolidation. If you're considering a Personal Loan to consolidate your debt, get in touch with a Loan Officer to discuss the best option for you.


Personal Loan Calculators
Budgeting Your Savings
If you've found yourself looking for a Personal Loan because there are opportunities to improve your budgeting, this eBook is for you!
Whether you’re new to budgeting or trying to save for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help.
Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly so you'll have cash when you need it.

Claim Your FREE Copy

More Than Half of Americans Can't Cover a $1,000 Emergency
According to LendingTree Survey
[BLOG POST] While more than half of people are unprepared to cover the cost of an emergency costing $1,000 or more, such occurrences are surprisingly common.
Sixty percent of respondents said they had encountered an emergency that cost them $1,000 or more in the past year, and 17 percent had three or more such emergencies during the past 12 months.
Thirty-three percent of respondents say they are still in debt from borrowing money to pay for a previous $1,000-plus emergency. Read the blog post...
Personal Loans Related Links
-
Savings Secured Loans
Borrow against the money you already have and build or repair your credit. Ideal for small loans.
-
Budgeting eBook
Everything you need to know about budgeting in one place. Also includes editable budget templates.
-
VISA® Credit Cards
Another great choice for debt consolidation, ACU offers several VISA Credit Card choices.
-
Special Savings Account
Save for specific needs with a Special Savings Account. Easy to manage and your money is available any time you need it!