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Personal Watercraft Loans. Get on your new Jet Ski today!

  • Zero down and low, fixed rates.
  • The trailer, cover, and other accessories can be financed if the total loan doesn't exceed 100% of MSRP.
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People on jet skis. Americas Credit Union jet ski loans.
Excitement

Fun is calling your name! Let's work together to get you out on the water. Get an update on the status of your application today.

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Beat the Texas heat on your very own personal watercraft.

With zero down, low fixed rates, and terms up to 60 months it's time for you to get out on the water and have some fun!

Jet Skis, Wave Runners, Water Scooters, whatever you call them they all equal one thing - fun!

Financing a personal watercraft can be a little tricky as they don't always qualify in many standard loan categories. At America's Credit Union we have a loan specially designed just for your personal watercraft!

With rates and terms specifically for Jet Skis, we can help get you on the watercraft you've been dreaming about.

We offer Personal Watercraft Loans with zero down and 100% financing. You can even finance the trailer, cover, and other accessories in the same loan as long as you don't go over the MSRP value of the watercraft.

If you're already a member, you can apply in Online Banking and your application will pre-fill for you. Applying is easy and we'll work to respond to you quickly so you can get out there and hit the waves!

Jet ski going through water. Americas Credit Union jet ski loans.

Personal Watercraft Loan Rates 

Length of Term, New and Used Annual Percentage Rate (APR)**
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Up to 24 months
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as low as 1.79%
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25 to 36 months
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as low as 2.29%
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37 to 60 months
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as low as 2.44%
Effective May 1, 2021
Length of Term, New and Used

Up to 24 months

Annual Percentage Rate (APR)**

as low as 1.79%

Length of Term, New and Used

25 to 36 months

Annual Percentage Rate (APR)**

as low as 2.29%

Length of Term, New and Used

37 to 60 months

Annual Percentage Rate (APR)**

as low as 2.44%

Effective May 1, 2021

**Annual Percentage Rates are effective as of 5/1/2021. Rates shown include discounts of up to 0.40% that are available. Said discounts require qualifying products and/or services. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.

Personal Watercraft Loan Resources

Saving for a Jet Ski?Budget ebook cover and spine

Having a sizeable down payment for your new Jet Ski or Wave Runner is a great way to lower your monthly payments and have instant equity.

Paying for the trailer, cover, safety gear, and added accessories out-of-pocket also helps keep your overall loan amount lower.

We invite you to check out our Budgeting eBook. This guide offers editable budgets for many specific occasions and offers sound overall budgeting advice.

It can help you save for the Personal Watercraft you've been dreaming about!

 

Grab Yours!

Woman putting money into her wallet from 52-week savings

Save Over $1,300 Towards Your New Jet Ski in 52 Weeks!

If you’re not familiar with the 52 Week Savings Challenge it’s a relatively easy way to add to your Savings Account over the course of a year. If you had started this plan last year, you would have over $1,300 for your new Personal Watercraft now!

Don't wait, get started with this simple savings plan:

On the first week put $1 in your Savings Account, or a Special Savings Account, and leave it there for the whole year. On the second week put $2 in the account. Continue this pattern so on the 52nd week you’re depositing $52 into savings. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.