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      Personal Watercraft Loans and Fast Jet Ski Financing.

      • Zero down and low, fixed rates.
      • The trailer, cover, and other accessories can be financed if the total loan doesn't exceed 100% of MSRP.
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      Excitement

      Fun is calling your name! Let's work together to get you out on the water. Get an update on the status of your application today.

      Check Loan Status >

      Apply Now

      Not a member yet? Confirm your eligibility for membership here before applying.

      **Annual Percentage Rates are effective as of 10/23/2023. Rates shown include discounts of up to 0.30% that are available. Said discounts require qualifying products and/or services. Rates are subject to change without notice. Rates, terms, and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.

      Personal Watercraft & Jet Ski Loan Rates
      Length of Term, New and Used Annual Percentage Rate (APR)**
      TEXT
      Up to 24 months
      TEXT
      as low as 5.34%
      TEXT
      25 to 36 months
      TEXT
      as low as 5.84%
      TEXT
      37 to 48 months
      TEXT
      as low as 6.04%
      TEXT
      49 to 60 months
      TEXT
      as low as 6.49%
      Effective October 23, 2023
      Length of Term, New and Used

      Up to 24 months

       Annual Percentage Rate (APR)**

      as low as 5.34%
      Length of Term, New and Used

      25 to 36 months

       Annual Percentage Rate (APR)**

      as low as 5.84%
      Length of Term, New and Used

      37 to 48 months

       Annual Percentage Rate (APR)**

      as low as 6.04%
      Length of Term, New and Used

      49 to 60 months

       Annual Percentage Rate (APR)**

      as low as 6.49%
      Effective October 23, 2023

      Our Jet Ski Financing Can Help You Beat the Texas Heat.

      ACU makes purchasing a jet ski and wave runner easy! With zero down, low fixed rates, and terms up to 60 months, it's time for you to have some fun!

      Jet Skis, Wave Runners, Water Scooters, whatever you call them they all equal one thing - fun!

      Financing a personal watercraft can be a little tricky as they don't always qualify in many standard loan categories. At America's Credit Union we have a loan specially designed just for your personal watercraft!

      With rates and terms specifically for Jet Skis and Wave Runners, we can help get you on the watercraft you've been dreaming about.

      We offer Personal Watercraft Loans with zero down and 100% financing. You can even finance the trailer, cover, and other accessories in the same loan as long as you don't go over the MSRP value of the watercraft.

      If you're already a member, you can apply in Online Banking and your application will pre-fill for you. Applying is easy and we'll work to respond to you quickly so you can get out there and hit the waves! 

      Apply Today!

       

       

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      Americas Credit Union Personal Watercrfaft Jet Ski Loans

      Saving for a Jet Ski?

      Having a sizeable down payment for your new Jet Ski or Wave Runner is a great way to lower your monthly payments and have instant equity.

      Paying for the trailer, cover, safety gear, and added accessories out-of-pocket also helps keep your overall loan amount lower.

      We invite you to check out our Budgeting eBook. This guide offers editable budgets for many specific occasions and offers sound overall budgeting advice.

      It can help you save for the Personal Watercraft you've been dreaming about!

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      Claim Your FREE Copy Today
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      Save Over $1,300 Towards Your New Jet Ski in 52 Weeks!

      If you’re not familiar with the 52 Week Savings Challenge it’s a relatively easy way to add to your Savings Account over the course of a year. If you had started this plan last year, you would have over $1,300 for your new Personal Watercraft now!

      Don't wait, get started with this simple savings plan:

      On the first week put $1 in your Savings Account, or a Special Savings Account, and leave it there for the whole year. On the second week put $2 in the account. Continue this pattern so on the 52nd week you’re depositing $52 into savings. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.

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      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

      © America’s Credit Union 2023 All Rights Reserved.