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Personal Watercraft Loans

Jet Ski Loans

Apply for Jet Ski Loan

Jet Skis, Wave Runners, Water Scooters, whatever you call them they all equal one thing - fun!

Financing a personal watercraft can be a little tricky as they don't always qualify in many standard loan categories. At America's Credit Union we have a loan specially designed just for your personal watercraft!

With rates and terms specifically for Jet Skis, we can help get you on the watercraft you've been dreaming about. We offer Personal Watercraft Loans with zero down and 100% financing. You can even finance your trailer in the same loan as long as you don't go over the MSRP value of the watercraft.

Personal Watercraft Loan Features

The Watercraft:

  • Zero down.
  • 100% financing.
  • Low fixed rate.
  • Terms up to 60 months.

The Accessories:

  • The trailer, cover, and other accessories can be financed if the total loan doesn't exceed 100% of MSRP.
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Personal Watercraft Loan Rates 

Loan Type Annual Percentage Rate (APR)
TEXT
New Personal Watercraft - up to 60 months
TEXT
as low as 4.99%
TEXT
Used Personal Watercraft - up to 48 months
TEXT
as low as 4.99%
Effective October 1, 2019
Loan Type

New Personal Watercraft - up to 60 months

Annual Percentage Rate (APR)

as low as 4.99%

Loan Type

Used Personal Watercraft - up to 48 months

Annual Percentage Rate (APR)

as low as 4.99%

Effective October 1, 2019

*Actual rate is based on loan term and credit rating of the member. All rates and yields are subject to change. Questions? Call 1-800-543-2811.

Personal Watercraft Loan Resources

Saving for a Jet Ski?Budget ebook cover and spine

Having a sizeable down payment for your new Jet Ski or Wave Runner is a great way to lower your monthly payments and have instant equity.

Paying for the trailer, cover, safety gear, and added accessories out-of-pocket also helps keep your overall loan amount lower.

We invite you to check out our Budgeting eBook. This guide offers editable budgets for many specific occasions and offers sound overall budgeting advice.

It can help you save for the Personal Watercraft you've been dreaming about!

 

Get Your Budgeting Guide!


Woman putting money into her wallet from 52-week savings

Save Over $1,300 Towards Your New Jet Ski in 52 Weeks!

If you’re not familiar with the 52 Week Savings Challenge it’s a relatively easy way to add to your Savings Account over the course of a year. If you had started this plan last year, you would have over $1,300 for your new Personal Watercraft now!

Don't wait, get started with this simple savings plan:

On the first week put $1 in your Savings Account, or a Special Savings Account, and leave it there for the whole year. On the second week put $2 in the account. Continue this pattern so on the 52nd week you’re depositing $52 into savings. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.

 

Apply for an ACU Personal Watercraft Loan Today!

Apply for Jet Ski Loan