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**Annual Percentage Rates are effective as of 05/12/2023. Rates shown include discounts of up to 0.40% that are available. Said discounts require qualifying products and/or services. Rates are subject to change without notice. Rates, terms, and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.
Length of Term, New and Used | Annual Percentage Rate (APR)** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Up to 24 months
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as low as 4.84%
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25 to 36 months
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as low as 5.34%
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37 to 60 months
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as low as 5.49%
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Effective May 12, 2023 |
Length of Term, New and Used
Up to 24 months
Annual Percentage Rate (APR)**as low as 4.84%
Length of Term, New and Used
25 to 36 months
Annual Percentage Rate (APR)**as low as 5.34%
Length of Term, New and Used
37 to 60 months
Annual Percentage Rate (APR)**as low as 5.49%
Effective May 12, 2023
Our Jet Ski Financing Can Help You Beat the Texas Heat.
ACU makes purchasing a jet ski and wave runner easy! With zero down, low fixed rates, and terms up to 60 months, it's time for you to have some fun!
Jet Skis, Wave Runners, Water Scooters, whatever you call them they all equal one thing - fun!
Financing a personal watercraft can be a little tricky as they don't always qualify in many standard loan categories. At America's Credit Union we have a loan specially designed just for your personal watercraft!
With rates and terms specifically for Jet Skis and Wave Runners, we can help get you on the watercraft you've been dreaming about.
We offer Personal Watercraft Loans with zero down and 100% financing. You can even finance the trailer, cover, and other accessories in the same loan as long as you don't go over the MSRP value of the watercraft.
If you're already a member, you can apply in Online Banking and your application will pre-fill for you. Applying is easy and we'll work to respond to you quickly so you can get out there and hit the waves!


Saving for a Jet Ski?
Having a sizeable down payment for your new Jet Ski or Wave Runner is a great way to lower your monthly payments and have instant equity.
Paying for the trailer, cover, safety gear, and added accessories out-of-pocket also helps keep your overall loan amount lower.
We invite you to check out our Budgeting eBook. This guide offers editable budgets for many specific occasions and offers sound overall budgeting advice.
It can help you save for the Personal Watercraft you've been dreaming about!

Claim Your FREE Copy Today

Save Over $1,300 Towards Your New Jet Ski in 52 Weeks!
If you’re not familiar with the 52 Week Savings Challenge it’s a relatively easy way to add to your Savings Account over the course of a year. If you had started this plan last year, you would have over $1,300 for your new Personal Watercraft now!
Don't wait, get started with this simple savings plan:
On the first week put $1 in your Savings Account, or a Special Savings Account, and leave it there for the whole year. On the second week put $2 in the account. Continue this pattern so on the 52nd week you’re depositing $52 into savings. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.
Jet Ski Financing Related Links
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Boat Loans
We make it easy to finance your camper or boat with no money down and up to 100% financing.
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Special Savings Accounts
Budgeting and saving for life’s many events and milestones is easy with Special Savings Accounts!
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Budgeting eBook
Learn all about budgeting your savings with this fantastic eBook. It offers editable templates to budget for any occasion.
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52 Week Savings Blog[
[BLOG POST] Find out all the different ways you can save with small deposits that add up to big savings in just one year!
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Auto Loans
Look to ACU when it’s time for your next new or used auto loan. Apply online and enjoy flexible terms and a great auto loan rate.
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Loan Rates
See all of America's Credit Union's current loan rates.