<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=456359911403087&amp;ev=PageView&amp;noscript=1">
Skip to Content

      Call Center

      (800) 543-2811
      View All Locations & ATMs

      Routing and Wire Instructions

        Routing Number for Deposits and Withdrawals

        To move money into, or out of, your America’s Credit Union account electronically you’ll need to use our routing number, also referred to as an ABA number (American Bankers Association number), and your account number. ACU's routing number is 311982435.

        When you electronically move money to and from your accounts using the ACU routing number and your account number you're conducting a transfer known as an ACH transfer (Automated Clearing House). Moving money this way can take up to a few business days to reach its final destination.

        At ACU, we will make the funds that have been received in your account via ACH available to you on the date indicated by the originator.

        America’s Credit Union Routing (ABA) Number: 311982435

        Wire Transaction Fees

        ACH:

        None

        Incoming wire:

        $5.00

        Outgoing wire:

        $20.00 Domestic
        $50.00 International

        ACH:

        None

        Incoming wire:

        $5.00

        Outgoing wire:

        $20.00 Domestic
        $50.00 International

        Domestic and International Wire Transfers

        A wire transfer moves money more quickly than the ACH method described above. Typically funds can be received in as little as a couple of hours depending on the processing speed of the institutions or entities sending and receiving the money. Because of the more efficient processing method, there is a $5.00 incoming wire fee to receive a wire transfer. Funds that have been received in your account via a wire transfer will be made available to you immediately.

        To send a wire transfer from your ACU account please contact us at 972-494-5328 or  visit one of our branch locations.  Wires greater than $10,000 will require a visit to a branch.   

        To receive a wire transfer into your ACU account you will need Routing/Transit (ABA) number 311982435.  For Credit To: Member's name and account number with suffix (so it will post in a specific account).   

        ehobbb

        bauer-badge

        ACU NMLS ID #562279

        NCUA
        Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
        Privacy Policy

        America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

        The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

        America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

        © America’s Credit Union 2021 All Rights Reserved.