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Routing and Wire Instructions

Routing Number for Deposits and Withdrawals

To move money into, or out of, your America’s Credit Union account electronically you’ll need to use our routing number, also referred to as an ABA number (American Bankers Association number), and your account number.

When you electronically move money to and from your accounts using the ACU routing number and your account number you're conducting a transfer known as an ACH transfer (Automated Clearing House). Moving money this way can take up to a few business days to reach its final destination.

At ACU, we will make the funds that have been received in your account via ACH available to you on the date indicated by the originator.

Wire Transaction Fees

ACH:

None

Incoming wire:

$5.00

Outgoing wire:

$15.00 Domestic
$20.00 Western Union
$35.00 International

ACH:

None

Incoming wire:

$5.00

Outgoing wire:

$15.00 Domestic
$20.00 Western Union
$35.00 International

America’s Credit Union Routing (ABA) Number: 311982435

To deposit or withdraw to/from your primary share Savings Account: Add a single zero to the end of your member number (do not add any preceding zeros).

To deposit or withdraw to/from your Special Savings Account: Add your Special Savings Account suffix to the end of your member number.

To deposit or withdraw to/from your Checking Account: Add the check digit located at the bottom of your paper check to your member number. 

Check Image explanation

Domestic and International Wire Transfers

A wire transfer moves money more quickly than the ACH method described above. Typically funds can be received in as little as a couple of hours depending on the processing speed of the institutions or entities sending and receiving the money. Because of the more efficient processing method, there is a $5.00 incoming wire fee to receive a wire transfer. Funds that have been received in your account via a wire transfer will be made available to you immediately.

To request a wire transfer from your ACU account complete the Wire Transfer Form and submit it via fax, email, or in person at one of our branch locations.

To receive a wire transfer into your ACU account use the information below to complete a wire transfer request from the sending institution or entity. There will be a $5.00 fee to process the incoming wire transfer.

SEND TO:

Catalyst Corporate Federal Credit Union 
3801 Parkwood Blvd.
Plano, TX  75024
ABA# 311990511

TO CREDIT:

America’s Credit Union
2154 Forest Lane
Garland, TX  75042
Acct# 311982435

FINAL CREDIT:

Member Name
Member Address
Member Account Number - See below for specific instructions for each type of account.

 

Primary Share Savings Account: add a single zero to the end of your member number.

Checking Account: add check digit (found at the bottom of your paper checks) to your member number.

Special Savings Account: add the Special Savings Account suffix to the end of your member number. 

 

Western Union Wire Transfer:

To request a Western Union wire transfer please complete the Western Union Wire Transfer Form.