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Rewards & Low Rate VISA® Credit Cards

  • Four great ACU Visa Credit Card options.
  • Choose from a low rate or earn up to 1% cashback rewards.
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visa offers the best rewards credit card and low interest credit card through america's credit union pictured woman purchasing items with a credit card
Flexibility

Select the card that best fits your lifestyle! In a hurry for your card? Check the status of your application today.

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Low Rate and Rewards Credit Card Features

America's Credit Union has the best credit card for your needs!

With four great America's Credit Union Visa Credit Card options, you can choose from a low rate or earn up to 1% cashback rewards. You’ll also enjoy interest rates lower than most bank and department store cards, saving you money every month. 

  • No annual fee.
  • No cash advance fee.
  • No balance transfer fee.
  • EMV chip technology.
  • Set-up automatic payments from an ACU account, make payments using ACU online banking, or stop by your nearest ACU branch.
  • Convenient, local card servicing right at ACU.

 

Credit Cards are also good for building or repairing credit. If you're looking to improve your credit, using a Credit Card with a low, fixed Annual Percentage Rate (APR) responsibly can be a great strategy.

 

america's credit union has the best credit cards for you image man on his phone paying with his credit card

Which Is The Right Credit Card For You?


Choosing between low rates, rewards and additional benefits can make selecting the right card difficult. Apply now and a Member Service Representative will be in touch to ensure you're getting the best card!

 
GoldCard (3)

Gold Rewards Card

 
11.90% APR* FIXED-RATE

Credit Lines starting at $5,000
Up to 1% cashback on purchases.

 
ClassicCard (3)

Classic Rewards Card

 
14.90% APR* FIXED-RATE

Credit Lines from $500 - $4,999
Up to 1% cashback on purchases.


 
GoldCard (3)

Platinum Card

 
9.99% APR* FIXED-RATE

Credit Lines starting at $5,000

 
ClassicCard (3)

Classic Card

 
12.99% APR* FIXED-RATE

Credit Lines from $500 - $4,999


Credit Card Rates

Loan Type Annual Percentage Rate (APR)
TEXT
VISA® Platinum
TEXT
9.99%
TEXT
VISA® Gold Rewards
TEXT
11.90%
TEXT
VISA® Classic
TEXT
12.99%
TEXT
VISA® Classic Rewards
TEXT
14.90%
Effective May 1, 2021
Loan Type

VISA® Platinum

Annual Percentage Rate (APR)

9.99%

Loan Type

VISA® Gold Rewards

Annual Percentage Rate (APR)

11.90%

Loan Type

VISA® Classic

Annual Percentage Rate (APR)

12.99%

Loan Type

VISA® Classic Rewards

Annual Percentage Rate (APR)

14.90%

Effective May 1, 2021

Secured Credit Cards are available upon request. Apply for the card of your choice and then let the Member Service Representative who reaches out to you know that you'd like a Secured Credit Card.

*ACU Credit Card Agreement and Disclosure Statement for your VISA® card.

Free Credit Card eBook

Find the Best Credit Cards: Build Credit and Stay Out of Debt

credit card book with coverIn the ever-changing financial world we live in today, credit cards seem to have somehow gotten a bad reputation.

But in reality, when they are used wisely, credit cards can actually offer some helpful perks that can be beneficial to your financial situation.

Not only can credit cards offer tools to help you better manage your money and finances, but if you choose the best credit cards, they can also help you increase your credit score, provide protection on big-ticket items that you purchase, and even help to reduce your travel expenses with the variety of reward programs offered to cardholders.

Download this valuable eBook before you choose the card that's right for you!

Grab Your Copy!