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      Enjoy Extra Spending Flexibility with an ACU VISA® Credit Card

      • Visa Classic Card, perfect for everyday use or special purchases
      • Platinum Card, for extra buying power
      visa offers the best rewards credit card and low interest credit card through america's credit union pictured woman purchasing items with a credit card
      Flexibility

      Select the card that best fits your lifestyle! In a hurry for your card? Check the status of your application today.

      Check Loan Status >

      Apply Today

      Secured Credit Cards are available upon request. Apply for the card of your choice and then let the Member Service Representative who reaches out to you know that you'd like a Secured Credit Card.

      *ACU Credit Card Agreement and Disclosure Statement for your VISA® card.

      Credit Card Rates
      Loan Type Annual Percentage Rate (APR)
      TEXT
      VISA® Platinum
      TEXT
      9.99%
      TEXT
      VISA® Classic
      TEXT
      12.99%
      Effective July 25, 2022
      Loan Type

      VISA® Platinum

       Annual Percentage Rate (APR)

      9.99%
      Loan Type

      VISA® Classic

       Annual Percentage Rate (APR)

      12.99%
      Effective July 25, 2022

      Credit Cards

      America's Credit Union has the best credit card for your needs!

      America's Credit Union puts the power of payment versatility in your hands. Whether you’re on vacation or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no balance transfer fees and local servicing.

      You’ll also enjoy interest rates lower than most bank and department store cards, saving you money every month. 

      • No annual fee.
      • No cash advance fee.
      • No balance transfer fee.
      • EMV chip technology.
      • Set-up automatic payments from an ACU account, make payments using ACU online banking, or stop by your nearest ACU branch.
      • Convenient, local card servicing right at ACU.

       

      Credit Cards are also good for building or repairing credit. If you're looking to improve your credit, using a Credit Card with a low, fixed Annual Percentage Rate (APR) responsibly can be a great strategy.

       

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      Which Is The Right Credit Card For You?


      Apply now and a Member Service Representative will be in touch to ensure you're getting the best card!
       
      491084-Platinum-JAN2022-EMV

      Platinum Card

       
      9.99% APR* FIXED-RATE

      Credit Lines starting at $5,000

       
      491083-CLASSIC-JAN2022-EMV

      Classic Card

       
      12.99% APR* FIXED-RATE

      Credit Lines from $500 - $4,999

      Find the Best Credit Cards: Build Credit and Stay Out of Debt

      In the ever-changing financial world we live in today, credit cards seem to have somehow gotten a bad reputation.

      But when they are used wisely, credit cards can offer some helpful perks that can be beneficial to your financial situation.

      Not only can credit cards offer tools to help you better manage your money and finances, but if you choose the best credit cards, they can also help you increase your credit score, provide protection on big-ticket items that you purchase, and even help to reduce your travel expenses with the variety of reward programs offered to cardholders.

      Download this valuable eBook before you choose the card that's right for you!

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      Claim Your FREE Copy

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      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

      © America’s Credit Union 2023 All Rights Reserved.