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VISA® Credit Cards

Rewards and Low Rate VISA Credit Cards

Apply In Online Banking

NON-MEMBERS: Apply Here

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With four great ACU Visa Credit Card options, you can choose from a low rate or earn up to 1% cashback rewards. You’ll also enjoy interest rates lower than most bank and department store cards, saving you money every month. 

  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • EMV chip technology
  • Set-up automatic payments from an ACU account, make payments using ACU online banking, or stop by your nearest ACU branch
  • Convenient, local card servicing right at ACU.

Credit Cards are also good for building or repairing credit. If you're looking to improve your credit, using a Credit Card with a low, fixed Annual Percentage Rate (APR) responsibly can be a great strategy.

Person holding a blurred credit card using a laptop

Which Is The Right Credit Card For You?


Choosing between low rates, rewards and additional benefits can make selecting the right card difficult. Apply now and a Member Service Representative will be in touch to ensure you're getting the best card!


 
GoldCard (3)

Gold Rewards Card

11.90% APR* FIXED-RATE

Credit Lines starting at $5,000
Up to 1% cashback on purchases.
 
ClassicCard (3)

Classic Rewards Card

14.90% APR* FIXED-RATE

Credit Lines from $500 - $4,999
Up to 1% cashback on purchases.

 
GoldCard (3)

Platinum Card

9.99% APR* FIXED-RATE

Credit Lines starting at $5,000
 
ClassicCard (3)

Classic Card

12.99% APR* FIXED-RATE

Credit Lines from $500 - $4,999

Credit Card Rates 

Loan Type Annual Percentage Rate (APR)
TEXT
VISA® Platinum
TEXT
9.99%
TEXT
VISA® Gold Rewards
TEXT
11.90%
TEXT
VISA® Classic
TEXT
12.99%
TEXT
VISA® Classic Rewards
TEXT
14.90%
Effective May 1, 2021
Loan Type

VISA® Platinum

Annual Percentage Rate (APR)

9.99%

Loan Type

VISA® Gold Rewards

Annual Percentage Rate (APR)

11.90%

Loan Type

VISA® Classic

Annual Percentage Rate (APR)

12.99%

Loan Type

VISA® Classic Rewards

Annual Percentage Rate (APR)

14.90%

Effective May 1, 2021

Secured Credit Cards are available upon request. Apply for the card of your choice and then let the Member Service Representative who reaches out to you know that you'd like a Secured Credit Card.

*ACU Credit Card Agreement and Disclosure Statement for your VISA® card.

Apply for a VISA Credit Card Today!

 

Apply In Online Banking

NON-MEMBERS: Apply Here


Free Credit Card eBook

Secrets to Finding the Best Credit Cards: Build Credit and Stay Out of Debt

credit card book with coverIn the ever-changing financial world we live in today, credit cards seem to have somehow gotten a bad reputation.

But in reality, when they are used wisely, credit cards can actually offer some helpful perks that can be beneficial to your financial situation.

Not only can credit cards offer tools to help you better manage your money and finances, but if you choose the best credit cards, they can also help you increase your credit score, provide protection on big-ticket items that you purchase, and even help to reduce your travel expenses with the variety of reward programs offered to cardholders.

Download this valuable eBook before you choose the card that's right for you!

Get Your Free Copy Here!