Momentum+ Rewards Savings
Grow Your Savings With the Momentum You Already Have
Saving shouldn't feel overwhelming. It shouldn't require perfection, spreadsheets, or a finance degree. Momentum+ Rewards Savings is built to make saving feel doable, with automatic benefits that grow by having a Momentum+ Rewards Checking account.
- No monthly maintenance fees
- Tiered interest boosts up to 4.00% APY 1
- Base rate for every member, with higher tiers for higher monthly direct deposits
- Only a $25 membership deposit to get started
- eStatements included (paper statements available for a fee)
No pressure. No hoops. Just a simple, encouraging way to build towards the moments that matter.
Momentum Savings
Momentum+ Rewards
Estimated monthly dividend:
Estimated annual dividend:
Starting with a balance of
, a Momentum+ Rewards Savings account will grow to
in one year. Your
deposit earns
% interest on the first
and 0.1% on the remaining balance. Based on those rates, your total interest earned will be
.
A $9.99 monthly maintenance fee is automatically waived when your direct deposits total exceeds $600.00.
How It Works
- Open a Momentum+ Rewards Savings. Just $25 allows you access to A simple, stress-free way to start building your future.
- Connect it to a Momentum+ Rewards Checking. Your checking direct deposit unlocks higher savings rates.
- Watch Your Savings Grow Faster. The greater your direct deposit, the more your savings can earn. It's automatic, effortless, and designed to reward your momentum.
No forms. No tracking. No mental math.
Your Direct Deposit Amount = Your Savings Boost
When your direct deposit hits certain tiers in your Momentum+ Rewards Checking, your Momentum+ Rewards Savings automatically levels up, too.
| Monthly Direct Deposit Amount 5 | Minimum Average Daily Balance for APY Boost 1 | Base Dividend Rate 1 | APY Rate Boost 1 | Total APY Rate 1 | APY Above Deposit Maximum 1 | Opening Deposit Balance | Alert Me |
|---|---|---|---|---|---|---|---|
| $1,500+ | $250 | 0.10% | 1.90% | 2.00% | 0.10% | $25 | Receive a notification when this rate changes |
| $3,000+ | $500 | 0.10% | 2.90% | 3.00% | 0.10% | $25 | Receive a notification when this rate changes |
| $5,000+ | $1,000 | 0.10% | 3.90% | 4.00% | 0.10% | $25 | Receive a notification when this rate changes |
| APY = Annual Percentage Yield. The dividend rate is subject to change without notice. This account requires a minimum opening deposit of $25. Account balances over $75,000 will earn the APY above the deposit maximum rate. | |||||||
Savings That Support Your Life
- Save for the moments that matter. Trips, emergencies, first apartment, new beginnings; whatever your goals look like, Momentum+ Rewards Savings helps you get there.
- Save without the stress. No minimum balance. No monthly fees. No penalties for withdrawing when you need to.
- Save with confidence. Real-time alerts, digital banking tools, and a clean, intuitive app help you stay in control.
Ready to Build Savings That Feel Doable?
Start your Momentum+ Rewards Savings today!