Length of Term, New and Used | Annual Percentage Rate (APR)** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Up to 24 months
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as low as 5.34%
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25 to 36 months
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as low as 5.84%
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37 to 48 months
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as low as 6.04%
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49 to 60 months
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as low as 6.24%
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Effective July 31, 2023 |
Length of Term, New and Used
Up to 24 months
Annual Percentage Rate (APR)**as low as 5.34%
Length of Term, New and Used
25 to 36 months
Annual Percentage Rate (APR)**as low as 5.84%
Length of Term, New and Used
37 to 48 months
Annual Percentage Rate (APR)**as low as 6.04%
Length of Term, New and Used
49 to 60 months
Annual Percentage Rate (APR)**as low as 6.24%
Effective July 31, 2023
Experience more with our affordable ATV Loans and UTV Loans.
Adventure is calling, you should answer! Now is the time to get the four wheeler or side by side you've been wishing for.
Fuel your adrenaline! ATVs or UTVs- whatever your preference, we want to make sure your tracks lead straight to us for financing.
ATV Loans and UTV Loans Feature:
- Low rates
- Automatic payment options
- Loan pre-approvals
- Terms up to 60 months for new
- Terms up to 48 months for used
Get the most out of life's adventures, while still paying the least. At America's Credit Union we have a loan specially designed just for your ATV or UTV.
Whether you are looking to ride a Honda, Yamaha, Can-Am, or Polaris vehicle, our ATV and UTV financing has you covered! Our low rates and automatic payment options make your goals easy to achieve. What are you waiting for? Adventure is calling your name!



Car Loans 101: Car Buying Made Easy
If this is your first time buying a car or if you simply want to brush up on your negotiating skills, this eBook is full of valuable information that can save you hundreds, maybe even thousands of dollars!
Learn valuable ways to get the best deals when searching for your next car and car loan. We share tips like
- The best time to buy a car
- The Truth behind MSRPS
- What to look for in your next auto loan
- And Much More!

Claim Your FREE Copy!

Save Over $1,300 Towards Your New ATV or UTV in 52 Weeks!
If you’re not familiar with the 52 Week Money Challenge it’s a relatively easy way to add to your Savings Account over the course of a year. If you had started this plan last year, you would have over $1,300 for your new four wheeler.
Don't wait, get started with this simple savings plan:
On the first week put $1 in your Savings Account, or a Special Savings Account, and leave it there for the whole year. On the second week put $2 in the account. Continue this pattern so on the 52nd week you’re depositing $52 into savings. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.
ATV & UTV Financing Related Links
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Personal Watercraft
A Personal Watercraft is different from a boat. ACU offers Personal Watercraft Loans for these particular purchases.
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Boat Loans
We make it easy to finance your camper or boat with no money down and up to 100% financing.
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Loan Rates
See all of America's Credit Union's current loan rates.
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Budgeting eBook
Learn all about budgeting your savings with this fantastic eBook. It offers editable templates to budget for any occasion.
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52 Week Savings Blog
[BLOG POST] Find out all the different ways you can save with small deposits that add up to big savings in just one year!
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Special Savings Accounts
Budgeting and saving for life’s many events and milestones is easy with Special Savings Accounts!
**Annual Percentage Rates are effective as of 07/31/2023. Rates shown include discounts of up to 0.30% that are available. Said discounts require qualifying products and/or services. Rates are subject to change without notice. Rates, terms, and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.