With rates as low as 1.49% APR* now is a great time to apply!
Buy new, used, or refinance a higher rate loan you have elsewhere. It's the perfect loan to make your payment affordable.
Auto Loan Features
- Low-interest rates and flexible terms.
- No pre-payment penalties.
- Up to 90 days with no payments.***
- Terms up to 72 months
- Up to 100% financing.*
- Automatic payment options.
- Save time and money with our Auto Buying Service.
America's Credit Union loan officers are always ready to meet with you about your auto loan and help you find terms for a payment you can afford. Stop by any ACU office, or apply online here on our website. Our online loan application makes the auto loan experience even more convenient for you.
Whether you visit with us in person or apply online, you can get pre-approved before you shop. That way, you’ll know how much car you can afford when you head out to the dealers.
Auto Loan Refinancing
If your current vehicle loan is financed with another lender, talk to us about refinancing it at ACU. We offer the best car refinance rates around. We’ll look for ways to offer you a better interest rate, lower your monthly payment and save you some money!
GAP and MCR
Protect Your Auto Loan with GAP and MRC
Along with new and used auto loans, and all the great features that come with them, ACU offers two loan protection products. If your vehicle is stolen or totaled in an accident or another occurrence, GAP (Guaranteed Auto Protection) helps make up any difference between what you owe on your loan and the value of the car. MRC (Mechanical Repair Coverage) provides coverage for unexpected repairs at the same level offered by many dealers, however usually at a lower cost. Ask a Loan Officer about GAP and MRC for more information.