Remote Deposit Capture (mobile deposits) will be intermittently unavailable Sunday, January 24th from 6 am – 11 am CST for maintenance.
With low rates like these, your new car payment is going to be more affordable than ever!
Whether you're looking to buy a new, or new-to-you car or truck, refinance a higher rate loan you have elsewhere, or looking to get preapproved before you shop now is a great time to apply!
ACU loan officers are always ready to meet with you about your auto loan and help you find terms for a payment you can afford. Stop by any ACU office, or apply online here on our website. Our online loan application makes the auto loan experience even more convenient for you. Whether you visit with us in person or apply online, you can get pre-approved before you shop. That way, you’ll know how much car you can afford when you head out to the dealers.
If your current vehicle loan is financed with another lender, talk to us about refinancing it at ACU. We’ll look for ways to offer you a better interest rate, lower your monthly payment and save you some money!
Along with new and used auto loans, and all the great features that come with them, ACU offers two loan protection products. If your vehicle is stolen or totaled in an accident or another occurrence, GAP (Guaranteed Auto Protection) helps make up any difference between what you owe on your loan and the value of the car. MRC (Mechanical Repair Coverage) provides coverage for unexpected repairs at the same level offered by many dealers, however usually at a lower cost. Ask a Loan Officer about GAP and MRC for more information.
Length of Term | Annual Percentage Rate (APR)** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Up to 24 months
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as low as 1.49%
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TEXT
25 to 36 months
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TEXT
as low as 1.99%
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||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
37 to 60 months
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TEXT
as low as 2.39%
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||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
61 to 72 months
|
TEXT
as low as 2.99%
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||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
73 to 84 months
|
TEXT
as low as 3.29%
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Effective October 1, 2020 |
Up to 24 months
Annual Percentage Rate (APR)**as low as 1.49%
25 to 36 months
Annual Percentage Rate (APR)**as low as 1.99%
37 to 60 months
Annual Percentage Rate (APR)**as low as 2.39%
61 to 72 months
Annual Percentage Rate (APR)**as low as 2.99%
73 to 84 months
Annual Percentage Rate (APR)**as low as 3.29%
**Annual Percentage Rates are effective as of 10/1/2020. Rates shown include discounts of up to 0.70% that are available. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.
Length of term | Annual Percentage Rate (APR)** | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
TEXT
Up to 24 months
|
TEXT
as low as 1.49%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
25 to 36 months
|
TEXT
as low as 1.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
37 to 60 months
|
TEXT
as low as 2.39%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
61 to 72 months
|
TEXT
as low as 2.99%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
TEXT
73 to 84 months
|
TEXT
as low as 3.29%
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Effective October 1, 2020 |
Up to 24 months
Annual Percentage Rate (APR)**as low as 1.49%
25 to 36 months
Annual Percentage Rate (APR)**as low as 1.99%
37 to 60 months
Annual Percentage Rate (APR)**as low as 2.39%
61 to 72 months
Annual Percentage Rate (APR)**as low as 2.99%
73 to 84 months
Annual Percentage Rate (APR)**as low as 3.29%
**Annual Percentage Rates are effective as of 10/1/2020. Rates shown include discounts of up to 0.70% that are available. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.
If this is your first time buying a car or if you simply want to brush up on your negotiating skills, this eBook is full of valuable information that can save you hundreds, maybe even thousands of dollars!
Part 1: Looking For A Loan?
Part 2: Ready for The Dealer?
When you have good credit, qualifying for a car loan is easy. However, if your credit is poor, the situation is more difficult. Fortunately, it is possible to purchase a car even if your credit isn't perfect. If you're wondering how to get a car loan with bad credit, follow these seven tips.
Finance your camper or boat with no money down and up to 100% financing with terms that make your monthly payment affordable.
Learn more about new and used motorcycle and ATV loans.
See what vehicles are currently for sale.
Prepare yourself for a stress-free day at the dealership. Learn the best ways to negotiate your way into unbeatable car buying deals!
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