ACU loan officers are always ready to meet with you about your auto loan and help you find terms for a payment you can afford. Stop by any ACU office, or apply online here on our website. Our online loan application makes the auto loan experience even more convenient for you. Whether you visit with us in person or apply online, you can get pre-approved before you shop. That way, you’ll know how much car you can afford when you head out to the dealers.

Auto Loan Refinancing

If your current vehicle loan is financed with another lender, talk to us about refinancing it at ACU. We’ll look for ways to offer you a better interest rate, lower your monthly payment and save you some money!

Protect Your Auto Loan with GAP and MRC

Along with new and used auto loans, and all the great features that come with them, ACU offers two loan protection products. If your vehicle is stolen or totaled in an accident or another occurrence, GAP (Guaranteed Auto Protection) helps make up any difference between what you owe on your loan and the value of the car. MRC (Mechanical Repair Coverage) provides coverage for unexpected repairs at the same level offered by many dealers, however usually at a lower cost. Ask a Loan Officer about GAP and MRC for more information.

Absolutely Everything You Need to Know About a Car Loan

FREE EBOOK OFFER!

If this is your first time buying a car or if you simply want to brush up on your negotiating skills, this eBook is full of valuable information that can save you hundreds, maybe even thousands of dollars!

 

Table of Contents (sneak peek):

Part 1: Looking For A Loan?

1. Auto Loans with America’s Credit Union
2. Picking a Lender You Can Trust
3. Credit Scores and Loan Rates
4. How Much Can You Afford? Setting A Budget
5. Getting Organized: The Paperwork You Will Need

Part 2: Ready for The Dealer?

1. Introduction: How to Select the Right Car for You
2. New vs. Used: Which Works Best for You?
3. Credit Scores and Loan Rates
4. How and When to Get Pre-Approved
   
   
   

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