With rates as low as 2.34% APR* now is a great time to apply!
Buy new, used, or refinance a higher rate loan you have elsewhere. It's the perfect loan to make your payment affordable.
America's Credit Union loan officers are always ready to meet with you about your auto loan and help you find terms for a payment you can afford. Stop by any ACU office, or apply online here on our website. Our online loan application makes the auto loan experience even more convenient for you.
Whether you visit with us in person or apply online, you can get pre-approved before you shop. That way, you’ll know how much car you can afford when you head out to the dealers.
If your current vehicle loan is financed with another lender, talk to us about refinancing it at ACU. We offer the best car refinance rates around. We’ll look for ways to offer you a better interest rate, lower your monthly payment and save you some money!
Protect Your Auto Loan with GAP and MRC
Along with new and used auto loans, and all the great features that come with them, ACU offers two loan protection products. If your vehicle is stolen or totaled in an accident or another occurrence, GAP (Guaranteed Auto Protection) helps make up any difference between what you owe on your loan and the value of the car. MRC (Mechanical Repair Coverage) provides coverage for unexpected repairs at the same level offered by many dealers, however usually at a lower cost. Ask a Loan Officer about GAP and MRC for more information.
If you are wondering how much car you afford, America's Credit Union's auto loan calculator can help! Our calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. The calculated amount includes taxes and documentation fees.
With this new information, you can rework your budget to settle on an auto loan payment you are comfortable paying. It will also give you negotiating power at the dealership!
If this is your first time buying a car or if you simply want to brush up on your negotiating skills, this eBook is full of valuable information that can save you hundreds, maybe even thousands of dollars!
Part 1: Looking For A Loan?
Part 2: Ready for The Dealer?
When you have good credit, qualifying for a car loan is easy. However, if your credit is poor, the situation is more difficult. Fortunately, it is possible to purchase a car even if your credit isn't perfect. If you're wondering how to get a car loan with bad credit, follow these seven tips.
ACU NMLS ID #562279
