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Board of Directors & Management Team

Meet the teams at America's Credit Union that create a vision and make it a reality.

America's Credit Union is governed by members who have been elected by the membership to serve on the volunteer Board of Directors. The role of the volunteer Board of Directors is to:

  • Set ACU's policies & plan for the future.
  • Ensure ACU's sound financial condition.
  • Review the CEO's progress in achieving goals.
  • Report to members at the annual meeting.

The Executive Staff implements the vision of the Board of Directors by creating and executing a tactical plan to make it happen!

america's credit union in texas is run by the board of directors and management teams image of hands in a huddle representing a business management team

America's Credit Union Board of Directors & Executive Staff:

Board of Directors

Chris English

Chair

Raul Mercado

Vice Chair

Dena Smith

Secretary/Treasurer 

Renee Bartlett

Board Member

Kevin Crawford

Board Member

RaFaye Nesmith

Board Member

Maggie Rubin

Board Member

Sandy Thornton

Board Member

Larry Wadsworth

Board Member

John Willis

Board Member 

Executive Staff

Bert Beal

CEO & President

Shelley Pence

Chief Financial Officer

Jason Steele

Chief Innovation Officer

Tammy De La Cerda

Chief Lending Officer

Scarlett Mihailov

Vice President, Retail Operations

Tammy Chambers

Vice President, Human Capital

Board of Directors

Chris English

Chair

Raul Mercado

Vice Chair

Dena Smith

Secretary/Treasurer 

Renee Bartlett

Board Member

Kevin Crawford

Board Member

RaFaye Nesmith

Board Member

Maggie Rubin

Board Member

Sandy Thornton

Board Member

Larry Wadsworth

Board Member

John Willis

Board Member 

Executive Staff

Bert Beal

CEO & President

Shelley Pence

Chief Financial Officer

Jason Steele

Chief Innovation Officer

Tammy De La Cerda

Chief Lending Officer

Scarlett Mihailov

Vice President, Retail Operations

Tammy Chambers

Vice President, Human Capital