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Board of Directors & Management Team

Meet the teams that create a vision and make it a reality.

America's Credit Union is governed by members who have been elected by the membership to serve on the volunteer Board of Directors. The role of the volunteer Board of Directors is to:

  • Set ACU's policies & plan for the future.
  • Ensure ACU's sound financial condition.
  • Review the CEO's progress in achieving goals.
  • Report to members at the annual meeting.

The Executive Staff implements the vision of the Board of Directors by creating and executing a tactical plan to make it happen!

hands in a huddle representing a business management team

Meet Our Board of Directors & Executive Staff

Board of Directors

Eddie Moore

Chair

Raul Mercado

Vice Chair

John Willis

Secretary/Treasury

Sandy Thornton

Board Member

Kevin Crawford

Board Member

Maggie Rubin

Board Member

Larry Wadsworth

Board Member

RaFaye Nesmith

Board Member

Dena Smith

Board Member

Renee Bartlett

Board Member

Chris English

Board Member

Executive Staff

Bert Beal

CEO & President

Shelley Pence

Chief Financial Officer

Jason Steele

Chief Innovation Officer

Tammy De La Cerda

Chief Lending Officer

Janet Sanders

Chief Transition Officer

Scarlett Mihailov

Vice President, Retail Operations

Tammy Chambers

Vice President, Human Capital

David Graf

Vice President, Marketing

Board of Directors

Eddie Moore

Chair

Raul Mercado

Vice Chair

John Willis

Secretary/Treasury

Sandy Thornton

Board Member

Kevin Crawford

Board Member

Maggie Rubin

Board Member

Larry Wadsworth

Board Member

RaFaye Nesmith

Board Member

Dena Smith

Board Member

Renee Bartlett

Board Member

Chris English

Board Member

Executive Staff

Bert Beal

CEO & President

Shelley Pence

Chief Financial Officer

Jason Steele

Chief Innovation Officer

Tammy De La Cerda

Chief Lending Officer

Janet Sanders

Chief Transition Officer

Scarlett Mihailov

Vice President, Retail Operations

Tammy Chambers

Vice President, Human Capital

David Graf

Vice President, Marketing