Board of Directors & Management Team
Meet the teams at America's Credit Union that create a vision and make it a reality.
America's Credit Union is governed by members who have been elected by the membership to serve on the volunteer Board of Directors. The role of the volunteer Board of Directors is to:
- Set ACU's policies & plan for the future.
- Ensure ACU's sound financial condition.
- Review the CEO's progress in achieving goals.
- Report to members at the annual meeting.
The Executive Staff implements the vision of the Board of Directors by creating and executing a tactical plan to make it happen!

America's Credit Union Board of Directors & Executive Staff:
Board Of Directors
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Chris English
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Chair
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Raul Mercado
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Vice Chair
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Dena Smith
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Secretary/Treasurer
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Renee Bartlett
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Board Member
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Kevin Crawford
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Board Member
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RaFaye Nesmith
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Board Member
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Maggie Rubin
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Board Member
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Sandy Thornton
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Board Member
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Larry Wadsworth
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Board Member
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Chris English
Chair
Raul Mercado
Vice Chair
Dena Smith
Secretary/Treasurer
Renee Bartlett
Board Member
Kevin Crawford
Board Member
RaFaye Nesmith
Board Member
Maggie Rubin
Board Member
Sandy Thornton
Board Member
Larry Wadsworth
Board Member
Executive Staff
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Bert Beal
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CEO & President
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Shelley Pence
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Chief Financial Officer
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Jason Steele
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Chief Innovation Officer
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Tammy De La Cerda
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Chief Lending Officer
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Scarlett Mihailov
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Senior Vice President, Retail Operations
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Tammy Chambers
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Vice President, Human Capital
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Alexa Bridges
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Vice President, Acquisition and Communications
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Bert Beal
CEO & President
Shelley Pence
Chief Financial Officer
Jason Steele
Chief Innovation Officer
Tammy De La Cerda
Chief Lending Officer
Scarlett Mihailov
Senior Vice President, Retail Operations
Tammy Chambers
Vice President, Human Capital
Alexa Bridges
Vice President, Acquisition and Communications