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      Board of Directors & Management Team

      Meet the teams at America's Credit Union that create a vision and make it a reality.

      America's Credit Union is governed by members who have been elected by the membership to serve on the volunteer Board of Directors. The role of the volunteer Board of Directors is to:

      • Set ACU's policies & plan for the future.
      • Ensure ACU's sound financial condition.
      • Review the CEO's progress in achieving goals.
      • Report to members at the annual meeting.

      The Executive Staff implements the vision of the Board of Directors by creating and executing a tactical plan to make it happen!

      america's credit union in texas is run by the board of directors and management teams image of hands in a huddle representing a business management team

      America's Credit Union Board of Directors & Executive Staff:

      Board Of Directors
      TEXT
      Chris English
      TEXT
      Chair
      TEXT
      Raul Mercado
      TEXT
      Vice Chair
      TEXT
      Dena Smith
      TEXT
      Secretary/Treasurer
      TEXT
      Renee Bartlett
      TEXT
      Board Member
      TEXT
      Kevin Crawford
      TEXT
      Board Member
      TEXT
      RaFaye Nesmith
      TEXT
      Board Member
      TEXT
      Maggie Rubin
      TEXT
      Board Member
      TEXT
      Sandy Thornton
      TEXT
      Board Member
      TEXT
      Larry Wadsworth
      TEXT
      Board Member

      Chris English

      Chair

      Raul Mercado

      Vice Chair

      Dena Smith

      Secretary/Treasurer

      Renee Bartlett

      Board Member

      Kevin Crawford

      Board Member

      RaFaye Nesmith

      Board Member

      Maggie Rubin

      Board Member

      Sandy Thornton

      Board Member

      Larry Wadsworth

      Board Member

      Executive Staff
      TEXT
      Bert Beal
      TEXT
      CEO & President
      TEXT
      Shelley Pence
      TEXT
      Chief Financial Officer
      TEXT
      Jason Steele
      TEXT
      Chief Innovation Officer
      TEXT
      Tammy De La Cerda
      TEXT
      Chief Lending Officer
      TEXT
      Scarlett Mihailov
      TEXT
      Senior Vice President, Retail Operations
      TEXT
      Tammy Chambers
      TEXT
      Vice President, Human Capital
      TEXT
      Alexa Bridges
      TEXT
      Vice President, Acquisition and Communications

      Bert Beal

      CEO & President

      Shelley Pence

      Chief Financial Officer

      Jason Steele

      Chief Innovation Officer

      Tammy De La Cerda

      Chief Lending Officer

      Scarlett Mihailov

      Senior Vice President, Retail Operations

      Tammy Chambers

      Vice President, Human Capital

      Alexa Bridges

      Vice President, Acquisition and Communications

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      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
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