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Business Investment Account

  • Minimum deposit of $1,000 to open.
  • Choose a term ranging from six months to five years.
  • A fixed rate ensures your earnings.
  • To open your Business Investment Account today, call 972-494-5328 or 1-800-543-2811.
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Reap the rewards of investment without the stock market risk.

Earn guaranteed returns with a Business Term Share Certificate or Money Market Account from America’s Credit Union. Choose from two great options!

Term Share Certificate Features:

  • Minimum deposit of $1,000 to open.
  • Choose a term ranging from six months to five years.
  • A fixed rate ensures your earnings.
  • Funds withdrawn prior to maturity date are subject to monetary penalties.

Money Market Features:

  • Earn more while maintaining the liquidity you need.
  • Minimum $2,500 to open.
  • Easy access to your funds with up to three checks per month and three withdrawals or transfers per month.
  • Maintain an average daily balance of $1,000 to earn dividends.
  • No monthly fee (must maintain an average daily balance of $500).

Questions about Small Business Investments? Please contact us today!

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Banking with a Credit Union Matters

The future of your business depends on hard work, smart decisions and the right partner. America's Credit Union is the right partner for your growing business. We will support you and help you grow by offering the tools, advice, products and services your business needs to succeed.

As a business member you will become a part-owner in our financial cooperative. You understand the value of ownership better than anyone. In fact, many of the core values we honor are probably in alignment with yours: service, integrity, excellence, financial stability, and the cooperative philosophy.

We have a team of dedicated business specialists ready to talk to you about your business goals, aspirations, and dreams. Together we can make them a reality. Start investing in your future by opening a Business Term Share Certificate or Business Money Market Account today, or contact us to schedule a time to meet with a Business Specialist.

Business Investments Rates

Account Type Average Daily Balance to Earn Dividends Dividend Rate* Annual Percentage Yield (APY)*
TEXT
Business Money Market
TEXT
$1,000-$9,999.99
TEXT
0.050%
TEXT
0.05%
TEXT
Business Money Market
TEXT
$10,000-$24,999.99
TEXT
0.100%
TEXT
0.10%
TEXT
Business Money Market
TEXT
$25,000-$299,999.99
TEXT
0.100%
TEXT
0.10%
TEXT
Business Money Market
TEXT
$300,000 and above
TEXT
0.150%
TEXT
0.15%
Effective May 1, 2021
Account Type

Business Money Market

Average Daily Balance to Earn Dividends

$1,000-$9,999.99

Dividend Rate*

0.050%

Annual Percentage Yield (APY)*

0.05%

Account Type

Business Money Market

Average Daily Balance to Earn Dividends

$10,000-$24,999.99

Dividend Rate*

0.100%

Annual Percentage Yield (APY)*

0.10%

Account Type

Business Money Market

Average Daily Balance to Earn Dividends

$25,000-$299,999.99

Dividend Rate*

0.100%

Annual Percentage Yield (APY)*

0.10%

Account Type

Business Money Market

Average Daily Balance to Earn Dividends

$300,000 and above

Dividend Rate*

0.150%

Annual Percentage Yield (APY)*

0.15%

Effective May 1, 2021
Please click here to view our Business Term Share Certificate Rates.

* Fees could reduce the earnings. Questions? Call 1-800-543-2811.