<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=456359911403087&amp;ev=PageView&amp;noscript=1">

Kasasa Cash Checking Account

  • Earn 1.75% APY* on account balances up to a $25,000 and 0.25% APY* on balances over $25,000.
  • No minimum balance to earn rewards.
  • No monthly service fee.
  • Nationwide ATM fee refunds (max. of $4.99 per single transaction) not to exceed $25.00 per month
Member Apply Non-Member Apply
checking account at america's credit union woman on laptop
So Close

Is this checking account almost perfect? If you love this account but wish you could earn cash back, we have you covered.

Kasasa Cash Back >

This free checking account offers high dividends & ATM refunds!

Get rewarded for banking basics each month.

Finally, a free checking account you can get excited about!  Kasasa Cash is America's Credit Union's rewards checking account that actually PAYS YOU to bank with us.  When you qualify**, earn 1.75% APY**, receive ATM fee refunds and never worry about a minimum balance to earn rewards.  Kasasa Cash, the way checking should be.  

What this means to you: Earn approximately $36.00 per month or $437.00 per year when you maintain $25,000 daily balance and meet qualifications each cycle!  

  • Earn up to 1.75% APY** on account balances up to $25,000 when qualifications are met.
  • Earn 0.25% APY** on account balances over $25,000 when qualifications are met. 
  • No monthly service fee.
  • No minimum balance requirement.
  • Receive reimbursements for nationwide ATM fees (max. of $4.99 per single transaction) not to exceed $25.00 per month.
  • Open a Kasasa® Saver and save even more!
  • Available for members 13+. (Members under 18 will require a joint owner.)
  • Kasasa Care(TM), provides identity protection, can help you save on prescriptions, health, vision, health insurance, and Medicare.  
the best free checking account at america's credit union is easy to open online shown by woman on a phone

Earn More Interest
cash back icon

Earn up to up to 1.75% APY** on up to a $25,000 account balance.

No Monthly Fee
no fees icon

No minimum balance requirements and no service fee ever!

Refunded ATM Fees
atm icon

Refund of nationwide ATM fees (max. $4.99 per single transaction) not to exceed $25.00 per month.

Open your checking account today!

  • Use your America's Credit Union debit card at least 15 times per month with a minimum of $5 purchase or more.
  • Enroll and login to online or mobile banking at least once per month.
  • Agree to and receive E-Statements.
  • Meet all qualifications during the Monthly Qualifying Cycle.

2021 Kasasa Calendar

Truth-In-Savings (TIS) Disclosure

Enjoy all the extras you need with our Kasasa Cash Checking Account:

  • Free Online Banking.
  • Free Online Bill Pay.
  • Free Mobile App.
  • Free Mobile Deposits.
  • Refund of nationwide ATM fees (max. $4.99 per single transaction).
  • Free Visa debit card.
  • Connect your Kasasa Cash Checking Account with a Kasasa Saver Savings Account and earn even more!

Check out the additional benefits and added perks you get just for being a member of America's Credit Union!

Checking Account Rates

Account Type Dividend Rate* Annual Percentage Yield (APY)** Dividends Paid on Amounts
TEXT
Kasasa® Cash**
TEXT
1.73%
TEXT
1.75%
TEXT
$0-$25,000
TEXT
Kasasa® Cash**
TEXT
0.25%
TEXT
0.25%
TEXT
Over $25,000
TEXT
Kasasa® Cash**
TEXT
0.01%
TEXT
0.01%
TEXT
All balances if qualifications not met.
TEXT
Kasasa® Cash Back
TEXT
None
TEXT
None
TEXT
N/A
TEXT
Flexible Checking
TEXT
None
TEXT
None
TEXT
N/A
Effective May 1, 2021
Account Type

Kasasa® Cash**

Dividend Rate*

1.73%

Annual Percentage Yield (APY)**

1.75%

Dividends Paid on Amounts

$0-$25,000

Account Type

Kasasa® Cash**

Dividend Rate*

0.25%

Annual Percentage Yield (APY)**

0.25%

Dividends Paid on Amounts

Over $25,000

Account Type

Kasasa® Cash**

Dividend Rate*

0.01%

Annual Percentage Yield (APY)**

0.01%

Dividends Paid on Amounts

All balances if qualifications not met.

Account Type

Kasasa® Cash Back

Dividend Rate*

None

Annual Percentage Yield (APY)**

None

Dividends Paid on Amounts

N/A

Account Type

Flexible Checking

Dividend Rate*

None

Annual Percentage Yield (APY)**

None

Dividends Paid on Amounts

N/A

Effective May 1, 2021

*Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811. **Annual Percentage Yields (APY) are based upon daily balance. Qualification Requirements: Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle, have at least 15 debit card transactions with a minimum of $5 purchase or more per transaction, enrolled in and agree to receive eStatements, log in to online banking or mobile banking one time per month. If requirements are not met, your account is still free and you'll earn our base rate.

Checking Account Resources

Budgeting Your Checking Account

Budget ebook cover and spineIt’s essential that you have good budgeting habits to keep your Checking Account in balance. Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!

Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your money management success. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.

Free eBook

*APY = Annual Percentage Yield.

1. Limit (2) two Kasasa checking accounts per Social Security number.
2. Debit cards available pending approval
3. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
4. Refund of nationwide ATM fees (maximum of $4.99 per single transaction) not to exceed $25.00 per month is effective June 1 2019