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Cash and coins fee money

Fee Schedule

Free of Fee

Product or Service Fee Amount

Common Services

Membership Fee

FREE

On-line Statement Copy (E-Statements)

FREE

On-line History Copy (Online Banking)

FREE

Replacement of Lost Teller's Check

FREE

Balance Inquiries and Transfers from a Teller

FREE

Savings Accounts

Re-open Account

FREE

IRA Opening

FREE

IRA Annual Administration Fee

FREE

IRA Closing Fee (unless withdrawing early)

FREE

Club Accounts 

Re-open Account

FREE

Preferred Money Market

Balance $500 and up

FREE

Re-open Account

FREE

Checking Accounts

Ultimate Checking

FREE

Youth Checking

FREE

Re-open Account

FREE

Visa®

Check Card-Debit Card

FREE

Purchases

FREE

Point-Of-Sale

FREE

Cash Withdrawals from any CU24™ Financial Network ATM

FREE

Cash Withdrawals from any SelectATM™

FREE

Cash Withdrawals from any CO-OP Financial Network ATM

FREE

ATM Cash Withdrawals from any ACU ATM

FREE

ATM Cash Withdrawal Fee*

2 FREE per month (after 2, $1 per transaction)

Online Services

Online Banking**

  • Enrollment Fee
  • Monthly Fee
  • Check Images

FREE

Phone Banking

  • Enrollment Fee
  • Monthly Fee

FREE

E-Statements

  • Enrollment Fee
  • Monthly Fee

FREE

Bill Pay

  • Enrollment Fee
  • Monthly Fee
  • Transaction Fee

FREE

*America's Credit Union has no control over fees that may be charged by other ATM proprietors, operators or networks, including fees charged for balance inquiries even if you do not complete a transaction.

**Based on carrier

Product or Service

Common Services

Product or Service

Membership Fee

Fee Amount

FREE

Product or Service

On-line Statement Copy (E-Statements)

Fee Amount

FREE

Product or Service

On-line History Copy (Online Banking)

Fee Amount

FREE

Product or Service

Replacement of Lost Teller's Check

Fee Amount

FREE

Product or Service

Balance Inquiries and Transfers from a Teller

Fee Amount

FREE

Product or Service

Savings Accounts

Product or Service

Re-open Account

Fee Amount

FREE

Product or Service

IRA Opening

Fee Amount

FREE

Product or Service

IRA Annual Administration Fee

Fee Amount

FREE

Product or Service

IRA Closing Fee (unless withdrawing early)

Fee Amount

FREE

Product or Service

Club Accounts 

Product or Service

Re-open Account

Fee Amount

FREE

Product or Service

Preferred Money Market

Product or Service

Balance $500 and up

Fee Amount

FREE

Product or Service

Re-open Account

Fee Amount

FREE

Product or Service

Checking Accounts

Product or Service

Ultimate Checking

Fee Amount

FREE

Product or Service

Youth Checking

Fee Amount

FREE

Product or Service

Re-open Account

Fee Amount

FREE

Product or Service

Visa®

Product or Service

Check Card-Debit Card

Fee Amount

FREE

Product or Service

Purchases

Fee Amount

FREE

Product or Service

Point-Of-Sale

Fee Amount

FREE

Product or Service

Cash Withdrawals from any CU24™ Financial Network ATM

Fee Amount

FREE

Product or Service

Cash Withdrawals from any SelectATM™

Fee Amount

FREE

Product or Service

Cash Withdrawals from any CO-OP Financial Network ATM

Fee Amount

FREE

Product or Service

ATM Cash Withdrawals from any ACU ATM

Fee Amount

FREE

Product or Service

ATM Cash Withdrawal Fee*

Fee Amount

2 FREE per month (after 2, $1 per transaction)

Product or Service

Online Services

Product or Service

Online Banking**

  • Enrollment Fee
  • Monthly Fee
  • Check Images
Fee Amount

FREE

Product or Service

Phone Banking

  • Enrollment Fee
  • Monthly Fee
Fee Amount

FREE

Product or Service

E-Statements

  • Enrollment Fee
  • Monthly Fee
Fee Amount

FREE

Product or Service

Bill Pay

  • Enrollment Fee
  • Monthly Fee
  • Transaction Fee
Fee Amount

FREE

Product or Service

*America's Credit Union has no control over fees that may be charged by other ATM proprietors, operators or networks, including fees charged for balance inquiries even if you do not complete a transaction.

**Based on carrier

Common Fees

Item Fee Amount

Account Research and Reconciliation

$20 per hour (min. 1 hour)

Statement Copy (from teller)

$2 per statement

History Copy (from teller)

$2 per copy

Non-Loan Auto Title Work

$25

Collection Item

$25 per item

Collection Item Returns

$35 per item

Electronically Generated Check by Phone

$10 per request

Account Closure within 12 months of opening

$10

Returned Statement

$5.00

Stop Payment of Teller's Check

$10.00 per check

Coin Service (rolled and loose)

5%

Account Levy or Garnishment

$10

Dormant Account - No transactions within the past six months

$5.00 per month of dormancy

Medallion Stamp, members only

$5.00

Notary, members only

Set by State

Verification of Account or Deposit

$5.00

Item

Account Research and Reconciliation

Fee Amount

$20 per hour (min. 1 hour)

Item

Statement Copy (from teller)

Fee Amount

$2 per statement

Item

History Copy (from teller)

Fee Amount

$2 per copy

Item

Non-Loan Auto Title Work

Fee Amount

$25

Item

Collection Item

Fee Amount

$25 per item

Item

Collection Item Returns

Fee Amount

$35 per item

Item

Electronically Generated Check by Phone

Fee Amount

$10 per request

Item

Account Closure within 12 months of opening

Fee Amount

$10

Item

Returned Statement

Fee Amount

$5.00

Item

Stop Payment of Teller's Check

Fee Amount

$10.00 per check

Item

Coin Service (rolled and loose)

Fee Amount

5%

Item

Account Levy or Garnishment

Fee Amount

$10

Item

Dormant Account - No transactions within the past six months

Fee Amount

$5.00 per month of dormancy

Item

Medallion Stamp, members only

Fee Amount

$5.00

Item

Notary, members only

Fee Amount

Set by State

Item

Verification of Account or Deposit

Fee Amount

$5.00

Savings Account Fees

Action Fee Amount

Dormant Account - No transactions within the past six months

$5.00 per month of dormancy

IRA Closure within 30 days

$25

Action

Dormant Account - No transactions within the past six months

Fee Amount

$5.00 per month of dormancy

Action

IRA Closure within 30 days

Fee Amount

$25

Club Accounts

Action Fee Amount

Christmas Club Withdrawal/Transfer (January 1- October 31)

$5 per transaction

Vacation Club Withdrawal/Transfer (September 1 - March 31)

$5 per transaction

Action

Christmas Club Withdrawal/Transfer (January 1- October 31)

Fee Amount

$5 per transaction

Action

Vacation Club Withdrawal/Transfer (September 1 - March 31)

Fee Amount

$5 per transaction

Preferred Money Market

Action Fee Amount

Dormant Account - No transactions within the past six months

$5.00 per month of dormancy

Balance below $500

$3 per month

Withdrawal (for more than 3 non-check withdrawals per month)

$5

Per Check (for more than 4 checks per month)

$7

Action

Dormant Account - No transactions within the past six months

Fee Amount

$5.00 per month of dormancy

Action

Balance below $500

Fee Amount

$3 per month

Action

Withdrawal (for more than 3 non-check withdrawals per month)

Fee Amount

$5

Action

Per Check (for more than 4 checks per month)

Fee Amount

$7

Checking Accounts

Item or Action Fee Amount

Dormant Account - No transactions within the past six months

$5.00 per month of dormancy

Check Reorder (without reorder form)

$2 per order

Non-Sufficient Funds (NSF) Fee*

$29 per check

Stop Payment Fee - ACH/Paper Draft

$20 per item or numerical order of checks
($25 after three stop pays in the past six months)

Stop Payment Fee-ACH only

$10 per item

Automatic Overdraft Transfer**

$2 per transfer

Courtesy Pay (see separate brochure)

$29

Check Processing (check from non-ACU vendor that cannot be processed)

$5 per check

Check Copy (from a teller)

$2 per check (after 2 free per month)

Temporary Checks

Temporary Checks (4-Count) $1

Check Inquiry (after 1 free per week)

$2 per inquiry

Business Checking

$5 per month

Returned 3rd Party Deposit Check to Business Accounts

$10 per check

*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.

**Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, Bill Pay, or other electronic means.

Item or Action

Dormant Account - No transactions within the past six months

Fee Amount

$5.00 per month of dormancy

Item or Action

Check Reorder (without reorder form)

Fee Amount

$2 per order

Item or Action

Non-Sufficient Funds (NSF) Fee*

Fee Amount

$29 per check

Item or Action

Stop Payment Fee - ACH/Paper Draft

Fee Amount

$20 per item or numerical order of checks
($25 after three stop pays in the past six months)

Item or Action

Stop Payment Fee-ACH only

Fee Amount

$10 per item

Item or Action

Automatic Overdraft Transfer**

Fee Amount

$2 per transfer

Item or Action

Courtesy Pay (see separate brochure)

Fee Amount

$29

Item or Action

Check Processing (check from non-ACU vendor that cannot be processed)

Fee Amount

$5 per check

Item or Action

Check Copy (from a teller)

Fee Amount

$2 per check (after 2 free per month)

Item or Action

Temporary Checks

Fee Amount

Temporary Checks (4-Count) $1

Item or Action

Check Inquiry (after 1 free per week)

Fee Amount

$2 per inquiry

Item or Action

Business Checking

Fee Amount

$5 per month

Item or Action

Returned 3rd Party Deposit Check to Business Accounts

Fee Amount

$10 per check

Item or Action

*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.

**Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, Bill Pay, or other electronic means.

Visa® Check Card-Debit Card

Item or Action Fee Amount

Replacement Card

$5

Expedited Replacement

$60

PIN Re-issue

$2

Check Card NSF*

$29 per transaction

Automatic Overdraft Transfer**

$2 per transfer

Merchant Transaction Copy

Up to $18 per copy

*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.

**America's Credit Union has no control over fees that may be charged by other ATM proprietors, operators or networks, including fees charged for balance inquiries even if you do not complete a transaction.

Item or Action

Replacement Card

Fee Amount

$5

Item or Action

Expedited Replacement

Fee Amount

$60

Item or Action

PIN Re-issue

Fee Amount

$2

Item or Action

Check Card NSF*

Fee Amount

$29 per transaction

Item or Action

Automatic Overdraft Transfer**

Fee Amount

$2 per transfer

Item or Action

Merchant Transaction Copy

Fee Amount

Up to $18 per copy

Item or Action

*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.

**America's Credit Union has no control over fees that may be charged by other ATM proprietors, operators or networks, including fees charged for balance inquiries even if you do not complete a transaction.

Wire Orders

Wire Type Fee Amount

Domestic Bank Wire Transfer

$15 per wire

International Wire Transfer (conversion fees not included)

$35 per wire

Western Union® Money Wire

$20 per wire

Domestic Bank Wire Transfer (incoming)

$5 per wire

Wire Type

Domestic Bank Wire Transfer

Fee Amount

$15 per wire

Wire Type

International Wire Transfer (conversion fees not included)

Fee Amount

$35 per wire

Wire Type

Western Union® Money Wire

Fee Amount

$20 per wire

Wire Type

Domestic Bank Wire Transfer (incoming)

Fee Amount

$5 per wire

Money Orders/Cashier's Checks

Type Fee Amount

Money Order

$2 per money order

Cashier's Check

$3 per check

Visa® Gift Card

$3 per card

Type

Money Order

Fee Amount

$2 per money order

Type

Cashier's Check

Fee Amount

$3 per check

Type

Visa® Gift Card

Fee Amount

$3 per card

Automated Drafts

Type Fee Amount

ACH Overdraft Transfer

$2 per transfer

Stop Payment - ACH/Paper Draft 

$20 - $25 per item

For ACH Only

$10 per item  

ACH NSF*

$29 per draft

*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.

Type

ACH Overdraft Transfer

Fee Amount

$2 per transfer

Type

Stop Payment - ACH/Paper Draft 

Fee Amount

$20 - $25 per item

Type

For ACH Only

Fee Amount

$10 per item  

Type

ACH NSF*

Fee Amount

$29 per draft

Type

*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.

Overnight Mail

Type Fee Amount

For ACU loans and account transactions overnight mail

Market Rate*

*Based on carrier

Type

For ACU loans and account transactions overnight mail

Fee Amount

Market Rate*

Type

*Based on carrier

Loan Proceeds

Type Fee Amount

Cashier's Check (Loan Proceeds Fee)

$1 per check

Wire Transfer

$5 per transfer

Re-Order Loan Coupons

$3

Type

Cashier's Check (Loan Proceeds Fee)

Fee Amount

$1 per check

Type

Wire Transfer

Fee Amount

$5 per transfer

Type

Re-Order Loan Coupons

Fee Amount

$3

Bill Pay

Type Fee Amount

  NSF Fee*

$29 per item

*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.

Type

  NSF Fee*

Fee Amount

$29 per item

Type

*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.

Safe Deposit Boxes- Subject to Availability.

Type Fee Amount

3 x 5 box

$25 per year

3 x 10 box

$35 per year

5 x 10 box

$60 per year

10 x 10 box

$100 per year

Safe Deposit Box Lost Key

Market Rate

Safe Deposit Box Drilling

Market Rate

Safe Deposit Box Late Fee

$10

*Note: Cash in Safe Deposit Box is not insured.

Type

3 x 5 box

Fee Amount

$25 per year

Type

3 x 10 box

Fee Amount

$35 per year

Type

5 x 10 box

Fee Amount

$60 per year

Type

10 x 10 box

Fee Amount

$100 per year

Type

Safe Deposit Box Lost Key

Fee Amount

Market Rate

Type

Safe Deposit Box Drilling

Fee Amount

Market Rate

Type

Safe Deposit Box Late Fee

Fee Amount

$10

Type

*Note: Cash in Safe Deposit Box is not insured.

Fax Fees

Type Fee Amount

Local Fax

$2 per fax

Non-Local Fax

$5 per fax

Type

Local Fax

Fee Amount

$2 per fax

Type

Non-Local Fax

Fee Amount

$5 per fax