| Fee Amount | |
|---|---|
|
TEXT
SHARE SAVINGS
|
TEXT
|
|
TEXT
Minimum to Open
|
TEXT
$25
|
|
TEXT
Withdrawals, three per month
|
TEXT
FREE
|
|
TEXT
Additional
|
TEXT
$2
|
|
TEXT
Automatic Withdrawals & Transfers
|
TEXT
|
|
TEXT
Six per month
|
TEXT
FREE
|
|
TEXT
Over six
|
TEXT
$5/each
|
|
TEXT
Accounts w/balance below $25
|
TEXT
$5/mo
|
|
TEXT
Automatic Overdraft Transfer Fee, one per month
|
TEXT
FREE
|
|
TEXT
Additional
|
TEXT
$3
|
|
TEXT
KASASA SAVER
|
TEXT
|
|
TEXT
Minimum to Open
|
TEXT
None
|
|
TEXT
Automatic Withdrawals & Transfers
|
TEXT
|
|
TEXT
Six per month
|
TEXT
FREE
|
|
TEXT
Over six
|
TEXT
$5/each
|
|
TEXT
Automatic Overdraft Transfer Fee, one per month
|
TEXT
FREE
|
|
TEXT
Additional
|
TEXT
$3
|
|
TEXT
CHRISTMAS AND VACATION CLUB
|
TEXT
|
|
TEXT
Minimum to Open
|
TEXT
$5
|
|
TEXT
Withdrawals, one per year
|
TEXT
FREE
|
|
TEXT
Additional
|
TEXT
$5
|
SHARE SAVINGS
Fee AmountMinimum to Open
Fee Amount$25
Withdrawals, three per month
Fee AmountFREE
Additional
Fee Amount$2
Automatic Withdrawals & Transfers
Fee AmountSix per month
Fee AmountFREE
Over six
Fee Amount$5/each
Accounts w/balance below $25
Fee Amount$5/mo
Automatic Overdraft Transfer Fee, one per month
Fee AmountFREE
Additional
Fee Amount$3
KASASA SAVER
Fee AmountMinimum to Open
Fee AmountNone
Automatic Withdrawals & Transfers
Fee AmountSix per month
Fee AmountFREE
Over six
Fee Amount$5/each
Automatic Overdraft Transfer Fee, one per month
Fee AmountFREE
Additional
Fee Amount$3
CHRISTMAS AND VACATION CLUB
Fee AmountMinimum to Open
Fee Amount$5
Withdrawals, one per year
Fee AmountFREE
Additional
Fee Amount$5
| Fee Amount | |
|---|---|
|
TEXT
Minimum to Open
|
TEXT
$25
|
|
TEXT
Accounts w/daily balance of $500, Gold Club (age 65 & over), or Student Checking
|
TEXT
FREE
|
|
TEXT
Otherwise, Service Fee
|
TEXT
$5/mo
|
|
TEXT
Cashier's Checks
|
TEXT
$3
|
|
TEXT
Credit Union Checks to a 3rd Party
|
TEXT
$3
|
|
TEXT
Copy of Cancelled Check (Gold Club - age 65 & over)
|
TEXT
10 free/yr
|
Minimum to Open
Fee Amount$25
Accounts w/daily balance of $500, Gold Club (age 65 & over), or Student Checking
Fee AmountFREE
Otherwise, Service Fee
Fee Amount$5/mo
Cashier's Checks
Fee Amount$3
Credit Union Checks to a 3rd Party
Fee Amount$3
Copy of Cancelled Check (Gold Club - age 65 & over)
Fee Amount10 free/yr
Rewards, Prestige, Value and Flexible Checking
| Fee Amount | |
|---|---|
|
TEXT
REWARDS CHECKING
|
TEXT
|
|
TEXT
Minimum to Open
|
TEXT
$25
|
|
TEXT
Monthly Service Fee
|
TEXT
$6/mo
|
|
TEXT
Reduced Monthly Service Fee (Gold Club - age 65 & over)
|
TEXT
$4/mo
|
|
TEXT
Money Orders, two per month
|
TEXT
FREE
|
|
TEXT
Additional
|
TEXT
$2
|
|
TEXT
Credit Union Checks to a 3rd Party
|
TEXT
$3
|
|
TEXT
Verification of Deposit
|
TEXT
$7
|
|
TEXT
Outgoing Domestic Wire Transfers ($500 minimum)
|
TEXT
FREE
|
|
TEXT
Under $500 (per attempt)
|
TEXT
$20
|
|
TEXT
PRESTIGE CHECKING
|
TEXT
|
|
TEXT
Minimum to Open
|
TEXT
$2,500
|
|
TEXT
accounts w/average daily balance of $2,500
|
TEXT
FREE
|
|
TEXT
Otherwise, Service Fee
|
TEXT
$15/mo
|
|
TEXT
Cashier's Checks
|
TEXT
$3
|
|
TEXT
Credit Union Checks to a 3rd Party
|
TEXT
$3
|
|
TEXT
ATM Transactions
|
TEXT
5 free/mo
|
|
TEXT
Overdraft Protection
|
TEXT
FREE
|
|
TEXT
VALUE CHECKING
|
TEXT
|
|
TEXT
Minimum to Open
|
TEXT
$25
|
|
TEXT
Monthly Service Fee
|
TEXT
FREE
|
|
TEXT
FLEXIBLE CHECKING
|
TEXT
|
|
TEXT
Minimum to Open
|
TEXT
$25
|
|
TEXT
Monthly Service Fee, w/direct deposit
|
TEXT
$10
|
|
TEXT
Monthly Service Fee, w/o direct deposit
|
TEXT
$15
|
REWARDS CHECKING
Fee AmountMinimum to Open
Fee Amount$25
Monthly Service Fee
Fee Amount$6/mo
Reduced Monthly Service Fee (Gold Club - age 65 & over)
Fee Amount$4/mo
Money Orders, two per month
Fee AmountFREE
Additional
Fee Amount$2
Credit Union Checks to a 3rd Party
Fee Amount$3
Verification of Deposit
Fee Amount$7
Outgoing Domestic Wire Transfers ($500 minimum)
Fee AmountFREE
Under $500 (per attempt)
Fee Amount$20
PRESTIGE CHECKING
Fee AmountMinimum to Open
Fee Amount$2,500
accounts w/average daily balance of $2,500
Fee AmountFREE
Otherwise, Service Fee
Fee Amount$15/mo
Cashier's Checks
Fee Amount$3
Credit Union Checks to a 3rd Party
Fee Amount$3
ATM Transactions
Fee Amount5 free/mo
Overdraft Protection
Fee AmountFREE
VALUE CHECKING
Fee AmountMinimum to Open
Fee Amount$25
Monthly Service Fee
Fee AmountFREE
FLEXIBLE CHECKING
Fee AmountMinimum to Open
Fee Amount$25
Monthly Service Fee, w/direct deposit
Fee Amount$10
Monthly Service Fee, w/o direct deposit
Fee Amount$15
| Fee Amount | |
|---|---|
|
TEXT
Minimum to Open
|
TEXT
$2,500
|
|
TEXT
Accounts w/average daily balance of $500
|
TEXT
FREE
|
|
TEXT
Otherwise, Service Fee
|
TEXT
10/mo
|
|
TEXT
3 Checks per month
|
TEXT
FREE
|
|
TEXT
3 Withdrawals or Transfers per mo
|
TEXT
FREE
|
|
TEXT
More than 3 Withdrawals or Transfers per mo
|
TEXT
$10/each
|
Minimum to Open
Fee Amount$2,500
Accounts w/average daily balance of $500
Fee AmountFREE
Otherwise, Service Fee
Fee Amount10/mo
3 Checks per month
Fee AmountFREE
3 Withdrawals or Transfers per mo
Fee AmountFREE
More than 3 Withdrawals or Transfers per mo
Fee Amount$10/each
| Fee Amount | |
|---|---|
|
TEXT
Minimum to Open
|
TEXT
$250
|
|
TEXT
Accounts w/average daily balance of $2,500
|
TEXT
FREE
|
|
TEXT
Otherwise, Service Fee
|
TEXT
$25/mo
|
|
TEXT
Automatic Overdraft Transfer Fee
|
TEXT
$3
|
Minimum to Open
Fee Amount$250
Accounts w/average daily balance of $2,500
Fee AmountFREE
Otherwise, Service Fee
Fee Amount$25/mo
Automatic Overdraft Transfer Fee
Fee Amount$3
Business Non-Profit Checking
| Fee Amount | |
|---|---|
|
TEXT
Minimum to Open
|
TEXT
$250
|
|
TEXT
Monthly Service Fee
|
TEXT
$10
|
|
TEXT
Automatic Overdraft Transfer Fee
|
TEXT
$3
|
Minimum to Open
Fee Amount$250
Monthly Service Fee
Fee Amount$10
Automatic Overdraft Transfer Fee
Fee Amount$3
| fee amount | |
|---|---|
|
TEXT
Chargeback
|
TEXT
$25
|
|
TEXT
Copy of Sales Slip
|
TEXT
$18
|
|
TEXT
Copy of Sales Slip
|
TEXT
$3/each
|
|
TEXT
Point of Sale Transactions (PIN)
|
TEXT
FREE
|
|
TEXT
Purchases (signature)
|
TEXT
FREE
|
|
TEXT
Reissue PIN
|
TEXT
FREE
|
|
TEXT
Replacement Check (Debit) Card
|
TEXT
$10/each
|
|
TEXT
Research Expenses (1 hour minimum)
|
TEXT
$25/each
|
|
TEXT
Used at ATM for Cash or Inquiry
|
TEXT
|
|
TEXT
ACU ATM Network
|
TEXT
FREE
|
|
TEXT
ATM not part of ACU ATM Network
|
TEXT
$1
|
Chargeback
fee amount$25
Copy of Sales Slip
fee amount$18
Copy of Sales Slip
fee amount$3/each
Point of Sale Transactions (PIN)
fee amountFREE
Purchases (signature)
fee amountFREE
Reissue PIN
fee amountFREE
Replacement Check (Debit) Card
fee amount$10/each
Research Expenses (1 hour minimum)
fee amount$25/each
Used at ATM for Cash or Inquiry
fee amountACU ATM Network
fee amountFREE
ATM not part of ACU ATM Network
fee amount$1
*Includes returned ACH items, returned NSF checks, paid NSF checks, held funds returned NSF checks, and held funds paid NSF checks.
**America's Credit Union has no control over fees that may be charged by other ATM proprietors, operators or networks, including fees charged for balance inquiries even if you do not complete a transaction.
| Product or Service | Fee Amount |
|---|---|
|
TEXT
Account Printout (per page)
|
TEXT
$3
|
|
TEXT
ACH Debit Origination Return Item
|
TEXT
$35 per presentment
|
|
TEXT
ACH Debit Origination to Deposit Account
|
TEXT
$5
|
|
TEXT
ACH Debit Origination to Loan 'Check by Phone'
|
TEXT
$10
|
|
TEXT
Bad Address/Returned Statement
|
TEXT
$5/mo
|
|
TEXT
Cashier's Check
|
TEXT
$5
|
|
TEXT
Check Cashing Fee (if no other checking account, loan or compensating balance)
|
TEXT
1% of check being cashed, $3 min
|
|
TEXT
Closed Account Fee (any savings acct closed within 6 months of opening)
|
TEXT
$25
|
|
TEXT
Coin Processing (members under 18 exempt)
|
TEXT
5% of total
|
|
TEXT
Non-Member coin processing
|
TEXT
8% of total
|
|
TEXT
Collection Items (domestic) Under $25
|
TEXT
$25
|
|
TEXT
Collection Items (domestic) $25 - $99.99
|
TEXT
$25
|
|
TEXT
Collection Items (domestic) $100 or more
|
TEXT
$25
|
|
TEXT
Copy of Cancelled Check
|
TEXT
$3
|
|
TEXT
Copy of Statement
|
TEXT
$5
|
|
TEXT
Credit Union Check to a 3rd party
|
TEXT
$5
|
|
TEXT
Electronic Cash Management
|
TEXT
$15/each
|
|
TEXT
Employee Assisted Telephone Inquiry
|
TEXT
$2
|
|
TEXT
Insufficient Funds (NSF)- Flexible Checking
|
TEXT
$37 per presentment
|
|
TEXT
Insufficient Funds (NSF)- Business Accounts
|
TEXT
$40 per presentment
|
|
TEXT
Insufficient Funds (NSF)- All Others (includes personal checks you write, ACH debits, paid NSFs and debit card transactions)
|
TEXT
$35 per presentment
|
|
TEXT
Lien/Levy/Attachment/Garnishment (plus attorney fees)
|
TEXT
$75
|
|
TEXT
Money Order
|
TEXT
$3
|
|
TEXT
Online Services (includes Home Banking, Bill Pay, E-statements, Online Check Ordering)
|
TEXT
FREE
|
|
TEXT
Overnight Mail
|
TEXT
$30-$60
|
|
TEXT
Paper Statements
|
TEXT
$3
|
|
TEXT
Gold Club - age 65 & over and ages 18 & under
|
TEXT
FREE
|
|
TEXT
Photocopies & Faxes
|
TEXT
$3 first page, $1 each additional page
|
|
TEXT
Reconciling/Research of Checking Account (1 hour minimum)
|
TEXT
$25/hour
|
|
TEXT
Returned Check (deposited item)
|
TEXT
$15
|
|
TEXT
Safe Deposit Boxes
|
TEXT
|
|
TEXT
3 x 5
|
TEXT
$25/yr
|
|
TEXT
3 x 10
|
TEXT
$35/yr
|
|
TEXT
5 x 10
|
TEXT
$60/yr
|
|
TEXT
10 x 10
|
TEXT
$100/yr
|
|
TEXT
Safe Deposit Box Lost Key
|
TEXT
Market Rate
|
|
TEXT
Safe Deposit Box Drilling
|
TEXT
Market Rate
|
|
TEXT
Safe Deposit Box Late Fee
|
TEXT
$10
|
|
TEXT
Skip-a-Pay (per loan)
|
TEXT
$35
|
|
TEXT
Stop Payments (including from Touch & GO and Home Banking)
|
TEXT
$30
|
|
TEXT
Temporary Checks (minimum4 checks)
|
TEXT
$1/per 4
|
|
TEXT
Verification of Deposit
|
TEXT
$15
|
|
TEXT
VISA® Gift Card
|
TEXT
$5
|
Product or Service
Account Printout (per page)
Fee Amount$3
Product or Service
ACH Debit Origination Return Item
Fee Amount$35 per presentment
Product or Service
ACH Debit Origination to Deposit Account
Fee Amount$5
Product or Service
ACH Debit Origination to Loan 'Check by Phone'
Fee Amount$10
Product or Service
Bad Address/Returned Statement
Fee Amount$5/mo
Product or Service
Cashier's Check
Fee Amount$5
Product or Service
Check Cashing Fee (if no other checking account, loan or compensating balance)
Fee Amount1% of check being cashed, $3 min
Product or Service
Closed Account Fee (any savings acct closed within 6 months of opening)
Fee Amount$25
Product or Service
Coin Processing (members under 18 exempt)
Fee Amount5% of total
Product or Service
Non-Member coin processing
Fee Amount8% of total
Product or Service
Collection Items (domestic) Under $25
Fee Amount$25
Product or Service
Collection Items (domestic) $25 - $99.99
Fee Amount$25
Product or Service
Collection Items (domestic) $100 or more
Fee Amount$25
Product or Service
Copy of Cancelled Check
Fee Amount$3
Product or Service
Copy of Statement
Fee Amount$5
Product or Service
Credit Union Check to a 3rd party
Fee Amount$5
Product or Service
Electronic Cash Management
Fee Amount$15/each
Product or Service
Employee Assisted Telephone Inquiry
Fee Amount$2
Product or Service
Insufficient Funds (NSF)- Flexible Checking
Fee Amount$37 per presentment
Product or Service
Insufficient Funds (NSF)- Business Accounts
Fee Amount$40 per presentment
Product or Service
Insufficient Funds (NSF)- All Others (includes personal checks you write, ACH debits, paid NSFs and debit card transactions)
Fee Amount$35 per presentment
Product or Service
Lien/Levy/Attachment/Garnishment (plus attorney fees)
Fee Amount$75
Product or Service
Money Order
Fee Amount$3
Product or Service
Online Services (includes Home Banking, Bill Pay, E-statements, Online Check Ordering)
Fee AmountFREE
Product or Service
Overnight Mail
Fee Amount$30-$60
Product or Service
Paper Statements
Fee Amount$3
Product or Service
Gold Club - age 65 & over and ages 18 & under
Fee AmountFREE
Product or Service
Photocopies & Faxes
Fee Amount$3 first page, $1 each additional page
Product or Service
Reconciling/Research of Checking Account (1 hour minimum)
Fee Amount$25/hour
Product or Service
Returned Check (deposited item)
Fee Amount$15
Product or Service
Safe Deposit Boxes
Fee Amount
Product or Service
3 x 5
Fee Amount$25/yr
Product or Service
3 x 10
Fee Amount$35/yr
Product or Service
5 x 10
Fee Amount$60/yr
Product or Service
10 x 10
Fee Amount$100/yr
Product or Service
Safe Deposit Box Lost Key
Fee AmountMarket Rate
Product or Service
Safe Deposit Box Drilling
Fee AmountMarket Rate
Product or Service
Safe Deposit Box Late Fee
Fee Amount$10
Product or Service
Skip-a-Pay (per loan)
Fee Amount$35
Product or Service
Stop Payments (including from Touch & GO and Home Banking)
Fee Amount$30
Product or Service
Temporary Checks (minimum4 checks)
Fee Amount$1/per 4
Product or Service
Verification of Deposit
Fee Amount$15
Product or Service
VISA® Gift Card
Fee Amount$5
