Mobile banking is the easiest way to manage your money on-the-go! From account balances and transfers to paying bills, everything you need to manage your money is in the palm of your hand!

Once your registration is confirmed you will have immediate access to your accounts and/or Bill Pay services.  You must have an ACU Checking Account in order to use mobile Bill Pay.

ACU's Mobile Banking Features

• View balances and history on all accounts, loans and VISA^®.
• Transfer funds between accounts.
• Cross Member Transfers: Transfer funds to another ACU member.
• Pay bills.
• Make loan payments.
• Deposit checks.

For reference: Online Banking/EFT Disclosure

Mobile Deposit gives you the freedom to deposit checks anytime and anywhere using your Mobile Banking App for iPhone, iPad and Android phone. Mobile deposits for personal savings and checking accounts are FREE. 

Business members can make 5 mobile deposits per month into business accounts for free. A $0.50 fee applies per deposit after five.

Requirements for Using Mobile Deposit

• You must have a savings account that has been open for at least 90 days and in good standing. If you have a checking account, these requirements also apply.
• An iPhone, iPad or Android phone with internet access from either a WIFI source or 4G LTE network.
• ACU’s iPhone or iPad app or Android phone or Android tablet app.
• Proper Endorsement - endorse the back of your check with your signature AND underneath that write your member number AND "FOR MOBILE DEPOSIT ONLY AT AMERICAS CU.

 

Mobile Deposit Limits

• $5,000 per single deposit.
• $5,000 combined total per day.
• $50,000 per 30 days.

For reference: Mobile Deposit Reference Guide and Disclosure