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Fast RV Loans and RV Financing

  • Up to 100% RV financing and longer terms for larger purchases.
  • Dealer accessories can be included in the RV Loan as long as the loan doesn't exceed 100% of MSRP value.
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The open road is calling! We're here to help you explore new places and discover new locations! Get an update on the status of your application today.

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RV Loan Rates
Length of Term, New and Used Annual Percentage Rate (APR)**
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Up to 24 months
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as low as 5.34%
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25 to 36 months
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as low as 5.84%
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37 to 48 months
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as low as 6.04%
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49 to 60 months
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as low as 6.24%
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61 to 72 months
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as low as 6.84%
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73 to 84 months; min. $50k
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as low as 9.29%
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85 to 96 months; min. $50k
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as low as 10.29%
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97 to 120 months; min. $50k
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as low as 11.29%
Effective July 31, 2023
Length of Term, New and Used

Up to 24 months

Annual Percentage Rate (APR)**

as low as 5.34%

Length of Term, New and Used

25 to 36 months

Annual Percentage Rate (APR)**

as low as 5.84%

Length of Term, New and Used

37 to 48 months

Annual Percentage Rate (APR)**

as low as 6.04%

Length of Term, New and Used

49 to 60 months

Annual Percentage Rate (APR)**

as low as 6.24%

Length of Term, New and Used

61 to 72 months

Annual Percentage Rate (APR)**

as low as 6.84%

Length of Term, New and Used

73 to 84 months; min. $50k

Annual Percentage Rate (APR)**

as low as 9.29%

Length of Term, New and Used

85 to 96 months; min. $50k

Annual Percentage Rate (APR)**

as low as 10.29%

Length of Term, New and Used

97 to 120 months; min. $50k

Annual Percentage Rate (APR)**

as low as 11.29%

Effective July 31, 2023

Finally, an RV Loan that requires no money down.

Up to 100% financing with terms that make your monthly RV Loan payment affordable.

At America's Credit Union we know that your RV is the key to outdoor adventures and escapes. We understand the need for this newfound freedom, and that's why we make it so easy to finance your motorhome or camper.

With no money down and up to 100% financing, our RV Loans offer terms that make your monthly payment affordable.

If your RV is less than $50,000 we offer loans from 24 months to 96 months to make your payment affordable and easy to manage.

 

If your RV or motorhome is more than $50,000 we offer special loan terms from 97 to 120 months for larger purchases.

If you're in the market for an RV, ACU will finance any dealer accessories up to 100% of the MSRP value in the same loan! 

We understand how important your work-life-play balance is, and we agree that spending quality time together away from home matters. Talk to a Loan Officer today and we'll work to find the right solution for you. 

View Rates
rv loans with america's credit union is easy couple shown camping with their dogs in the woods
Couple camping with their dogs.

RV Loan Calculator

Use the rates and terms above to estimate your potential monthly payment with our Payment Calculators

You may also consider alternative financing options for your motorhome or camper, such as a Home Equity Loan. If you're not sure which loan option is best for you, contact a Loan Officer.

 

rv loan rates at americas credit union make owning an rv easy couple in front of their new rv

**Annual Percentage Rates are effective as of 07/31/2023. Rates shown include discounts of up to 0.30% that are available. Said discounts require qualifying products and/or services. Rates are subject to change without notice. Rates, terms and conditions may vary based on an individual's creditworthiness and credit union underwriting guidelines.