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      Build wealth and your future with a Savings Account.

      • $25 minimum deposit to open
      • Earn dividends on an average daily balance of $500 or more.
      • Establishes your share of ownership in the credit union.
      Open Account
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      The best Savings Account is right here.

      Your Savings Account represents your share of ownership at America's Credit Union.

      Savings is crucial to financial well-being. That’s why we’ve created our Savings Account to be simple, straightforward, and easy to use so you can start building wealth and investing in your future.

      Sometimes referred to as a Share Account, or Share Savings Account, your Savings Account represents your share of ownership in our credit union. Every member of America’s Credit Union is a part owner in our financial cooperative. Learn more about ownership on our Membership page.

      The ACU regular Savings Account can be accessed online, in any of our branch locations, or at an ATM if you have an ACU Checking Account with a debit card.

       

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      Savings Account Rates

      Account Type Dividend Rate* Annual Percentage Yield (APY)** Dividends Paid on Amounts
      TEXT
      Regular Savings
      TEXT
      0.05%
      TEXT
      0.05%
      TEXT
      $500.00 and above
      TEXT
      Kasasa® Saver**
      TEXT
      1.736%
      TEXT
      1.75%
      TEXT
      $0-$75,000
      TEXT
      Kasasa® Saver**
      TEXT
      0.25%
      TEXT
      0.25%
      TEXT
      Over $75,000
      TEXT
      Kasasa® Saver**
      TEXT
      0.01%
      TEXT
      0.01%
      TEXT
      All balances if qualifications not met.
      Effective November 1, 2022
      Account Type

      Regular Savings

       Dividend Rate*

      0.05%

       Annual Percentage Yield (APY)**

      0.05%

       Dividends Paid on Amounts

      $500.00 and above
      Account Type

      Kasasa® Saver**

       Dividend Rate*

      1.736%

       Annual Percentage Yield (APY)**

      1.75%

       Dividends Paid on Amounts

      $0-$75,000
      Account Type

      Kasasa® Saver**

       Dividend Rate*

      0.25%

       Annual Percentage Yield (APY)**

      0.25%

       Dividends Paid on Amounts

      Over $75,000
      Account Type

      Kasasa® Saver**

       Dividend Rate*

      0.01%

       Annual Percentage Yield (APY)**

      0.01%

       Dividends Paid on Amounts

      All balances if qualifications not met.
      Effective November 1, 2022

      * Fees could reduce the earnings. Rate/Yield on the above accounts is subject to change daily. Questions? Call 1-800-543-2811. Review ACU's Truth-In-Savings Disclosure.

      Budgeting Your Savings

      It’s essential that you have good budgeting habits to increase your savings. Whether you’re budgeting and saving for a one-time event like a wedding, saving for a major life change like having a baby, or getting better at managing daily spending and saving in general, this eBook will help!

      Full of budget templates and tips about creating a budget and tricks for sticking to it, this guide is essential for your future saving goals. With some organization and a good plan, you’ll be adding deposits to your Savings Account regularly.

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      Claim Your FREE Copy!
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      The Easiest Way to Add to Your Savings Account

      If you’re not familiar with the 52 Week Savings Challenge, it’s a relatively easy way to add to your Savings Account over the course of a year.

      On the first week put $1 in your Savings Account and leave it there for the whole year. On the second week put $2 in your Savings Account. Continue this pattern so on the 52nd week you’re depositing $52 into your Savings Account. At the end of the year, you will have saved $1,378 plus interest! For other variations of this savings plan check out our blog post Three Ways to Make the 52 Week Savings Challenge Work for You.

       

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      ACU NMLS ID #562279

      NCUA
      Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
      Privacy Policy

      America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. Should you receive an e-mail or text message allegedly from America’s Credit Union requesting such an update, please contact us immediately.

      The ACU website features a number of links to entities associated with ACU and/or the credit union industry. By accessing any of these links, you will be leaving the ACU site and entering a site hosted by another party. For your protection, we encourage you to read the privacy and security policies of the sites you enter, as these policies may be different from those of ACU. 

      America's Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 972-494-5328 or 800-543-2811 so that we may promptly assist you and remedy any accessibility concerns.

      © America’s Credit Union 2023 All Rights Reserved.